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Studio Financial HoldingsSTBK -0.49%8 Median PS Value is $0.00 as of Aug. 24, 2026. GuruFocus rates STBK with a GF Score™ of 8/100. The stock has 2 warning signs investors should review. Among 1,059 Banks companies, Studio Financial Holdings ranks worse than 94428.61% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Studio Financial Holdings's Median PS Value or its related term are showing as below:
STBK's Price-to-Median-PS-Value is not ranked *
in the Banks industry.
Industry Median: 1.11 * Ranked among companies with meaningful Price-to-Median-PS-Value only.
Studio Financial Holdings (OTCPK:STBK) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Studio Financial Holdings's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
14.5974
/
=
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Studio Financial Holdings Median PS Value Related Terms
Studio Financial Holdings Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Studio Financial Holdings Median PS Value Chart
Studio Financial Holdings Annual Data
Trend
Median PS Value
Studio Financial Holdings Semi-Annual Data
Median PS Value
STBK vs SEBC, JBTC, BSFO: Median PS Value Comparison
For the Banks - Regional subindustry, Studio Financial Holdings's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Studio Financial Holdings Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Studio Financial Holdings's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Studio Financial Holdings's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is .
For company reported annually, GuruFocus uses latest annual data as the TTM data. Studio Financial Holdings's Revenue per Share for the trailing twelve months (TTM) ended in . 20 was $.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Studio Financial Holdings (STBK) has a Median PS Value of $0.00 as of Aug. 24, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Studio Financial Holdings and its competitors. According to the industry distribution chart, Studio Financial Holdings ranks #999999 out of 1059 companies in the Banks industry.
Is Studio Financial Holdings' Median PS Value too high?
Studio Financial Holdings' current Median PS Value is $0.00. Based on the distribution chart, Studio Financial Holdings ranks #999999 out of 1059 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Studio Financial Holdings has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Studio Financial Holdings' Median PS Value compare to SEBC and JBTC?
According to the Banks industry distribution chart, Studio Financial Holdings ranks #999999 out of 1059 companies for Median PS Value. This places Studio Financial Holdings in the lower half of its industry. The industry median Median PS Value is 1.11. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,059 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Studio Financial Holdings and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Studio Financial Holdings's current Median PS Value is $0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Studio Financial Holdings stock overvalued right now?
Studio Financial Holdings (STBK) has a current Median PS Value of $0.00. The current Median PS Value is $0.00. Studio Financial Holdings' overall GF Score™ is 8/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Studio Financial Holdings (STBK), the current Median PS Value is $0.00 as of Aug. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Studio Financial Holdings Inc is a single-bank holding company. The bank provides a full range of financial services through its offices in Davidson, Montgomery, and Williamson County, Tennessee. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment loans. The portfolio segments of the company include Construction Real Estate, Commercial Real Estate, Residential Real Estate, Commercial, and Consumer.
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