CaixaBankCAIXY 61 5-Year Yield-on-Cost % is 59.98 as of Jul. 12, 2026, which is 8% below its 10-year median of 65.25. GuruFocus rates CAIXY with a GF Score™ of 61/100 and a GF Value™ of $2.26 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,258 Banks companies, CaixaBank ranks better than 99.6% on this metric.
CaixaBank's yield on cost for the quarter that ended in Mar. 2026 was 59.98.
The historical rank and industry rank for CaixaBank's 5-Year Yield-on-Cost % or its related term are showing as below:
CAIXY'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 11.58 Med: 65.25 Max: 172.15
Current: 59.98
During the past 13 years, CaixaBank's highest Yield on Cost was 172.15. The lowest was 11.58. And the median was 65.25.
CAIXY's 5-Year Yield-on-Cost % is ranked better than 99.6% of 1258
companies
in the Banks industry
Industry Median: 3.89
vs CAIXY: 59.98
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
CaixaBank 5-Year Yield-on-Cost % Related Terms
CAIXY vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, CaixaBank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CaixaBank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, CaixaBank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where CaixaBank's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of CaixaBank is calculated as
CaixaBank (CAIXY) has a 5-Year Yield-on-Cost % of 59.98 as of Jul. 12, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on CaixaBank and its competitors. This is near median its historical median of 65.25. Over the past decade, CaixaBank's 5-Year Yield-on-Cost % has ranged from 11.58 to 172.15. According to the industry distribution chart, CaixaBank ranks #5 out of 1258 companies in the Banks industry, placing it in the top 0.40000000000001%.
Is CaixaBank's 5-Year Yield-on-Cost % too high?
CaixaBank's current 5-Year Yield-on-Cost % of 59.98 is near median its 10-year median of 65.25. Over the past 10 years, this metric has ranged from a low of 11.58 to a high of 172.15. The Banks industry median 5-Year Yield-on-Cost % is 3.89. CaixaBank's value of 59.98 is 1441.9% above this industry median. Based on the distribution chart, CaixaBank ranks #5 out of 1258 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, CaixaBank has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CaixaBank's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, CaixaBank ranks #5 out of 1258 companies for 5-Year Yield-on-Cost %. This places CaixaBank in the top 0% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.89. CaixaBank's value of 59.98 is 1441.9% above this benchmark. Historically, CaixaBank's own 5-Year Yield-on-Cost % has ranged from 11.58 to 172.15 over the past decade. While the company's 10-year median is 65.25 vs. the industry median of 3.89, CaixaBank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,258 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CaixaBank's current 5-Year Yield-on-Cost % of 59.98 is 1441.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on CaixaBank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CaixaBank's current 5-Year Yield-on-Cost % is 59.98, which is near median its own 10-year median of 65.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CaixaBank stock overvalued right now?
Based on GuruFocus' analysis, CaixaBank (CAIXY) is currently considered Significantly Overvalued. The stock's GF Value™ is $2.26, compared to a current price of $4.74 — trading 109.7% above its estimated fair value. The current 5-Year Yield-on-Cost % is 59.98, which is near median its 10-year median of 65.25 and 1441.9% above the Banks industry median of 3.89. CaixaBank's overall GF Score™ is 61/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For CaixaBank (CAIXY), the current 5-Year Yield-on-Cost % is 59.98 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CaixaBank (CAIXY) Overvalued in 2026?
Based on GuruFocus' analysis, CaixaBank stock appears to be overvalued.
The current stock price of $4.74 is trading 109.7% above its estimated GF Value™ of $2.26.
GuruFocus considers CaixaBank to be Significantly Overvalued.
Key valuation signals for CAIXY:
5-Year Yield-on-Cost %: 59.98 (near median its 10-year median of 65.25)
GF Value™: $2.26 vs. price of $4.74 (109.7% above fair value)
Industry Position: 1441.9% above the Banks median (#5 of 1258)
No single metric tells the full story. See the CAIXY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CaixaBank SA is a Spanish bank that combines banking, insurance, and equity investment businesses. Its operations include retail banking, corporate banking, cash management, surplus management, and the allocation of income from financing the equity investment business. It consists of business segments of the Banking and insurance business, BPI, and Corporate center. The majority of its revenue comes from the Banking and insurance business. The company has a geographic presence in Spain, Portugal, America, the Rest of the European Union, and the Rest of the world. In which Spain generates the majority of its revenue.
61GF Score
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