ALDSD (APPlife Digital Solutions) Altman Z2-Score: -15.47 (As of Jun. 24, 2026)


What is APPlife Digital Solutions Altman Z2-Score?

APPlife Digital Solutions ALDSD Altman Z2-Score is -15.47 as of Jun. 24, 2026. The stock has 4 warning signs investors should review. Among 2,821 Software companies, APPlife Digital Solutions ranks worse than 89.37% on this metric.

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Warning Sign:

APPlife Digital Solutions has a Altman Z2-Score of -15.47, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

The zones of discrimination were as such:

When Altman Z2-Score <= 1.1, it is in Distress Zones.
When Altman Z2-Score >= 2.6, it is in Safe Zones.
When Altman Z2-Score is between 1.1 and 2.6, it is in Grey Zones.

The historical rank and industry rank for APPlife Digital Solutions's Altman Z2-Score or its related term are showing as below:

ALDSD' s Altman Z2-Score Range Over the Past 10 Years
Min: -713.09   Med: -182.22   Max: -9.84
Current: -15.47

During the past 8 years, APPlife Digital Solutions's highest Altman Z2-Score was -9.84. The lowest was -713.09. And the median was -182.22.


APPlife Digital Solutions  (OTCPK:ALDSD) Altman Z2-Score Explanation

The original Z-Score model was based on publicly traded manufacturing companies while the Z2-Score, also known as Z"-score can be used for any type of company excluding property/financial companies. Both Z-Score and Z2-Score describes the financial health of a company, and its likelihood of financial distress.

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4_2, Net Worth (Total Stockholders Equity - Preferred Stock)/Total Liabilities (NW/TL): it compares a company’s stock net worth with its total liabilities and can be used to assess the extent of its reliance on debt.

Read more about Altman Z2-Score, the original research on Z-Score and the additional research on Z2-Score.


Be Aware

Altman Z2-Score does not apply to financial companies.


APPlife Digital Solutions Altman Z2-Score Related Terms


APPlife Digital Solutions Altman Z2-Score Historical Data

* Premium members only.

The historical data trend for APPlife Digital Solutions's Altman Z2-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

APPlife Digital Solutions Altman Z2-Score Chart

APPlife Digital Solutions Annual Data
Trend Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Altman Z2-Score
Get a 7-Day Free Trial -182.22 -264.26 -523.67 -713.09 -10.45

APPlife Digital Solutions Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z2-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -538.80 -10.45 -9.84 -13.60 -15.47

ALDSD vs CYCA, DSNY, AMZE: Altman Z2-Score Comparison

For the Software - Application subindustry, APPlife Digital Solutions's Altman Z2-Score, along with its competitors' market caps and Altman Z2-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


APPlife Digital Solutions Altman Z2-Score vs Software Industry

For the Software industry and Technology sector, APPlife Digital Solutions's Altman Z2-Score distribution charts can be found below:

* The bar in red indicates where APPlife Digital Solutions's Altman Z2-Score falls into.



APPlife Digital Solutions Altman Z2-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Z2-Score, also known as Z"-Score is the Z-Score for non-manufacturing companies excluding property/financial companies.

APPlife Digital Solutions's Altman Z2-Score for today is calculated with this formula:

Z=6.56*X1+3.26*X2+6.72*X3+1.05*X4_2
=6.56*-1.2568+3.26*-1.762+6.72*-0.1557+1.05*-0.4164
=-15.47

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z2-Score when X4_2 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was $2.82 Mil.
Total Current Assets was $0.12 Mil.
Total Current Liabilities was $3.66 Mil.
Retained Earnings was $-4.97 Mil.
Pre-Tax Income was -0.443 + -0.999 + 0.096 + 0 = $-1.35 Mil.
Interest Expense was -0.304 + -0.557 + -0.046 + 0 = $-0.91 Mil.
Total Liabilities was $4.83 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(0.119 - 3.662)/2.819
=-1.2568

X2=Retained Earnings/Total Assets
=-4.967/2.819
=-1.762

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(-1.346 - -0.907)/2.819
=-0.1557

X4_2=Net Worth/Total Liabilities
=(Total Stockholders Equity - Preferred Stock)/Total Liabilities
=(-2.011 - 0)/4.83
=-0.4164

The zones of discrimination were as such:

Distress Zones - 1.1 < Grey Zones < 2.6 - Safe Zones

APPlife Digital Solutions has a Altman Z2-Score of -15.47 indicating it is in Distress Zones.

Frequently Asked Questions Learn more about Altman Z2-Score →
What does a Altman Z2-Score of -15.47 mean?
APPlife Digital Solutions (ALDSD) has a Altman Z2-Score of -15.47 as of Jun. 24, 2026. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on APPlife Digital Solutions and its competitors. According to the industry distribution chart, APPlife Digital Solutions ranks #2521 out of 2821 companies in the Software industry, placing it in the top 89.4%.
Is APPlife Digital Solutions' Altman Z2-Score too high?
APPlife Digital Solutions' current Altman Z2-Score is -15.47. Based on the distribution chart, APPlife Digital Solutions ranks #2521 out of 2821 companies in the Software industry, which is in the bottom quartile relative to peers.
How does APPlife Digital Solutions' Altman Z2-Score compare to CYCA and DSNY?
According to the Software industry distribution chart, APPlife Digital Solutions ranks #2521 out of 2821 companies for Altman Z2-Score. This places APPlife Digital Solutions in the lower half of its industry. The industry median Altman Z2-Score is 3.07. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z2-Score for a Software company?
The median Altman Z2-Score among Software companies is 3.07, based on 2,821 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z2-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z2-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z2-Score mean?
A high Altman Z2-Score can signal that a stock is expensive relative to its fundamentals. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on APPlife Digital Solutions and its competitors. For the Software industry, the median Altman Z2-Score is 3.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. APPlife Digital Solutions's current Altman Z2-Score is -15.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is APPlife Digital Solutions stock overvalued right now?
Based on GuruFocus' analysis, APPlife Digital Solutions (ALDSD) is currently considered Possible Value Trap. The stock's GF Value™ is $9.63, compared to a current price of $0.08 — trading 99.2% below its estimated fair value. The current Altman Z2-Score is -15.47. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z2-Score calculated?
Altman Z2-Score is calculated from a company's financial statements. For APPlife Digital Solutions (ALDSD), the current Altman Z2-Score is -15.47 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

APPlife Digital Solutions Business Description

Address 701 Anacapa Street, Suite C, Santa Barbara, CA, USA, 93101
APPlife Digital Solutions Inc develops, invests in, and operates ecommerce and marketplace platforms for buyers and sellers. Through its portfolio companies, APPlife offers solutions aimed at facilitating buying and selling activities. Current projects include LiftKits4Less, an e-commerce platform specializing in Suspension Lift Systems, and Sugar Auto Parts, an automotive-specific multi-seller online marketplace. Sugar Auto Parts Inc is its main operating subsidiary. Lift Kits 4 Less and Sugar Auto Parts, Inc. are key projects and subsidiaries within the company. APPlife generates its revenue prominently comes from its ecommerce platforms serving customers in the United States.