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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Studio Financial Holdings's Debt-to-Equity or its related term are showing as below:
STBK's Debt-to-Equity is not ranked *
in the Banks industry.
Industry Median: 0.57 * Ranked among companies with meaningful Debt-to-Equity only.
Studio Financial Holdings (OTCPK:STBK) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Studio Financial Holdings Debt-to-Equity Related Terms
Studio Financial Holdings Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Studio Financial Holdings Debt-to-Equity Chart
Studio Financial Holdings Annual Data
Trend
Debt-to-Equity
Studio Financial Holdings Semi-Annual Data
Debt-to-Equity
STBK vs SEBC, JBTC, BSFO: Debt-to-Equity Comparison
For the Banks - Regional subindustry, Studio Financial Holdings's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Studio Financial Holdings Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Studio Financial Holdings's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Studio Financial Holdings's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Studio Financial Holdings (STBK) has a Debt-to-Equity of 0.00 as of . 20. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Studio Financial Holdings and its competitors. According to the industry distribution chart, Studio Financial Holdings ranks #999999 out of 1422 companies in the Banks industry.
Is Studio Financial Holdings' Debt-to-Equity too high?
Studio Financial Holdings' current Debt-to-Equity is 0.00. Based on the distribution chart, Studio Financial Holdings ranks #999999 out of 1422 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Studio Financial Holdings has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Studio Financial Holdings' Debt-to-Equity compare to SEBC and JBTC?
According to the Banks industry distribution chart, Studio Financial Holdings ranks #999999 out of 1422 companies for Debt-to-Equity. This places Studio Financial Holdings in the lower half of its industry. The industry median Debt-to-Equity is 0.57. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.57, based on 1,422 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Studio Financial Holdings and its competitors. For the Banks industry, the median Debt-to-Equity is 0.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Studio Financial Holdings's current Debt-to-Equity is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Studio Financial Holdings stock overvalued right now?
Studio Financial Holdings (STBK) has a current Debt-to-Equity of 0.00. The current Debt-to-Equity is 0.00. Studio Financial Holdings' overall GF Score™ is 8/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Studio Financial Holdings (STBK), the current Debt-to-Equity is 0.00 as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Studio Financial Holdings Inc is a single-bank holding company. The bank provides a full range of financial services through its offices in Davidson, Montgomery, and Williamson County, Tennessee. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment loans. The portfolio segments of the company include Construction Real Estate, Commercial Real Estate, Residential Real Estate, Commercial, and Consumer.
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