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TISCO Financial Group PCLSTU:47T +2.41%61 5-Year Yield-on-Cost % is 7.13 as of Aug. 06, 2026, which is 12% below its 10-year median of 8.08. GuruFocus rates STU:47T with a GF Score™ of 61/100 and a GF Value™ of €2.69 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,253 Banks companies, TISCO Financial Group PCL ranks better than 78.05% on this metric.
TISCO Financial Group PCL (STU:47T) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
TISCO Financial Group PCL 5-Year Yield-on-Cost % Related Terms
STU:47T vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, TISCO Financial Group PCL's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TISCO Financial Group PCL 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, TISCO Financial Group PCL's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where TISCO Financial Group PCL's 5-Year Yield-on-Cost % falls into.
TISCO Financial Group PCL 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
TISCO Financial Group PCL (STU:47T) has a 5-Year Yield-on-Cost % of 7.13 as of Aug. 06, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on TISCO Financial Group PCL and its competitors. This is 12% below median its historical median of 8.08. Over the past decade, TISCO Financial Group PCL's 5-Year Yield-on-Cost % has ranged from 3.51 to 14.11. According to the industry distribution chart, TISCO Financial Group PCL ranks #275 out of 1253 companies in the Banks industry, placing it in the top 21.9%.
Is TISCO Financial Group PCL's 5-Year Yield-on-Cost % too high?
TISCO Financial Group PCL's current 5-Year Yield-on-Cost % of 7.13 is 12% below median its 10-year median of 8.08. Over the past 10 years, this metric has ranged from a low of 3.51 to a high of 14.11. The Banks industry median 5-Year Yield-on-Cost % is 3.77. TISCO Financial Group PCL's value of 7.13 is 89.1% above this industry median. Based on the distribution chart, TISCO Financial Group PCL ranks #275 out of 1253 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, TISCO Financial Group PCL has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does TISCO Financial Group PCL's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, TISCO Financial Group PCL ranks #275 out of 1253 companies for 5-Year Yield-on-Cost %. This places TISCO Financial Group PCL in the top 22% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.77. TISCO Financial Group PCL's value of 7.13 is 89.1% above this benchmark. Historically, TISCO Financial Group PCL's own 5-Year Yield-on-Cost % has ranged from 3.51 to 14.11 over the past decade. While the company's 10-year median is 8.08 vs. the industry median of 3.77, TISCO Financial Group PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.77, based on 1,253 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TISCO Financial Group PCL's current 5-Year Yield-on-Cost % of 7.13 is 89.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on TISCO Financial Group PCL and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TISCO Financial Group PCL's current 5-Year Yield-on-Cost % is 7.13, which is 12% below median its own 10-year median of 8.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TISCO Financial Group PCL stock overvalued right now?
Based on GuruFocus' analysis, TISCO Financial Group PCL (STU:47T) is currently considered Modestly Overvalued. The stock's GF Value™ is €2.69, compared to a current price of €3.40 — trading 26.4% above its estimated fair value. The current 5-Year Yield-on-Cost % is 7.13, which is 12% below median its 10-year median of 8.08 and 89.1% above the Banks industry median of 3.77. TISCO Financial Group PCL's overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For TISCO Financial Group PCL (STU:47T), the current 5-Year Yield-on-Cost % is 7.13 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TISCO Financial Group PCL (STU:47T) Overvalued in 2026?
Based on GuruFocus' analysis, TISCO Financial Group PCL stock appears to be overvalued.
The current stock price of €3.40 is trading 26.4% above its estimated GF Value™ of €2.69.
GuruFocus considers TISCO Financial Group PCL to be Modestly Overvalued.
Key valuation signals for STU:47T:
5-Year Yield-on-Cost %: 7.13 (12% below median its 10-year median of 8.08)
GF Value™: €2.69 vs. price of €3.40 (26.4% above fair value)
Industry Position: 89.1% above the Banks median (#275 of 1253)
No single metric tells the full story. See the STU:47T stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TISCO Financial Group PCL is a Thailand-based bank that provides commercial banking products and services and generates revenue domestically. The company operates through four segments: Commercial Banking Business, which provides financial services under a commercial banking license through its headquarters and branches; Securities Business, which provides securities services through a subsidiary's headquarters and branches across the country; Asset Management Business, which provides asset management services; and Support Business, which provides governance and support functions of the Group. The company derives the majority of its revenue from commercial banking and lending business.
61GF Score
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