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Volatility is a statistical measure of the dispersion of returns for a given security or market index, it shows how the price swings around its mean. The volatility here is measured as the annualized standard deviation between monthly returns from the security over the past year. In most cases, the higher the volatility, the riskier the security.
Studio Financial Holdings (OTCPK:STBK) Volatility Explanation
Volatility is a statistical measure of the dispersion of returns for a given security or market index. It’s often measured as standard deviation or variance of historical returns over a certain period. The volatility here is measured as the annualized standard deviation between monthly returns from the security over the past year.
Volatility reflects the uncertainty or risk of a security’s value. Generally speaking, a higher volatility suggests a higher risk, because it implies a wider fluctuation around average price. This means the price of the security can change dramatically in either direction within a short period. Conversely, a lower volatility means that the security's price is more steady, which suggests a lower risk.
Another measurement of relative volatility is Beta. Beta is a measure of systematic risk of a security or a portfolio in comparison to the market as a whole. Beta is usually compared to 1. A beta of greater than 1 indicates that the security's price will be more volatile than the market.
Studio Financial Holdings Volatility Related Terms
STBK vs SEBC, JBTC, BSFO: Volatility Comparison
For the Banks - Regional subindustry, Studio Financial Holdings's Volatility, along with its competitors' market caps and Volatility data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Studio Financial Holdings Volatility vs Banks Industry
For the Banks industry and Financial Services sector, Studio Financial Holdings's Volatility distribution charts can be found below:
* The bar in red indicates where Studio Financial Holdings's Volatility falls into.
Studio Financial Holdings (OTCPK:STBK) Volatility Calculation
The annualized volatility is calculated as following:
σA
=
σM
*
√12
=
√ 1/(n-1) ∑(Ri - R')^2
*
√12
Where: σM is the monthly volatility, n is the number of months in the period, Ri is the security's historical monthly returns and R' is the arithmetic mean of monthly returns.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Studio Financial Holdings (STBK) has a Volatility of 23.12% as of Aug. 24, 2026. Volatility is measured as the annualized standard deviation between monthly returns from the security over the past year. View historical data on Studio Financial Holdings and its competitors.
Is Studio Financial Holdings' Volatility too high?
Studio Financial Holdings' current Volatility is 23.12%. Overall, Studio Financial Holdings has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Studio Financial Holdings' Volatility compare to SEBC and JBTC?
Studio Financial Holdings' Volatility of 23.12% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Volatility for a Banks company?
A good Volatility depends on the Banks industry context. However, Volatility should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Volatility mean?
A high Volatility can signal that a stock is expensive relative to its fundamentals. Volatility is measured as the annualized standard deviation between monthly returns from the security over the past year. View historical data on Studio Financial Holdings and its competitors. Studio Financial Holdings's current Volatility is 23.12%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Studio Financial Holdings stock overvalued right now?
Studio Financial Holdings (STBK) has a current Volatility of 23.12%. The current Volatility is 23.12%. Studio Financial Holdings' overall GF Score™ is 8/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Volatility calculated?
Volatility is calculated from a company's financial statements. For Studio Financial Holdings (STBK), the current Volatility is 23.12% as of Aug. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Studio Financial Holdings Inc is a single-bank holding company. The bank provides a full range of financial services through its offices in Davidson, Montgomery, and Williamson County, Tennessee. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment loans. The portfolio segments of the company include Construction Real Estate, Commercial Real Estate, Residential Real Estate, Commercial, and Consumer.
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