Insurance Australia GroupIAUGF 80 5-Year Yield-on-Cost % is 5.13 as of Jul. 13, 2026, which is 5% below its 10-year median of 5.38. GuruFocus rates IAUGF with a GF Score™ of 80/100 and a GF Value™ of $5.45 (Fairly Valued). The stock has 6 warning signs investors should review. Among 420 Insurance companies, Insurance Australia Group ranks better than 64.52% on this metric.
The historical rank and industry rank for Insurance Australia Group's 5-Year Yield-on-Cost % or its related term are showing as below:
IAUGF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.78 Med: 5.38 Max: 9.4
Current: 5.13
During the past 13 years, Insurance Australia Group's highest Yield on Cost was 9.40. The lowest was 1.78. And the median was 5.38.
IAUGF's 5-Year Yield-on-Cost % is ranked better than 64.52% of 420
companies
in the Insurance industry
Industry Median: 3.96
vs IAUGF: 5.13
Insurance Australia Group (OTCPK:IAUGF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Insurance Australia Group 5-Year Yield-on-Cost % Related Terms
IAUGF vs CB, PGR, TRV: 5-Year Yield-on-Cost % Comparison
For the Insurance - Property & Casualty subindustry, Insurance Australia Group's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Insurance Australia Group 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Insurance Australia Group's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Insurance Australia Group's 5-Year Yield-on-Cost % falls into.
Insurance Australia Group 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Insurance Australia Group (IAUGF) has a 5-Year Yield-on-Cost % of 5.13 as of Jul. 13, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Insurance Australia Group and its competitors. This is near median its historical median of 5.38. Over the past decade, Insurance Australia Group's 5-Year Yield-on-Cost % has ranged from 1.78 to 9.40. According to the industry distribution chart, Insurance Australia Group ranks #149 out of 420 companies in the Insurance industry, placing it in the top 35.5%.
Is Insurance Australia Group's 5-Year Yield-on-Cost % too high?
Insurance Australia Group's current 5-Year Yield-on-Cost % of 5.13 is near median its 10-year median of 5.38. Over the past 10 years, this metric has ranged from a low of 1.78 to a high of 9.40. The Insurance industry median 5-Year Yield-on-Cost % is 3.96. Insurance Australia Group's value of 5.13 is 29.5% above this industry median. Based on the distribution chart, Insurance Australia Group ranks #149 out of 420 companies in the Insurance industry, which is above the industry midpoint. Overall, Insurance Australia Group has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Insurance Australia Group's 5-Year Yield-on-Cost % compare to CB and PGR?
According to the Insurance industry distribution chart, Insurance Australia Group ranks #149 out of 420 companies for 5-Year Yield-on-Cost %. This puts Insurance Australia Group in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.96. Insurance Australia Group's value of 5.13 is 29.5% above this benchmark. Historically, Insurance Australia Group's own 5-Year Yield-on-Cost % has ranged from 1.78 to 9.40 over the past decade. While the company's 10-year median is 5.38 vs. the industry median of 3.96, Insurance Australia Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.96, based on 420 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Insurance Australia Group's current 5-Year Yield-on-Cost % of 5.13 is 29.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Insurance Australia Group and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Insurance Australia Group's current 5-Year Yield-on-Cost % is 5.13, which is near median its own 10-year median of 5.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Insurance Australia Group stock overvalued right now?
Based on GuruFocus' analysis, Insurance Australia Group (IAUGF) is currently considered Fairly Valued. The stock's GF Value™ is $5.45, compared to a current price of $5.70 — trading 4.6% above its estimated fair value. The current 5-Year Yield-on-Cost % is 5.13, which is near median its 10-year median of 5.38 and 29.5% above the Insurance industry median of 3.96. Insurance Australia Group's overall GF Score™ is 80/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Insurance Australia Group (IAUGF), the current 5-Year Yield-on-Cost % is 5.13 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Insurance Australia Group (IAUGF) Overvalued in 2026?
Based on GuruFocus' analysis, Insurance Australia Group stock appears to be overvalued.
The current stock price of $5.70 is trading 4.6% above its estimated GF Value™ of $5.45.
GuruFocus considers Insurance Australia Group to be Fairly Valued.
Key valuation signals for IAUGF:
5-Year Yield-on-Cost %: 5.13 (near median its 10-year median of 5.38)
GF Value™: $5.45 vs. price of $5.70 (4.6% above fair value)
Industry Position: 29.5% above the Insurance median (#149 of 420)
No single metric tells the full story. See the IAUGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Insurance Australia Group is the biggest domestic general insurer by gross written premiums, operating in Australia and New Zealand. The key general insurance markets in which the company operates are home and contents, motor vehicle and compulsory third party, and short-tail commercial. Insurance Australia Group sells insurance under several brands, including NRMA, CGU, SGIO, SGIC, WFI, and Swann in Australia and NZI, State, AMI, and Lumley in New Zealand.
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