AVO (Mission Produce) Altman Z2-Score: 3.80 (As of Jun. 24, 2026) — Near Median


AVO Mission Produce Inc AVO
80 GF Score
Price $12.19
GF Value $12.80
Valuation Fairly Valued
! 4 Warning Signs
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What is Mission Produce Altman Z2-Score?

Mission Produce AVO +4.01% 80 Altman Z2-Score is 3.80 as of Jun. 24, 2026, which is 1% below its 10-year median of 3.82. GuruFocus rates AVO with a GF Score™ of 80/100 and a GF Value™ of $12.80 (Fairly Valued). The stock has 4 warning signs investors should review. Among 306 Retail - Defensive companies, Mission Produce ranks better than 63.07% on this metric.

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Good Sign:

Mission Produce has a Altman Z2-Score of 3.80, indicating it is in Safe Zones. This implies the Altman Z2-Score is strong.

The zones of discrimination were as such:

When Altman Z2-Score <= 1.1, it is in Distress Zones.
When Altman Z2-Score >= 2.6, it is in Safe Zones.
When Altman Z2-Score is between 1.1 and 2.6, it is in Grey Zones.

The historical rank and industry rank for Mission Produce's Altman Z2-Score or its related term are showing as below:

AVO' s Altman Z2-Score Range Over the Past 10 Years
Min: 2.79   Med: 3.82   Max: 4.6
Current: 3.8

During the past 8 years, Mission Produce's highest Altman Z2-Score was 4.60. The lowest was 2.79. And the median was 3.82.


Mission Produce  (NAS:AVO) Altman Z2-Score Explanation

The original Z-Score model was based on publicly traded manufacturing companies while the Z2-Score, also known as Z"-score can be used for any type of company excluding property/financial companies. Both Z-Score and Z2-Score describes the financial health of a company, and its likelihood of financial distress.

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4_2, Net Worth (Total Stockholders Equity - Preferred Stock)/Total Liabilities (NW/TL): it compares a company’s stock net worth with its total liabilities and can be used to assess the extent of its reliance on debt.

Read more about Altman Z2-Score, the original research on Z-Score and the additional research on Z2-Score.


Be Aware

Altman Z2-Score does not apply to financial companies.


Mission Produce Altman Z2-Score Related Terms


Mission Produce Altman Z2-Score Historical Data

* Premium members only.

The historical data trend for Mission Produce's Altman Z2-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mission Produce Altman Z2-Score Chart

Mission Produce Annual Data
Trend Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
Altman Z2-Score
Get a 7-Day Free Trial 4.53 3.24 3.29 3.87 4.16

Mission Produce Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Altman Z2-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.78 3.98 4.16 3.99 3.80

AVO vs WILC, CVGW, HFFG: Altman Z2-Score Comparison

For the Food Distribution subindustry, Mission Produce's Altman Z2-Score, along with its competitors' market caps and Altman Z2-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mission Produce Altman Z2-Score vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, Mission Produce's Altman Z2-Score distribution charts can be found below:

* The bar in red indicates where Mission Produce's Altman Z2-Score falls into.


AVO
80GF Score
Mission Produce Inc AVO
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Mission Produce Altman Z2-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Z2-Score, also known as Z"-Score is the Z-Score for non-manufacturing companies excluding property/financial companies.

Mission Produce's Altman Z2-Score for today is calculated with this formula:

Z=6.56*X1+3.26*X2+6.72*X3+1.05*X4_2
=6.56*0.134+3.26*0.3265+6.72*0.048+1.05*1.4589
=3.80

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z2-Score when X4_2 value is 0.

Trailing Twelve Months (TTM) ended in Apr. 2026:
Total Assets was $1,008 Mil.
Total Current Assets was $284 Mil.
Total Current Liabilities was $149 Mil.
Retained Earnings was $329 Mil.
Pre-Tax Income was -8.7 + 1 + 28 + 19.8 = $40 Mil.
Interest Expense was -1.9 + -1.7 + -2.3 + -2.4 = $-8 Mil.
Total Liabilities was $397 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(283.6 - 148.5)/1008.2
=0.134

X2=Retained Earnings/Total Assets
=329.2/1008.2
=0.3265

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(40.1 - -8.3)/1008.2
=0.048

X4_2=Net Worth/Total Liabilities
=(Total Stockholders Equity - Preferred Stock)/Total Liabilities
=(578.6 - 0)/396.6
=1.4589

The zones of discrimination were as such:

Distress Zones - 1.1 < Grey Zones < 2.6 - Safe Zones

Mission Produce has a Altman Z2-Score of 3.80 indicating it is in Safe Zones.

