Erste Bank Polska (STU:BZI) ROC %: % (As of Mar. 2026)


STU:BZI Erste Bank Polska SA STU:BZI
79 GF Score
Price €150.45
GF Value €120.65
Valuation Modestly Overvalued
! 9 Warning Signs
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What is Erste Bank Polska ROC %?

Erste Bank Polska STU:BZI +0.37% 79 ROC % is % as of Mar. 2026. GuruFocus rates STU:BZI with a GF Score™ of 79/100 and a GF Value™ of €120.65 (Modestly Overvalued). The stock has 9 warning signs investors should review.

ROC %does not apply to banks.

STU:BZI
79GF Score
Erste Bank Polska SA STU:BZI
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Erste Bank Polska (STU:BZI) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Erste Bank Polska and its competitors.
Is Erste Bank Polska's ROC % too high?
Erste Bank Polska's current ROC % is %. Overall, Erste Bank Polska has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Erste Bank Polska's ROC % compare to PNC?
Erste Bank Polska's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Erste Bank Polska and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Erste Bank Polska's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Erste Bank Polska stock overvalued right now?
Based on GuruFocus' analysis, Erste Bank Polska (STU:BZI) is currently considered Modestly Overvalued. The stock's GF Value™ is €120.65, compared to a current price of €150.45 — trading 24.7% above its estimated fair value. The current ROC % is %. Erste Bank Polska's overall GF Score™ is 79/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Erste Bank Polska (STU:BZI), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Erste Bank Polska (STU:BZI) Overvalued in 2026?

Based on GuruFocus' analysis, Erste Bank Polska stock appears to be overvalued. The current stock price of €150.45 is trading 24.7% above its estimated GF Value™ of €120.65. GuruFocus considers Erste Bank Polska to be Modestly Overvalued.

Key valuation signals for STU:BZI:

  • ROC %: %
  • GF Value™: €120.65 vs. price of €150.45 (24.7% above fair value)
  • GF Score™: 79/100 with 9 warning signs

No single metric tells the full story. See the STU:BZI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Erste Bank Polska Business Description

Address Plac Europejski 3A, Warszawa, POL, 00-854
Erste Bank Polska SA is a commercial bank. It provides financial products and services such as Personal accounts, Payment cards, Loans, Savings and investments, and products for overseas customers.
79GF Score

Get the complete analysis for STU:BZI

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€150.45
Price
€120.65
GF Value