Humm Group (ASX:HUM) Total Liabilities: A$4,823.8 Mil (As of Dec. 2025)


ASX:HUM Humm Group Ltd ASX:HUM
47 GF Score
Price A$0.48
GF Value A$0.62
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Humm Group Total Liabilities?

Humm Group ASX:HUM +2.13% 47 Total Liabilities is A$4,823.8 Mil as of Dec. 2025. GuruFocus rates ASX:HUM with a GF Score™ of 47/100 and a GF Value™ of A$0.62 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Humm Group's Total Liabilities for the quarter that ended in Dec. 2025 was A$4,823.8 Mil.

Humm Group's quarterly Total Liabilities increased from Dec. 2024 (A$4,719.40 Mil) to Jun. 2025 (A$4,835.10 Mil) but then declined from Jun. 2025 (A$4,835.10 Mil) to Dec. 2025 (A$4,823.80 Mil).

Humm Group's annual Total Liabilities increased from Jun. 2023 (A$4,142.70 Mil) to Jun. 2024 (A$4,837.30 Mil) but then declined from Jun. 2024 (A$4,837.30 Mil) to Jun. 2025 (A$4,835.10 Mil).

Humm Group Total Liabilities Historical Data

* Premium members only.

The historical data trend for Humm Group's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Humm Group Total Liabilities Chart

Humm Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,540.30 3,139.00 4,142.70 4,837.30 4,835.10

Humm Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,641.20 4,837.30 4,719.40 4,835.10 4,823.80
ASX:HUM
47GF Score
Humm Group Ltd ASX:HUM
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Humm Group Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Humm Group's Total Liabilities for the fiscal year that ended in Jun. 2025 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=4788.3+(0+46.8
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+0+0+0)
=4,835.1

Total Liabilities=Total Assets (A: Jun. 2025 )-Total Equity (A: Jun. 2025 )
=5338.3-503.2
=4,835.1

Humm Group's Total Liabilities for the quarter that ended in Dec. 2025 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=4823.8+(0+0
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+0+0+0)
=4,823.8

Total Liabilities=Total Assets (Q: Dec. 2025 )-Total Equity (Q: Dec. 2025 )
=5361.3-537.5
=4,823.8

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of A$4,823.8 Mil mean?
Humm Group (ASX:HUM) has a Total Liabilities of A$4,823.8 Mil as of Dec. 2025. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Humm Group and its competitors.
Is Humm Group's Total Liabilities too high?
Humm Group's current Total Liabilities is A$4,823.8 Mil. Overall, Humm Group has a GF Score™ of 47/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Humm Group's Total Liabilities compare to V and MA?
Humm Group's Total Liabilities of A$4,823.8 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Credit Services company?
A good Total Liabilities depends on the Credit Services industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Humm Group and its competitors. Humm Group's current Total Liabilities is A$4,823.8 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Humm Group stock overvalued right now?
Based on GuruFocus' analysis, Humm Group (ASX:HUM) is currently considered Modestly Undervalued. The stock's GF Value™ is A$0.62, compared to a current price of A$0.48 — trading 22.6% below its estimated fair value. The current Total Liabilities is A$4,823.8 Mil. Humm Group's overall GF Score™ is 47/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Humm Group (ASX:HUM), the current Total Liabilities is A$4,823.8 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Humm Group (ASX:HUM) Overvalued in 2026?

Based on GuruFocus' analysis, Humm Group stock appears to be undervalued. The current stock price of A$0.48 is trading 22.6% below its estimated GF Value™ of A$0.62. GuruFocus considers Humm Group to be Modestly Undervalued.

Key valuation signals for ASX:HUM:

  • Total Liabilities: A$4,823.8 Mil
  • GF Value™: A$0.62 vs. price of A$0.48 (22.6% below fair value)
  • GF Score™: 47/100 with 5 warning signs

No single metric tells the full story. See the ASX:HUM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Humm Group Business Description

Other Exchanges HUMGF:USA
Address 121 Harrington Street, Level 1, Sydney, NSW, AUS, 2000
Humm Group Ltd is a diversified financial services company that provides instalment plans which enable businesses and consumers to make large purchases. hummgroup operates in Australia, New Zealand, Ireland, Canada and the United Kingdom. Its principal activities inlcude Commercial Lending in Australia and New Zealand; Point of Sale Payment Plans; Australia Cards (humm90); and New Zealand Cards (including Farmers Finance Card, Farmers Mastercard, Q Card, Q Mastercard and Flight Centre Mastercard). Its segment includes: Commercial; PosPP; Cards NZ; Cards AU; and Corporate.
47GF Score

Get the complete analysis for ASX:HUM

Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.48
Price
A$0.62
GF Value