Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Comfort FincapBOM:535267 -1.17%71 5-Year Yield-on-Cost % is 1.31 as of Sep. 12, 2026, which is 4% below its 10-year median of 1.37. GuruFocus rates BOM:535267 with a GF Score™ of 71/100 and a GF Value™ of ₹7.34 (Fairly Valued). The stock has 3 warning signs investors should review. Among 205 Credit Services companies, Comfort Fincap ranks worse than 75.61% on this metric.
Comfort Fincap's yield on cost for the quarter that ended in Jun. 2026 was 1.31.
The historical rank and industry rank for Comfort Fincap's 5-Year Yield-on-Cost % or its related term are showing as below:
BOM:535267'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.89 Med: 1.37 Max: 4.68
Current: 1.31
During the past 13 years, Comfort Fincap's highest Yield on Cost was 4.68. The lowest was 0.89. And the median was 1.37.
BOM:535267's 5-Year Yield-on-Cost % is ranked worse than 75.61% of 205
companies
in the Credit Services industry
Industry Median: 4.55
vs BOM:535267: 1.31
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Comfort Fincap 5-Year Yield-on-Cost % Related Terms
BOM:535267 vs V, MA, AXP: 5-Year Yield-on-Cost % Comparison
For the Credit Services subindustry, Comfort Fincap's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Comfort Fincap 5-Year Yield-on-Cost % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Comfort Fincap's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Comfort Fincap's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Comfort Fincap is calculated as
Comfort Fincap (BOM:535267) has a 5-Year Yield-on-Cost % of 1.31 as of Sep. 12, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Comfort Fincap and its competitors. This is near median its historical median of 1.37. Over the past decade, Comfort Fincap's 5-Year Yield-on-Cost % has ranged from 0.89 to 4.68. According to the industry distribution chart, Comfort Fincap ranks #155 out of 205 companies in the Credit Services industry, placing it in the top 75.6%.
Is Comfort Fincap's 5-Year Yield-on-Cost % too high?
Comfort Fincap's current 5-Year Yield-on-Cost % of 1.31 is near median its 10-year median of 1.37. Over the past 10 years, this metric has ranged from a low of 0.89 to a high of 4.68. The Credit Services industry median 5-Year Yield-on-Cost % is 4.55. Comfort Fincap's value of 1.31 is 71.2% below this industry median. Based on the distribution chart, Comfort Fincap ranks #155 out of 205 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Comfort Fincap has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Comfort Fincap's 5-Year Yield-on-Cost % compare to V and MA?
According to the Credit Services industry distribution chart, Comfort Fincap ranks #155 out of 205 companies for 5-Year Yield-on-Cost %. This places Comfort Fincap in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 4.55. Comfort Fincap's value of 1.31 is 71.2% below this benchmark. Historically, Comfort Fincap's own 5-Year Yield-on-Cost % has ranged from 0.89 to 4.68 over the past decade. While the company's 10-year median is 1.37 vs. the industry median of 4.55, Comfort Fincap has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Credit Services company?
The median 5-Year Yield-on-Cost % among Credit Services companies is 4.55, based on 205 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Comfort Fincap's current 5-Year Yield-on-Cost % of 1.31 is 71.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Comfort Fincap and its competitors. For the Credit Services industry, the median 5-Year Yield-on-Cost % is 4.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Comfort Fincap's current 5-Year Yield-on-Cost % is 1.31, which is near median its own 10-year median of 1.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Comfort Fincap stock overvalued right now?
Based on GuruFocus' analysis, Comfort Fincap (BOM:535267) is currently considered Fairly Valued. The stock's GF Value™ is ₹7.34, compared to a current price of ₹7.61 — trading 3.7% above its estimated fair value. The current 5-Year Yield-on-Cost % is 1.31, which is near median its 10-year median of 1.37 and 71.2% below the Credit Services industry median of 4.55. Comfort Fincap's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Comfort Fincap (BOM:535267), the current 5-Year Yield-on-Cost % is 1.31 as of Sep. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Comfort Fincap (BOM:535267) Overvalued in 2026?
Based on GuruFocus' analysis, Comfort Fincap stock appears to be overvalued.
The current stock price of ₹7.61 is trading 3.7% above its estimated GF Value™ of ₹7.34.
GuruFocus considers Comfort Fincap to be Fairly Valued.
Key valuation signals for BOM:535267:
5-Year Yield-on-Cost %: 1.31 (near median its 10-year median of 1.37)
GF Value™: ₹7.34 vs. price of ₹7.61 (3.7% above fair value)
Industry Position: 71.2% below the Credit Services median (#155 of 205)
No single metric tells the full story. See the BOM:535267 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Comfort Fincap Ltd is an India-based non-banking financial company. It provides various financial solutions to commercial, industrial, and financial clients. Its offerings include advancing loans against listed shares, securities, and properties, corporate loans, personal loans, trade financing, promoter funding, IPO (initial public offering) financing, bills discounting, margin funding, trading in shares and securities, and arbitrage business in stock and commodity markets. It generates revenue in the form of professional fees and interest income received from loans and advances and term deposits.
71GF Score
Get the complete analysis for BOM:535267
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:535267 has been successfully added to your 
