What is a stock summary page? Click here for an overview.
Business Description
Spandana Sphoorty Financial Ltd
ISIN : INE572J01011
Compare
Compare
Traded in other countries / regions
542759.India IPO Date
2019-08-19Description
Spandana Sphoorty Financial Ltd is a rural-focused non-banking financial company with a geographically diversified presence in India. It offers income generation loans under the joint liability group model, predominantly to women from low-income households in rural areas. Further, it also offers, Gold loans, Interim loans, Loan against Property, and others. It has a single business segment which is financing. The company operates in India and generates key revenue from giving loans.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.23 | |||||
| Equity-to-Asset | 0.3 | |||||
| Debt-to-Equity | 2.24 | |||||
| Debt-to-EBITDA | 12.88 | |||||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 4/9 | |||||
| Altman Z-Score | 1.3 | |||||
| Beneish M-Score | -0.77 | |||||
| WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 13.5 | |||||
| 3-Year EBITDA Growth Rate | 39.9 | |||||
| 3-Year EPS without NRI Growth Rate | -2 | |||||
| 3-Year FCF Growth Rate | -11.4 | |||||
| 3-Year Book Growth Rate | 6.1 |
Momentum Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 51.51 | |||||
| 9-Day RSI | 46.33 | |||||
| 14-Day RSI | 43.49 | |||||
| 3-1 Month Momentum % | -39.14 | |||||
| 6-1 Month Momentum % | -54.11 | |||||
| 12-1 Month Momentum % | -72.21 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Current Ratio | 1968.55 | |||||
| Quick Ratio | 1968.55 | |||||
| Cash Ratio | 327.4 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Average Share Buyback Ratio | -3.5 | |||||
| Shareholder Yield % | -102.25 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Gross Margin % | 36.23 | |||||
| Operating Margin % | 24.22 | |||||
| Net Margin % | -19.54 | |||||
| FCF Margin % | -113.08 | |||||
| ROE % | -13.48 | |||||
| ROA % | -3.91 | |||||
| ROIC % | 4.29 | |||||
| 3-Year ROIIC % | -1.14 | |||||
| ROC (Joel Greenblatt) % | 830.26 | |||||
| ROCE % | 5.94 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Forward PE Ratio | 7.32 | |||||
| PE Ratio without NRI | 3.36 | |||||
| Shiller PE Ratio | 4.86 | |||||
| PS Ratio | 0.71 | |||||
| PB Ratio | 0.49 | |||||
| Price-to-Tangible-Book | 0.49 | |||||
| EV-to-EBIT | 13.17 | |||||
| EV-to-EBITDA | 12.69 | |||||
| EV-to-Revenue | 3.2 | |||||
| EV-to-FCF | -2.82 | |||||
| Price-to-GF-Value | 0.35 | |||||
| Price-to-Graham-Number | 0.25 | |||||
| Price-to-Net-Current-Asset-Value | 0.58 | |||||
| Earnings Yield (Greenblatt) % | 7.59 | |||||
| FCF Yield % | -159.74 | |||||
| Forward Rate of Return (Yacktman) % | -7.24 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Spandana Sphoorty Financial Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₹) | 24,165.4 | ||
| EPS (TTM) (₹) | -66.71 | ||
| Beta | 1.13 | ||
| 3-Year Sharpe Ratio | -0.15 | ||
| 3-Year Sortino Ratio | -0.23 | ||
| Volatility % | 33.02 | ||
| 14-Day RSI | 43.49 | ||
| 14-Day ATR (₹) | 14.445265 | ||
| 20-Day SMA (₹) | 244.6385 | ||
| 12-1 Month Momentum % | -72.21 | ||
| 52-Week Range (₹) | 193 - 935.6 | ||
| Shares Outstanding (Mil) | 71.31 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Spandana Sphoorty Financial Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Spandana Sphoorty Financial Ltd Stock Events
| Event | Date | Price (₹) | ||
|---|---|---|---|---|
| No Event Data | ||||
Spandana Sphoorty Financial Ltd Frequently Asked Questions
What is Spandana Sphoorty Financial Ltd(NSE:SPANDANA)'s stock price today?
The current price of NSE:SPANDANA is ₹240.20. The 52 week high of NSE:SPANDANA is ₹935.60 and 52 week low is ₹193.00.
When is next earnings date of Spandana Sphoorty Financial Ltd(NSE:SPANDANA)?
The next earnings date of Spandana Sphoorty Financial Ltd(NSE:SPANDANA) is .
Does Spandana Sphoorty Financial Ltd(NSE:SPANDANA) pay dividends? If so, how much?
Spandana Sphoorty Financial Ltd(NSE:SPANDANA) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers