Spandana Sphoorty Financial (BOM:890221) Total Liabilities: ₹0 Mil (As of Jun. 2026)

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BOM:890221 Spandana Sphoorty Financial Ltd BOM:890221
48 GF Score
Price ₹114.50
GF Value ₹100.29
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Spandana Sphoorty Financial Total Liabilities?

Spandana Sphoorty Financial BOM:890221 48 Total Liabilities is ₹0 Mil as of Jun. 2026. GuruFocus rates BOM:890221 with a GF Score™ of 48/100 and a GF Value™ of ₹100.29 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Spandana Sphoorty Financial's Total Liabilities for the quarter that ended in Jun. 2026 was ₹0 Mil.

Spandana Sphoorty Financial's quarterly Total Liabilities increased from Dec. 2025 (₹0.00 Mil) to Mar. 2026 (₹41,168.00 Mil) but then declined from Mar. 2026 (₹41,168.00 Mil) to Jun. 2026 (₹0.00 Mil).

Spandana Sphoorty Financial's annual Total Liabilities declined from Mar. 2024 (₹97,376.40 Mil) to Mar. 2025 (₹58,602.50 Mil) and declined from Mar. 2025 (₹58,602.50 Mil) to Mar. 2026 (₹41,168.00 Mil).

Spandana Sphoorty Financial Total Liabilities Historical Data

* Premium members only.

The historical data trend for Spandana Sphoorty Financial's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Spandana Sphoorty Financial Total Liabilities Chart

Spandana Sphoorty Financial Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 39,863.92 62,833.60 97,376.40 58,602.50 41,168.00

Spandana Sphoorty Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 34,520.50 0.00 41,168.00 0.00
BOM:890221
48GF Score
Spandana Sphoorty Financial Ltd BOM:890221
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Spandana Sphoorty Financial Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Spandana Sphoorty Financial's Total Liabilities for the fiscal year that ended in Mar. 2026 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=27544.5+(13113.1+340.7
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+0+132+37.7)
=41,168

Total Liabilities=Total Assets (A: Mar. 2026 )-Total Equity (A: Mar. 2026 )
=62463.7-21295.7
=41,168

Spandana Sphoorty Financial's Total Liabilities for the quarter that ended in Jun. 2026 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=0+(0+0
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+0+0+37.7)
=N/A

Total Liabilities=Total Assets (Q: Jun. 2026 )-Total Equity (Q: Jun. 2026 )
=N/A-N/A
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of ₹0 Mil mean?
Spandana Sphoorty Financial (BOM:890221) has a Total Liabilities of ₹0 Mil as of Jun. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Spandana Sphoorty Financial and its competitors.
Is Spandana Sphoorty Financial's Total Liabilities too high?
Spandana Sphoorty Financial's current Total Liabilities is ₹0 Mil. Overall, Spandana Sphoorty Financial has a GF Score™ of 48/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Spandana Sphoorty Financial's Total Liabilities compare to V and MA?
Spandana Sphoorty Financial's Total Liabilities of ₹0 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Credit Services company?
A good Total Liabilities depends on the Credit Services industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Spandana Sphoorty Financial and its competitors. Spandana Sphoorty Financial's current Total Liabilities is ₹0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Spandana Sphoorty Financial stock overvalued right now?
Based on GuruFocus' analysis, Spandana Sphoorty Financial (BOM:890221) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹100.29, compared to a current price of ₹114.50 — trading 14.2% above its estimated fair value. The current Total Liabilities is ₹0 Mil. Spandana Sphoorty Financial's overall GF Score™ is 48/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Spandana Sphoorty Financial (BOM:890221), the current Total Liabilities is ₹0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Spandana Sphoorty Financial (BOM:890221) Overvalued in 2026?

Based on GuruFocus' analysis, Spandana Sphoorty Financial stock appears to be overvalued. The current stock price of ₹114.50 is trading 14.2% above its estimated GF Value™ of ₹100.29. GuruFocus considers Spandana Sphoorty Financial to be Modestly Overvalued.

Key valuation signals for BOM:890221:

  • Total Liabilities: ₹0 Mil
  • GF Value™: ₹100.29 vs. price of ₹114.50 (14.2% above fair value)
  • GF Score™: 48/100 with 5 warning signs

No single metric tells the full story. See the BOM:890221 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Spandana Sphoorty Financial Business Description

Other Exchanges SPANDANA:India542759:India
Address TSIIC, Raidurg Panmaktha, Galaxy, Wing B, 16th Floor, Plot No.1, Sy No 83/1, Rangareddy, Hyderabad Knowledge City, Hyderabad, TG, IND, 500081
Spandana Sphoorty Financial Ltd is an Indian non-banking financial company and microfinance institution focused on rural and semi-urban customers. Its core business is providing income-generating loans to women from low-income households through the joint liability group (JLG) model, under which small groups of borrowers cross-guarantee one another's loans. The company has diversified beyond pure microfinance into secured retail lending, including loan against property (LAP), and offers other retail loan products such as business and personal loans. It operates an extensive branch network across multiple Indian states, with a presence concentrated in rural and semi-urban areas. Revenue is generated primarily through interest and fees on its loan portfolio, and the company funds its lending through borrowings from banks and other financial institutions. It operates as a single financing segment within India.
48GF Score

Get the complete analysis for BOM:890221

Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹114.50
Price
₹100.29
GF Value