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Canara BankNSE:CANBK -2.24%57 5-Year Yield-on-Cost % is 3.18 as of Aug. 11, 2026, which is 10% above its 10-year median of 2.89. GuruFocus rates NSE:CANBK with a GF Score™ of 57/100 and a GF Value™ of ₹100.49 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,247 Banks companies, Canara Bank ranks worse than 61.19% on this metric.
Canara Bank's yield on cost for the quarter that ended in Jun. 2026 was 3.18.
The historical rank and industry rank for Canara Bank's 5-Year Yield-on-Cost % or its related term are showing as below:
NSE:CANBK'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.92 Med: 2.89 Max: 3.98
Current: 3.18
During the past 13 years, Canara Bank's highest Yield on Cost was 3.98. The lowest was 1.92. And the median was 2.89.
NSE:CANBK's 5-Year Yield-on-Cost % is ranked worse than 61.19% of 1247
companies
in the Banks industry
Industry Median: 3.81
vs NSE:CANBK: 3.18
Canara Bank (NSE:CANBK) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Canara Bank 5-Year Yield-on-Cost % Related Terms
Canara Bank 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Canara Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Canara Bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Canara Bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Canara Bank's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Canara Bank is calculated as
Canara Bank (NSE:CANBK) has a 5-Year Yield-on-Cost % of 3.18 as of Aug. 11, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Canara Bank and its competitors. This is 10% above median its historical median of 2.89. Over the past decade, Canara Bank's 5-Year Yield-on-Cost % has ranged from 1.92 to 3.98. According to the industry distribution chart, Canara Bank ranks #763 out of 1247 companies in the Banks industry, placing it in the top 61.2%.
Is Canara Bank's 5-Year Yield-on-Cost % too high?
Canara Bank's current 5-Year Yield-on-Cost % of 3.18 is 10% above median its 10-year median of 2.89. Over the past 10 years, this metric has ranged from a low of 1.92 to a high of 3.98. The Banks industry median 5-Year Yield-on-Cost % is 3.81. Canara Bank's value of 3.18 is 16.5% below this industry median. Based on the distribution chart, Canara Bank ranks #763 out of 1247 companies in the Banks industry, which is below the industry midpoint. Overall, Canara Bank has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Canara Bank's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Canara Bank ranks #763 out of 1247 companies for 5-Year Yield-on-Cost %. This places Canara Bank in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.81. Canara Bank's value of 3.18 is 16.5% below this benchmark. Historically, Canara Bank's own 5-Year Yield-on-Cost % has ranged from 1.92 to 3.98 over the past decade. While the company's 10-year median is 2.89 vs. the industry median of 3.81, Canara Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.81, based on 1,247 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Canara Bank's current 5-Year Yield-on-Cost % of 3.18 is 16.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Canara Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Canara Bank's current 5-Year Yield-on-Cost % is 3.18, which is 10% above median its own 10-year median of 2.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Canara Bank stock overvalued right now?
Based on GuruFocus' analysis, Canara Bank (NSE:CANBK) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹100.49, compared to a current price of ₹129.00 — trading 28.4% above its estimated fair value. The current 5-Year Yield-on-Cost % is 3.18, which is 10% above median its 10-year median of 2.89 and 16.5% below the Banks industry median of 3.81. Canara Bank's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Canara Bank (NSE:CANBK), the current 5-Year Yield-on-Cost % is 3.18 as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Canara Bank (NSE:CANBK) Overvalued in 2026?
Based on GuruFocus' analysis, Canara Bank stock appears to be overvalued.
The current stock price of ₹129.00 is trading 28.4% above its estimated GF Value™ of ₹100.49.
GuruFocus considers Canara Bank to be Modestly Overvalued.
Key valuation signals for NSE:CANBK:
5-Year Yield-on-Cost %: 3.18 (10% above median its 10-year median of 2.89)
GF Value™: ₹100.49 vs. price of ₹129.00 (28.4% above fair value)
Industry Position: 16.5% below the Banks median (#763 of 1247)
No single metric tells the full story. See the NSE:CANBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Canara Bank is an India-based commercial bank. The Bank's core business activities are closely aligned with national development priorities, with focus on financing agriculture, education, housing, social infrastructure, renewable energy, microfinance and extending credit support to vulnerable sections. Its core segments are Treasury, Corporate / Wholesale Banking, Retail Banking, and Other Banking Business. The bank generates majority of revenue from Retail Banking include conventional deposit products such as savings, current and term deposit accounts, along with investment solutions through mutual funds and insurance offerings. The bank has presence in India and also Has international presence of which majority of revenue comes from India.
57GF Score
Get the complete analysis for NSE:CANBK
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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