Frequently Asked Questions Learn more about Altman Z2-Score →
What does a Altman Z2-Score of 3.80 mean?
Mission Produce (AVO) has a Altman Z2-Score of 3.80 as of Jun. 24, 2026. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Mission Produce and its competitors. This is near median its historical median of 3.82. Over the past decade, Mission Produce's Altman Z2-Score has ranged from 2.79 to 4.60. According to the industry distribution chart, Mission Produce ranks #113 out of 306 companies in the Retail - Defensive industry, placing it in the top 36.9%.
Is Mission Produce's Altman Z2-Score too high?
Mission Produce's current Altman Z2-Score of 3.80 is near median its 10-year median of 3.82. Over the past 10 years, this metric has ranged from a low of 2.79 to a high of 4.60. The Retail - Defensive industry median Altman Z2-Score is 2.69. Mission Produce's value of 3.80 is 41.3% above this industry median. Based on the distribution chart, Mission Produce ranks #113 out of 306 companies in the Retail - Defensive industry, which is above the industry midpoint. Overall, Mission Produce has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mission Produce's Altman Z2-Score compare to WILC and CVGW?
According to the Retail - Defensive industry distribution chart, Mission Produce ranks #113 out of 306 companies for Altman Z2-Score. This puts Mission Produce in the upper half of its industry. The industry median Altman Z2-Score is 2.69. Mission Produce's value of 3.80 is 41.3% above this benchmark. Historically, Mission Produce's own Altman Z2-Score has ranged from 2.79 to 4.60 over the past decade. While the company's 10-year median is 3.82 vs. the industry median of 2.69, Mission Produce has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z2-Score for a Retail - Defensive company?
The median Altman Z2-Score among Retail - Defensive companies is 2.69, based on 306 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z2-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z2-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mission Produce's current Altman Z2-Score of 3.80 is 41.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z2-Score mean?
A high Altman Z2-Score can signal that a stock is expensive relative to its fundamentals. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Mission Produce and its competitors. For the Retail - Defensive industry, the median Altman Z2-Score is 2.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mission Produce's current Altman Z2-Score is 3.80, which is near median its own 10-year median of 3.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mission Produce stock overvalued right now?
Based on GuruFocus' analysis, Mission Produce (AVO) is currently considered Fairly Valued. The stock's GF Value™ is $12.80, compared to a current price of $12.19 — trading 4.8% below its estimated fair value. The current Altman Z2-Score is 3.80, which is near median its 10-year median of 3.82 and 41.3% above the Retail - Defensive industry median of 2.69. Mission Produce's overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z2-Score calculated?
Altman Z2-Score is calculated from a company's financial statements. For Mission Produce (AVO), the current Altman Z2-Score is 3.80 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mission Produce (AVO) Overvalued in 2026?

Based on GuruFocus' analysis, Mission Produce stock appears to be undervalued. The current stock price of $12.19 is trading 4.8% below its estimated GF Value™ of $12.80. GuruFocus considers Mission Produce to be Fairly Valued.

Key valuation signals for AVO:

  • Altman Z2-Score: 3.80 (near median its 10-year median of 3.82)
  • GF Value™: $12.80 vs. price of $12.19 (4.8% below fair value)
  • GF Score™: 80/100 with 4 warning signs
  • Industry Position: 41.3% above the Retail - Defensive median (#113 of 306)

No single metric tells the full story. See the AVO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mission Produce Business Description

Other Exchanges AVO:Mexico5YM:Germany
Address 2710 Camino Del Sol, Oxnard, CA, USA, 93030
Mission Produce Inc produces, packs, and distributes mainly Hass avocados to retail, wholesale, and food service customers, offering pre-ripe and ripened fruit tailored to customer specifications through its network of ripening facilities. The Company operates through three segments: Marketing & Distribution, which sources and distributes fruit globally and generates the majority of revenue; International Farming, which owns and operates avocado orchards and supplies fruit mainly to Marketing & Distribution, with operations principally in Peru and Guatemala; and Blueberries, which farms blueberries sold under an exclusive marketing agreement. The Company's operations span Peru, the United States, Guatemala, Mexico, Europe, and Canada.
80GF Score

Get the complete analysis for AVO

Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.19
Price
$12.80
GF Value