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Kiatnakin Phatra Bank PCLFRA:KIFF 58 5-Year Yield-on-Cost % is 6.37 as of Jul. 29, 2026, which is 20% below its 10-year median of 7.99. GuruFocus rates FRA:KIFF with a GF Score™ of 58/100 and a GF Value™ of €1.51 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,251 Banks companies, Kiatnakin Phatra Bank PCL ranks better than 74.02% on this metric.
The historical rank and industry rank for Kiatnakin Phatra Bank PCL's 5-Year Yield-on-Cost % or its related term are showing as below:
FRA:KIFF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 4.66 Med: 7.99 Max: 15.64
Current: 6.37
During the past 13 years, Kiatnakin Phatra Bank PCL's highest Yield on Cost was 15.64. The lowest was 4.66. And the median was 7.99.
FRA:KIFF's 5-Year Yield-on-Cost % is ranked better than 74.02% of 1251
companies
in the Banks industry
Industry Median: 3.84
vs FRA:KIFF: 6.37
Kiatnakin Phatra Bank PCL (FRA:KIFF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Kiatnakin Phatra Bank PCL 5-Year Yield-on-Cost % Related Terms
FRA:KIFF vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Kiatnakin Phatra Bank PCL's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kiatnakin Phatra Bank PCL 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Kiatnakin Phatra Bank PCL's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Kiatnakin Phatra Bank PCL's 5-Year Yield-on-Cost % falls into.
Kiatnakin Phatra Bank PCL 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Kiatnakin Phatra Bank PCL (FRA:KIFF) has a 5-Year Yield-on-Cost % of 6.37 as of Jul. 29, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Kiatnakin Phatra Bank PCL and its competitors. This is 20% below median its historical median of 7.99. Over the past decade, Kiatnakin Phatra Bank PCL's 5-Year Yield-on-Cost % has ranged from 4.66 to 15.64. According to the industry distribution chart, Kiatnakin Phatra Bank PCL ranks #325 out of 1251 companies in the Banks industry, placing it in the top 26%.
Is Kiatnakin Phatra Bank PCL's 5-Year Yield-on-Cost % too high?
Kiatnakin Phatra Bank PCL's current 5-Year Yield-on-Cost % of 6.37 is 20% below median its 10-year median of 7.99. Over the past 10 years, this metric has ranged from a low of 4.66 to a high of 15.64. The Banks industry median 5-Year Yield-on-Cost % is 3.84. Kiatnakin Phatra Bank PCL's value of 6.37 is 65.9% above this industry median. Based on the distribution chart, Kiatnakin Phatra Bank PCL ranks #325 out of 1251 companies in the Banks industry, which is above the industry midpoint. Overall, Kiatnakin Phatra Bank PCL has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Kiatnakin Phatra Bank PCL's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Kiatnakin Phatra Bank PCL ranks #325 out of 1251 companies for 5-Year Yield-on-Cost %. This puts Kiatnakin Phatra Bank PCL in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.84. Kiatnakin Phatra Bank PCL's value of 6.37 is 65.9% above this benchmark. Historically, Kiatnakin Phatra Bank PCL's own 5-Year Yield-on-Cost % has ranged from 4.66 to 15.64 over the past decade. While the company's 10-year median is 7.99 vs. the industry median of 3.84, Kiatnakin Phatra Bank PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.84, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kiatnakin Phatra Bank PCL's current 5-Year Yield-on-Cost % of 6.37 is 65.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Kiatnakin Phatra Bank PCL and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kiatnakin Phatra Bank PCL's current 5-Year Yield-on-Cost % is 6.37, which is 20% below median its own 10-year median of 7.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kiatnakin Phatra Bank PCL stock overvalued right now?
Based on GuruFocus' analysis, Kiatnakin Phatra Bank PCL (FRA:KIFF) is currently considered Significantly Overvalued. The stock's GF Value™ is €1.51, compared to a current price of €3.06 — trading 102.6% above its estimated fair value. The current 5-Year Yield-on-Cost % is 6.37, which is 20% below median its 10-year median of 7.99 and 65.9% above the Banks industry median of 3.84. Kiatnakin Phatra Bank PCL's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Kiatnakin Phatra Bank PCL (FRA:KIFF), the current 5-Year Yield-on-Cost % is 6.37 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kiatnakin Phatra Bank PCL (FRA:KIFF) Overvalued in 2026?
Based on GuruFocus' analysis, Kiatnakin Phatra Bank PCL stock appears to be overvalued.
The current stock price of €3.06 is trading 102.6% above its estimated GF Value™ of €1.51.
GuruFocus considers Kiatnakin Phatra Bank PCL to be Significantly Overvalued.
Key valuation signals for FRA:KIFF:
5-Year Yield-on-Cost %: 6.37 (20% below median its 10-year median of 7.99)
GF Value™: €1.51 vs. price of €3.06 (102.6% above fair value)
Industry Position: 65.9% above the Banks median (#325 of 1251)
No single metric tells the full story. See the FRA:KIFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kiatnakin Phatra Bank PCL provides banking business through its branch network in Thailand. The company's operating segments include the Commercial Banking Business: consists of all commercial banking business and KKP Tower Co., Ltd., except for the Debt restructuring segment; Capital Market Business, which consists of KKP Capital PCL., Kiatnakin Phatra Securities PCL., Kiatnakin Phatra Asset Management Co., Ltd., and KKP DIME Securities Co., Ltd.; and Debt Restructuring Segment. The majority of the company's revenue is derived from the Commercial Banking Business segment.
58GF Score
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