Grupo Financiero Galicia (BUE:GGAL) Dividend Yield %: 3.97% (As of Aug. 01, 2026) — 234% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BUE:GGAL Grupo Financiero Galicia SA BUE:GGAL
60 GF Score
Price ARS7,890.00
GF Value ARS4,075.45
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Grupo Financiero Galicia Dividend Yield %?

Grupo Financiero Galicia BUE:GGAL -1.56% 60 Dividend Yield % is 3.97% as of Aug. 01, 2026, which is 234% above its 10-year median of 1.19. GuruFocus rates BUE:GGAL with a GF Score™ of 60/100 and a GF Value™ of ARS4,075.45 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,251 Banks companies, Grupo Financiero Galicia ranks better than 66.19% on this metric.

As of today (2026-08-01), the Trailing Annual Dividend Yield of Grupo Financiero Galicia is 3.97%.

Good Sign:

Grupo Financiero Galicia SA stock Dividend Yield % is close to 1-year high.

The historical rank and industry rank for Grupo Financiero Galicia's Dividend Yield % or its related term are showing as below:

BUE:GGAL' s Dividend Yield % Range Over the Past 10 Years
Min: 0.13   Med: 1.19   Max: 10.14
Current: 3.97

During the past 13 years, the highest Dividend Yield of Grupo Financiero Galicia was 10.14%. The lowest was 0.13%. And the median was 1.19%.

BUE:GGAL's Dividend Yield % is ranked better than
66.19% of 1251 companies
in the Banks industry
Industry Median: 2.99 vs BUE:GGAL: 3.97

Grupo Financiero Galicia's Dividend Payout Ratio for the three months ended in Mar. 2026 was 1.83.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Grupo Financiero Galicia SA is 1.52, which seems too high.

During the past 13 years, the highest Dividend Payout Ratio of Grupo Financiero Galicia was 1.60. The lowest was 0.01. And the median was 0.06.

As of today (2026-08-01), the Forward Dividend Yield % of Grupo Financiero Galicia is 1.26%.

Grupo Financiero Galicia's Dividends per Share for the three months ended in Mar. 2026 was ARS75.86.

During the past 12 months, Grupo Financiero Galicia's average Dividends Per Share Growth Rate was -41.20% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 154.50% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Grupo Financiero Galicia was 595.20% per year. The lowest was 6.60% per year. And the median was 109.50% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Grupo Financiero Galicia  (BUE:GGAL) Dividend Yield % Explanation

Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.

Dividends may also qualify a lower tax rate for investors.

In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

You can find the stocks that owned most by Gurus here. Or you can check out Warren Buffett's highest dividend stocks here.


Grupo Financiero Galicia Dividend Yield % Related Terms


Grupo Financiero Galicia Dividend Yield % Historical Data

* Premium members only.

The historical data trend for Grupo Financiero Galicia's Dividend Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Financiero Galicia Dividend Yield % Chart

Grupo Financiero Galicia Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.52 3.06 3.60 4.59 2.29

Grupo Financiero Galicia Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.76 2.60 2.81 2.29 3.80

BUE:GGAL vs PNC, USB: Dividend Yield % Comparison

For the Banks - Regional subindustry, Grupo Financiero Galicia's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo Financiero Galicia Dividend Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Grupo Financiero Galicia's Dividend Yield % distribution charts can be found below:

* The bar in red indicates where Grupo Financiero Galicia's Dividend Yield % falls into.


BUE:GGAL
60GF Score
Grupo Financiero Galicia SA BUE:GGAL
Dividend Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Grupo Financiero Galicia Dividend Yield % Calculation

Dividend Yield measures how much a company pays out in dividends each year relative to its share price.

Grupo Financiero Galicia Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
ARS 8.3008412026-07-062026-07-062026-07-13Cash DividendmonthlyARS:ARS 1.000000
ARS 93.3851392026-05-052026-05-052026-05-08Cash DividendmonthlyARS:ARS 1.000000
ARS 26.0090022026-04-102026-04-102026-04-15Cash DividendmonthlyARS:ARS 1.000000
ARS 25.2769032026-03-062026-03-062026-03-11Cash DividendmonthlyARS:ARS 1.000000
ARS 24.5689202026-02-062026-02-062026-02-11Cash DividendmonthlyARS:ARS 1.000000
ARS 23.8892072026-01-092026-01-092026-01-14Cash DividendmonthlyARS:ARS 1.000000
ARS 23.3127022025-12-052025-12-052025-12-11Cash DividendmonthlyARS:ARS 1.000000
ARS 22.7792262025-11-072025-11-072025-11-12Cash DividendmonthlyARS:ARS 1.000000
ARS 22.3159562025-10-072025-10-072025-10-13Cash DividendmonthlyARS:ARS 1.000000
ARS 21.9050622025-09-052025-09-052025-09-10Cash DividendmonthlyARS:ARS 1.000000
ARS 21.4962712025-08-072025-08-072025-08-12Cash DividendquarterlyARS:ARS 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Grupo Financiero Galicia's Trailing Annual Dividend Yield (%) for Today is calculated as

Trailing Annual Dividend Yield=Most Recent Full Year Dividend/Current Share Price
=313.239229/7890.00
=3.97 %

Current Share Price is ARS7890.00.
Grupo Financiero Galicia's Dividends per Share for the trailing twelve months (TTM) ended in Today is ARS313.239229.

