Humm Group (ASX:HUM) Shareholder Yield % : -10.93% (As of Dec. 2025)


ASX:HUM Humm Group Ltd ASX:HUM
47 GF Score
Price A$0.48
GF Value A$0.62
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Humm Group Shareholder Yield %?

Humm Group ASX:HUM +2.13% 47 Shareholder Yield % is -10.93% as of Dec. 2025. GuruFocus rates ASX:HUM with a GF Score™ of 47/100 and a GF Value™ of A$0.62 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 490 Credit Services companies, Humm Group ranks worse than 60.41% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Humm Group's Shareholder Yield % was -10.93%.


Humm Group  (ASX:HUM) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Humm Group Shareholder Yield % Related Terms


Humm Group Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for Humm Group's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Humm Group Shareholder Yield % Chart

Humm Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.03 -275.23 -374.61 -427.28 -3.61

Humm Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -401.18 -427.28 -108.46 -3.61 -7.80

ASX:HUM vs V, MA, AXP: Shareholder Yield % Comparison

For the Credit Services subindustry, Humm Group's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Humm Group Shareholder Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Humm Group's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Humm Group's Shareholder Yield % falls into.


ASX:HUM
47GF Score
Humm Group Ltd ASX:HUM
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Humm Group Shareholder Yield % Calculation

Humm Group's Shareholder Yield % for the quarter that ended in Dec. 2025 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=2.86 %+0.00 %+-10.66 %
=-7.8 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of -10.93% mean?
Humm Group (ASX:HUM) has a Shareholder Yield % of -10.93% as of Dec. 2025. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Humm Group and its competitors. According to the industry distribution chart, Humm Group ranks #296 out of 490 companies in the Credit Services industry, placing it in the top 60.4%.
Is Humm Group's Shareholder Yield % too high?
Humm Group's current Shareholder Yield % is -10.93%. Based on the distribution chart, Humm Group ranks #296 out of 490 companies in the Credit Services industry, which is below the industry midpoint. Overall, Humm Group has a GF Score™ of 47/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Humm Group's Shareholder Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Humm Group ranks #296 out of 490 companies for Shareholder Yield %. This places Humm Group in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Credit Services company?
A good Shareholder Yield % depends on the Credit Services industry context. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Humm Group and its competitors. Humm Group's current Shareholder Yield % is -10.93%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Humm Group stock overvalued right now?
Based on GuruFocus' analysis, Humm Group (ASX:HUM) is currently considered Modestly Undervalued. The stock's GF Value™ is A$0.62, compared to a current price of A$0.48 — trading 22.6% below its estimated fair value. The current Shareholder Yield % is -10.93%. Humm Group's overall GF Score™ is 47/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Humm Group (ASX:HUM), the current Shareholder Yield % is -10.93% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Humm Group (ASX:HUM) Overvalued in 2026?

Based on GuruFocus' analysis, Humm Group stock appears to be undervalued. The current stock price of A$0.48 is trading 22.6% below its estimated GF Value™ of A$0.62. GuruFocus considers Humm Group to be Modestly Undervalued.

Key valuation signals for ASX:HUM:

  • Shareholder Yield %: -10.93%
  • GF Value™: A$0.62 vs. price of A$0.48 (22.6% below fair value)
  • GF Score™: 47/100 with 5 warning signs

No single metric tells the full story. See the ASX:HUM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Humm Group Business Description

Other Exchanges HUMGF:USA
Address 121 Harrington Street, Level 1, Sydney, NSW, AUS, 2000
Humm Group Ltd is a diversified financial services company that provides instalment plans which enable businesses and consumers to make large purchases. hummgroup operates in Australia, New Zealand, Ireland, Canada and the United Kingdom. Its principal activities inlcude Commercial Lending in Australia and New Zealand; Point of Sale Payment Plans; Australia Cards (humm90); and New Zealand Cards (including Farmers Finance Card, Farmers Mastercard, Q Card, Q Mastercard and Flight Centre Mastercard). Its segment includes: Commercial; PosPP; Cards NZ; Cards AU; and Corporate.
47GF Score

Get the complete analysis for ASX:HUM

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.48
Price
A$0.62
GF Value