The Hanover Insurance Group (BSP:THGI34) 5-Year Yield-on-Cost %: 0.00 (As of Jul. 18, 2026)

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BSP:THGI34 The Hanover Insurance Group Inc BSP:THGI34
80 GF Score
Price R$460.00
GF Value R$437.05
! 7 Warning Signs
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What is The Hanover Insurance Group 5-Year Yield-on-Cost %?

The Hanover Insurance Group BSP:THGI34 80 5-Year Yield-on-Cost % is 0.00 as of Jul. 18, 2026. GuruFocus rates BSP:THGI34 with a GF Score™ of 80/100 and a GF Value™ of R$437.05. The stock has 7 warning signs investors should review. Among 417 Insurance companies, The Hanover Insurance Group ranks worse than 70.5% on this metric.

The Hanover Insurance Group's yield on cost for the quarter that ended in Mar. 2026 was 0.00.


The historical rank and industry rank for The Hanover Insurance Group's 5-Year Yield-on-Cost % or its related term are showing as below:


During the past 13 years, The Hanover Insurance Group's highest Yield on Cost was 4.18. The lowest was 2.24. And the median was 2.89.


BSP:THGI34's 5-Year Yield-on-Cost % is not ranked *
in the Insurance industry.
Industry Median: 3.98
* Ranked among companies with meaningful 5-Year Yield-on-Cost % only.

The Hanover Insurance Group  (BSP:THGI34) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


The Hanover Insurance Group 5-Year Yield-on-Cost % Related Terms


BSP:THGI34 vs KNSL, MCY, SIGI: 5-Year Yield-on-Cost % Comparison

For the Insurance - Property & Casualty subindustry, The Hanover Insurance Group's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Hanover Insurance Group 5-Year Yield-on-Cost % vs Insurance Industry

For the Insurance industry and Financial Services sector, The Hanover Insurance Group's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where The Hanover Insurance Group's 5-Year Yield-on-Cost % falls into.


BSP:THGI34
80GF Score
The Hanover Insurance Group Inc BSP:THGI34
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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The Hanover Insurance Group 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of The Hanover Insurance Group is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 0.00 mean?
The Hanover Insurance Group (BSP:THGI34) has a 5-Year Yield-on-Cost % of 0.00 as of Jul. 18, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on The Hanover Insurance Group and its competitors. Over the past decade, The Hanover Insurance Group's 5-Year Yield-on-Cost % has ranged from 2.24 to 4.18. According to the industry distribution chart, The Hanover Insurance Group ranks #294 out of 417 companies in the Insurance industry, placing it in the top 70.5%.
Is The Hanover Insurance Group's 5-Year Yield-on-Cost % too high?
The Hanover Insurance Group's current 5-Year Yield-on-Cost % is 0.00. Over the past 10 years, this metric has ranged from a low of 2.24 to a high of 4.18. Based on the distribution chart, The Hanover Insurance Group ranks #294 out of 417 companies in the Insurance industry, which is below the industry midpoint. Overall, The Hanover Insurance Group has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does The Hanover Insurance Group's 5-Year Yield-on-Cost % compare to KNSL and MCY?
According to the Insurance industry distribution chart, The Hanover Insurance Group ranks #294 out of 417 companies for 5-Year Yield-on-Cost %. This places The Hanover Insurance Group in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.98. Historically, The Hanover Insurance Group's own 5-Year Yield-on-Cost % has ranged from 2.24 to 4.18 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.98, based on 417 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on The Hanover Insurance Group and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Hanover Insurance Group's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Hanover Insurance Group stock overvalued right now?
The Hanover Insurance Group (BSP:THGI34) has a current 5-Year Yield-on-Cost % of 0.00. The stock's GF Value™ is R$437.05, compared to a current price of R$460.00 — trading 5.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. The Hanover Insurance Group's overall GF Score™ is 80/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For The Hanover Insurance Group (BSP:THGI34), the current 5-Year Yield-on-Cost % is 0.00 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Hanover Insurance Group (BSP:THGI34) Overvalued in 2026?

Based on GuruFocus' analysis, The Hanover Insurance Group stock appears to be overvalued. The current stock price of R$460.00 is trading 5.3% above its estimated GF Value™ of R$437.05.

Key valuation signals for BSP:THGI34:

  • 5-Year Yield-on-Cost %: 0.00
  • GF Value™: R$437.05 vs. price of R$460.00 (5.3% above fair value)
  • GF Score™: 80/100 with 7 warning signs

No single metric tells the full story. See the BSP:THGI34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Hanover Insurance Group Business Description

Other Exchanges THG:USAAF4:Germany
Address 440 Lincoln Street, Worcester, MA, USA, 01653
The Hanover Insurance Group Inc is a holding company whose primary business is offering property and casualty insurance products and services. The company markets itself through independent agents and brokers in the United States while conducting business through Hanover Insurance, Citizens and other THG subsidiaries. The company conducts business operations through four operating segments: Core Commercial, Specialty, Personal Lines, and Other. The company operates an investment portfolio that is exposed to fixed-income securities.
80GF Score

Get the complete analysis for BSP:THGI34

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$460.00
Price
R$437.05
GF Value