STBK (Studio Financial Holdings) GF Score: 8/100 (As of Aug. 24, 2026) — 50% Below Median

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STBK Studio Financial Holdings Inc STBK
8 GF Score
Price $14.60
! 2 Warning Signs
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What is Studio Financial Holdings GF Score?

Studio Financial Holdings STBK -0.49% 8 GF Score is 8 as of Aug. 24, 2026, which is 50% below its 10-year median of 16.00. GuruFocus rates STBK with a GF Score™ of 8/100. The stock has 2 warning signs investors should review.

Studio Financial Holdings has the GF Score of 8, which implies that the company might have Worst future performance potential, or not enough data.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 4/10
2. Profitability Rank : 1/10
3. Growth Rank : 0/10
4. GF Value Rank : 0/10
5. Momentum Rank : 0/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Studio Financial Holdings might have Worst future performance potential, or not enough data.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Studio Financial Holdings  (OTCPK:STBK) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

Studio Financial Holdings GF Score Related Terms

STBK vs SEBC, JBTC, BSFO: GF Score Comparison

For the Banks - Regional subindustry, Studio Financial Holdings's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Studio Financial Holdings GF Score vs Banks Industry

For the Banks industry and Financial Services sector, Studio Financial Holdings's GF Score distribution charts can be found below:

* The bar in red indicates where Studio Financial Holdings's GF Score falls into.


STBK
8GF Score
Studio Financial Holdings Inc STBK
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 8 mean?
Studio Financial Holdings (STBK) has a GF Score of 8 as of Aug. 24, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Studio Financial Holdings and its competitors. This is 50% below median its historical median of 16.00. Over the past decade, Studio Financial Holdings' GF Score has ranged from 8.00 to 18.00.
Is Studio Financial Holdings' GF Score too high?
Studio Financial Holdings' current GF Score of 8 is 50% below median its 10-year median of 16.00. Over the past 10 years, this metric has ranged from a low of 8.00 to a high of 18.00. Overall, Studio Financial Holdings has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Studio Financial Holdings' GF Score compare to SEBC and JBTC?
Studio Financial Holdings' GF Score of 8 can be compared against companies in the Banks industry. Historically, Studio Financial Holdings' own GF Score has ranged from 8.00 to 18.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Studio Financial Holdings and its competitors. Studio Financial Holdings's current GF Score is 8, which is 50% below median its own 10-year median of 16.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Studio Financial Holdings stock overvalued right now?
Studio Financial Holdings (STBK) has a current GF Score of 8. The current GF Score is 8, which is 50% below median its 10-year median of 16.00. Studio Financial Holdings' overall GF Score™ is 8/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Studio Financial Holdings (STBK), the current GF Score is 8 as of Aug. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Studio Financial Holdings Business Description

Address 124 12th Avenue South, Suite 400, Nashville, TN, USA, 37203
Studio Financial Holdings Inc is a single-bank holding company. The bank provides a full range of financial services through its offices in Davidson, Montgomery, and Williamson County, Tennessee. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment loans. The portfolio segments of the company include Construction Real Estate, Commercial Real Estate, Residential Real Estate, Commercial, and Consumer.
8GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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