Grupo Financiero Galicia's Forward Annual Dividend Yield (%) for Today is calculated as

Forward Annual Dividend Yield=Forward Full Year Dividend/Current Share Price
=99.610092/7890.00
=1.26 %

Current Share Price is ARS7890.00.
Grupo Financiero Galicia's Dividends per Share for the forward twelve months is calculated as ARS8.300841 * 12 = ARS99.610092.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Yield % →
What does a Dividend Yield % of 3.97% mean?
Grupo Financiero Galicia (BUE:GGAL) has a Dividend Yield % of 3.97% as of Aug. 01, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Grupo Financiero Galicia and its competitors. This is 234% above median its historical median of 1.19. Over the past decade, Grupo Financiero Galicia's Dividend Yield % has ranged from 0.13 to 10.14. According to the industry distribution chart, Grupo Financiero Galicia ranks #423 out of 1251 companies in the Banks industry, placing it in the top 33.8%.
Is Grupo Financiero Galicia's Dividend Yield % too high?
Grupo Financiero Galicia's current Dividend Yield % of 3.97% is 234% above median its 10-year median of 1.19. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 10.14. The Banks industry median Dividend Yield % is 2.99. Grupo Financiero Galicia's value of 3.97% is 32.8% above this industry median. Based on the distribution chart, Grupo Financiero Galicia ranks #423 out of 1251 companies in the Banks industry, which is above the industry midpoint. Overall, Grupo Financiero Galicia has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Financiero Galicia's Dividend Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Grupo Financiero Galicia ranks #423 out of 1251 companies for Dividend Yield %. This puts Grupo Financiero Galicia in the upper half of its industry. The industry median Dividend Yield % is 2.99. Grupo Financiero Galicia's value of 3.97% is 32.8% above this benchmark. Historically, Grupo Financiero Galicia's own Dividend Yield % has ranged from 0.13 to 10.14 over the past decade. While the company's 10-year median is 1.19 vs. the industry median of 2.99, Grupo Financiero Galicia has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 2.99, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Financiero Galicia's current Dividend Yield % of 3.97% is 32.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Grupo Financiero Galicia and its competitors. For the Banks industry, the median Dividend Yield % is 2.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Financiero Galicia's current Dividend Yield % is 3.97%, which is 234% above median its own 10-year median of 1.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Financiero Galicia stock overvalued right now?
Based on GuruFocus' analysis, Grupo Financiero Galicia (BUE:GGAL) is currently considered Significantly Overvalued. The stock's GF Value™ is ARS4,075.45, compared to a current price of ARS7,890.00 — trading 93.6% above its estimated fair value. The current Dividend Yield % is 3.97%, which is 234% above median its 10-year median of 1.19 and 32.8% above the Banks industry median of 2.99. Grupo Financiero Galicia's overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Grupo Financiero Galicia (BUE:GGAL), the current Dividend Yield % is 3.97% as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Financiero Galicia (BUE:GGAL) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Financiero Galicia stock appears to be overvalued. The current stock price of ARS7,890.00 is trading 93.6% above its estimated GF Value™ of ARS4,075.45. GuruFocus considers Grupo Financiero Galicia to be Significantly Overvalued.

Key valuation signals for BUE:GGAL:

  • Dividend Yield %: 3.97% (234% above median its 10-year median of 1.19)
  • GF Value™: ARS4,075.45 vs. price of ARS7,890.00 (93.6% above fair value)
  • GF Score™: 60/100 with 7 warning signs
  • Industry Position: 32.8% above the Banks median (#423 of 1251)

No single metric tells the full story. See the BUE:GGAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo Financiero Galicia Business Description

Address Tte. Gral. Juan D. Peron 430, 25th Floor, Buenos Aires, ARG, C1038 AAJ
Grupo Financiero Galicia SA is a financial service holding company. It provides general banking services, proprietary brand credit card services, personal loans, insurance, and other services. The company's operating business segments are Banks, Ecosistema Naranja X, Insurance, Adjustments, and Other Businesses. The company generates maximum revenue from Banks. Geographically its operate in Argentina, Uruguay, and the majority of its revenue comes from Argentina.
60GF Score

Get the complete analysis for BUE:GGAL

Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ARS7,890.00
Price
ARS4,075.45
GF Value