Erste Bank PolskaSTU:BZI +0.33%79 Dividend Yield % is 7.84% as of Jun. 25, 2026, which is 108% above its 10-year median of 3.77. GuruFocus rates STU:BZI with a GF Score™ of 79/100 and a GF Value™ of €120.65 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,251 Banks companies, Erste Bank Polska ranks better than 94.24% on this metric.
As of today (2026-06-25), the Trailing Annual Dividend Yield of Erste Bank Polska is 7.84%.
Warning Sign:
Erste Bank Polska SA stock Dividend Yield % is close to 1-year low.
The historical rank and industry rank for Erste Bank Polska's Dividend Yield % or its related term are showing as below:
STU:BZI'
s Dividend Yield % Range Over the Past 10 Years
Min: 0.57 Med: 3.77 Max: 15.53
Current: 7.84
During the past 13 years, the highest Dividend Yield of Erste Bank Polska was 15.53%. The lowest was 0.57%. And the median was 3.77%.
STU:BZI's Dividend Yield % is ranked better than 94.24% of 1251
companies
in the Banks industry
Industry Median: 3.03
vs STU:BZI: 7.84
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Erste Bank Polska SA is 0.81, which seems too high.
During the past 13 years, the highest Dividend Payout Ratio of Erste Bank Polska was 0.92. The lowest was 0.10. And the median was 0.49.
During the past 12 months, Erste Bank Polska's average Dividends Per Share Growth Rate was 3.90% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 158.60% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Erste Bank Polska was 174.40% per year. The lowest was -48.60% per year. And the median was 19.60% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Erste Bank Polska (STU:BZI) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Erste Bank Polska Dividend Yield % Historical Data
* Premium members only.
The historical data trend for Erste Bank Polska's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Erste Bank Polska's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Erste Bank Polska Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Erste Bank Polska's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Erste Bank Polska's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Erste Bank Polska Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
PLN 49.980000
2026-05-12
2026-05-13
2026-05-20
Cash Dividend
annually
PLN:EUR 0.235296
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Erste Bank Polska's Trailing Annual Dividend Yield (%) for Today is calculated as
Erste Bank Polska's Forward Annual Dividend Yield (%) for Today is calculated as
Forward Annual Dividend Yield
=
Forward Full Year Dividend
/
Current Share Price
=
11.76009408
/
149.90
=
7.85 %
Current Share Price is €149.90. Erste Bank Polska's Dividends per Share for the forward twelve months is calculated as €11.76009408 * 1 = €11.76009408.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Erste Bank Polska (STU:BZI) has a Dividend Yield % of 7.84% as of Jun. 25, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Erste Bank Polska and its competitors. This is 108% above median its historical median of 3.77. Over the past decade, Erste Bank Polska's Dividend Yield % has ranged from 0.57 to 15.53. According to the industry distribution chart, Erste Bank Polska ranks #72 out of 1251 companies in the Banks industry, placing it in the top 5.8%.
Is Erste Bank Polska's Dividend Yield % too high?
Erste Bank Polska's current Dividend Yield % of 7.84% is 108% above median its 10-year median of 3.77. Over the past 10 years, this metric has ranged from a low of 0.57 to a high of 15.53. The Banks industry median Dividend Yield % is 3.03. Erste Bank Polska's value of 7.84% is 158.7% above this industry median. Based on the distribution chart, Erste Bank Polska ranks #72 out of 1251 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Erste Bank Polska has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Erste Bank Polska's Dividend Yield % compare to PNC?
According to the Banks industry distribution chart, Erste Bank Polska ranks #72 out of 1251 companies for Dividend Yield %. This places Erste Bank Polska in the top 6% of its industry — outperforming the majority of peers. The industry median Dividend Yield % is 3.03. Erste Bank Polska's value of 7.84% is 158.7% above this benchmark. Historically, Erste Bank Polska's own Dividend Yield % has ranged from 0.57 to 15.53 over the past decade. While the company's 10-year median is 3.77 vs. the industry median of 3.03, Erste Bank Polska has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.03, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Erste Bank Polska's current Dividend Yield % of 7.84% is 158.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Erste Bank Polska and its competitors. For the Banks industry, the median Dividend Yield % is 3.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Erste Bank Polska's current Dividend Yield % is 7.84%, which is 108% above median its own 10-year median of 3.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Erste Bank Polska stock overvalued right now?
Based on GuruFocus' analysis, Erste Bank Polska (STU:BZI) is currently considered Modestly Overvalued. The stock's GF Value™ is €120.65, compared to a current price of €149.90 — trading 24.2% above its estimated fair value. The current Dividend Yield % is 7.84%, which is 108% above median its 10-year median of 3.77 and 158.7% above the Banks industry median of 3.03. Erste Bank Polska's overall GF Score™ is 79/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Erste Bank Polska (STU:BZI), the current Dividend Yield % is 7.84% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Erste Bank Polska (STU:BZI) Overvalued in 2026?
Based on GuruFocus' analysis, Erste Bank Polska stock appears to be overvalued.
The current stock price of €149.90 is trading 24.2% above its estimated GF Value™ of €120.65.
GuruFocus considers Erste Bank Polska to be Modestly Overvalued.
Key valuation signals for STU:BZI:
Dividend Yield %: 7.84% (108% above median its 10-year median of 3.77)
GF Value™: €120.65 vs. price of €149.90 (24.2% above fair value)
Industry Position: 158.7% above the Banks median (#72 of 1251)
No single metric tells the full story. See the STU:BZI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Erste Bank Polska SA is a commercial bank. It provides financial products and services such as Personal accounts, Payment cards, Loans, Savings and investments, and products for overseas customers.
79GF Score
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