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Comfort FincapBOM:535267 -1.64%73 Quick Ratio is 74.61 as of Mar. 2026, which is 2% above its 10-year median of 72.88. GuruFocus rates BOM:535267 with a GF Score™ of 73/100 and a GF Value™ of ₹7.22 (Fairly Valued). The stock has 3 warning signs investors should review. Among 396 Credit Services companies, Comfort Fincap ranks better than 77.78% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Comfort Fincap's quick ratio for the quarter that ended in Mar. 2026 was 74.61.
Comfort Fincap has a quick ratio of 74.61. It generally indicates good short-term financial strength.
The historical rank and industry rank for Comfort Fincap's Quick Ratio or its related term are showing as below:
BOM:535267'
s Quick Ratio Range Over the Past 10 Years
Min: 2.37 Med: 72.88 Max: 209.09
Current: 74.61
During the past 13 years, Comfort Fincap's highest Quick Ratio was 209.09. The lowest was 2.37. And the median was 72.88.
BOM:535267's Quick Ratio is ranked better than 77.78% of 396
companies
in the Credit Services industry
Industry Median: 4.27
vs BOM:535267: 74.61
Comfort Fincap (BOM:535267) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Comfort Fincap Quick Ratio Related Terms
Comfort Fincap Quick Ratio Historical Data
* Premium members only.
The historical data trend for Comfort Fincap's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Comfort Fincap's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Comfort Fincap Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Comfort Fincap's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Comfort Fincap's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Comfort Fincap's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Comfort Fincap (BOM:535267) has a Quick Ratio of 74.61 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Comfort Fincap and its competitors. This is near median its historical median of 72.88. Over the past decade, Comfort Fincap's Quick Ratio has ranged from 2.37 to 209.09. According to the industry distribution chart, Comfort Fincap ranks #88 out of 396 companies in the Credit Services industry, placing it in the top 22.2%.
Is Comfort Fincap's Quick Ratio too high?
Comfort Fincap's current Quick Ratio of 74.61 is near median its 10-year median of 72.88. Over the past 10 years, this metric has ranged from a low of 2.37 to a high of 209.09. The Credit Services industry median Quick Ratio is 4.27. Comfort Fincap's value of 74.61 is 1647.3% above this industry median. Based on the distribution chart, Comfort Fincap ranks #88 out of 396 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Comfort Fincap has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Comfort Fincap's Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Comfort Fincap ranks #88 out of 396 companies for Quick Ratio. This places Comfort Fincap in the top 22% of its industry — outperforming the majority of peers. The industry median Quick Ratio is 4.27. Comfort Fincap's value of 74.61 is 1647.3% above this benchmark. Historically, Comfort Fincap's own Quick Ratio has ranged from 2.37 to 209.09 over the past decade. While the company's 10-year median is 72.88 vs. the industry median of 4.27, Comfort Fincap has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.27, based on 396 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Comfort Fincap's current Quick Ratio of 74.61 is 1647.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Comfort Fincap and its competitors. For the Credit Services industry, the median Quick Ratio is 4.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Comfort Fincap's current Quick Ratio is 74.61, which is near median its own 10-year median of 72.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Comfort Fincap stock overvalued right now?
Based on GuruFocus' analysis, Comfort Fincap (BOM:535267) is currently considered Fairly Valued. The stock's GF Value™ is ₹7.22, compared to a current price of ₹7.18 — trading 0.6% below its estimated fair value. The current Quick Ratio is 74.61, which is near median its 10-year median of 72.88 and 1647.3% above the Credit Services industry median of 4.27. Comfort Fincap's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Comfort Fincap (BOM:535267), the current Quick Ratio is 74.61 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Comfort Fincap (BOM:535267) Overvalued in 2026?
Based on GuruFocus' analysis, Comfort Fincap stock appears to be undervalued.
The current stock price of ₹7.18 is trading 0.6% below its estimated GF Value™ of ₹7.22.
GuruFocus considers Comfort Fincap to be Fairly Valued.
Key valuation signals for BOM:535267:
Quick Ratio: 74.61 (near median its 10-year median of 72.88)
GF Value™: ₹7.22 vs. price of ₹7.18 (0.6% below fair value)
Industry Position: 1647.3% above the Credit Services median (#88 of 396)
No single metric tells the full story. See the BOM:535267 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Comfort Fincap Ltd is an India-based non-banking financial company. It provides various financial solutions to commercial, industrial, and financial clients. Its offerings include advancing loans against listed shares, securities, and properties, corporate loans, personal loans, trade financing, promoter funding, IPO (initial public offering) financing, bills discounting, margin funding, trading in shares and securities, and arbitrage business in stock and commodity markets. It generates revenue in the form of professional fees and interest income received from loans and advances and term deposits.
73GF Score
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