Dynamic Portfolio Management & Services (BOM:530779) Altman Z2-Score: 14.10 (As of Aug. 05, 2026) — Near Median

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BOM:530779 Dynamic Portfolio Management & Services Ltd BOM:530779
49 GF Score
Price ₹17.26
GF Value ₹33.63
Valuation Possible Value Trap
! 3 Warning Signs
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What is Dynamic Portfolio Management & Services Altman Z2-Score?

Dynamic Portfolio Management & Services BOM:530779 +4.99% 49 Altman Z2-Score is 14.10 as of Aug. 05, 2026, which is 7% above its 10-year median of 13.18. GuruFocus rates BOM:530779 with a GF Score™ of 49/100 and a GF Value™ of ₹33.63 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 376 Credit Services companies, Dynamic Portfolio Management & Services ranks better than 85.11% on this metric.

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Good Sign:

Dynamic Portfolio Management & Services has a Altman Z2-Score of 14.10, indicating it is in Safe Zones. This implies the Altman Z2-Score is strong.

The zones of discrimination were as such:

When Altman Z2-Score <= 1.1, it is in Distress Zones.
When Altman Z2-Score >= 2.6, it is in Safe Zones.
When Altman Z2-Score is between 1.1 and 2.6, it is in Grey Zones.

The historical rank and industry rank for Dynamic Portfolio Management & Services's Altman Z2-Score or its related term are showing as below:

BOM:530779' s Altman Z2-Score Range Over the Past 10 Years
Min: 7.43   Med: 13.18   Max: 130.07
Current: 14.1

During the past 13 years, Dynamic Portfolio Management & Services's highest Altman Z2-Score was 130.07. The lowest was 7.43. And the median was 13.18.


Dynamic Portfolio Management & Services  (BOM:530779) Altman Z2-Score Explanation

The original Z-Score model was based on publicly traded manufacturing companies while the Z2-Score, also known as Z"-score can be used for any type of company excluding property/financial companies. Both Z-Score and Z2-Score describes the financial health of a company, and its likelihood of financial distress.

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4_2, Net Worth (Total Stockholders Equity - Preferred Stock)/Total Liabilities (NW/TL): it compares a company’s stock net worth with its total liabilities and can be used to assess the extent of its reliance on debt.

Read more about Altman Z2-Score, the original research on Z-Score and the additional research on Z2-Score.


Be Aware

Altman Z2-Score does not apply to financial companies.


Dynamic Portfolio Management & Services Altman Z2-Score Related Terms


Dynamic Portfolio Management & Services Altman Z2-Score Historical Data

* Premium members only.

The historical data trend for Dynamic Portfolio Management & Services's Altman Z2-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dynamic Portfolio Management & Services Altman Z2-Score Chart

Dynamic Portfolio Management & Services Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Altman Z2-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.36 7.43 12.53 12.99 14.10

Dynamic Portfolio Management & Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z2-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.99 14.16 12.27 12.29 14.10

BOM:530779 vs V, MA, AXP: Altman Z2-Score Comparison

For the Credit Services subindustry, Dynamic Portfolio Management & Services's Altman Z2-Score, along with its competitors' market caps and Altman Z2-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dynamic Portfolio Management & Services Altman Z2-Score vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Dynamic Portfolio Management & Services's Altman Z2-Score distribution charts can be found below:

* The bar in red indicates where Dynamic Portfolio Management & Services's Altman Z2-Score falls into.


BOM:530779
49GF Score
Dynamic Portfolio Management & Services Ltd BOM:530779
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dynamic Portfolio Management & Services Altman Z2-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Z2-Score, also known as Z"-Score is the Z-Score for non-manufacturing companies excluding property/financial companies.

Dynamic Portfolio Management & Services's Altman Z2-Score for today is calculated with this formula:

Z=6.56*X1+3.26*X2+6.72*X3+1.05*X4_2
=6.56*0.9768+3.26*0+6.72*0.0395+1.05*7.075
=14.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z2-Score when X4_2 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was ₹142.21 Mil.
Total Current Assets was ₹139.51 Mil.
Total Current Liabilities was ₹0.60 Mil.
Retained Earnings was ₹0.00 Mil.
Pre-Tax Income was 3.783 + 0.045 + 0.234 + 1.551 = ₹5.61 Mil.
Interest Expense was 0 + 0 + 0 + 0 = ₹0.00 Mil.
Total Liabilities was ₹17.61 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(139.514 - 0.604)/142.209
=0.9768

X2=Retained Earnings/Total Assets
=0/142.209
=0

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(5.613 - 0)/142.209
=0.0395

X4_2=Net Worth/Total Liabilities
=(Total Stockholders Equity - Preferred Stock)/Total Liabilities
=(124.598 - 0)/17.611
=7.075

The zones of discrimination were as such:

Distress Zones - 1.1 < Grey Zones < 2.6 - Safe Zones

Dynamic Portfolio Management & Services has a Altman Z2-Score of 14.10 indicating it is in Safe Zones.

Frequently Asked Questions Learn more about Altman Z2-Score →
What does a Altman Z2-Score of 14.10 mean?
Dynamic Portfolio Management & Services (BOM:530779) has a Altman Z2-Score of 14.10 as of Aug. 05, 2026. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Dynamic Portfolio Management & Services and its competitors. This is near median its historical median of 13.18. Over the past decade, Dynamic Portfolio Management & Services' Altman Z2-Score has ranged from 7.43 to 130.07. According to the industry distribution chart, Dynamic Portfolio Management & Services ranks #56 out of 376 companies in the Credit Services industry, placing it in the top 14.9%.
Is Dynamic Portfolio Management & Services' Altman Z2-Score too high?
Dynamic Portfolio Management & Services' current Altman Z2-Score of 14.10 is near median its 10-year median of 13.18. Over the past 10 years, this metric has ranged from a low of 7.43 to a high of 130.07. The Credit Services industry median Altman Z2-Score is 5.40. Dynamic Portfolio Management & Services' value of 14.10 is 161.1% above this industry median. Based on the distribution chart, Dynamic Portfolio Management & Services ranks #56 out of 376 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Dynamic Portfolio Management & Services has a GF Score™ of 49/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Dynamic Portfolio Management & Services' Altman Z2-Score compare to V and MA?
According to the Credit Services industry distribution chart, Dynamic Portfolio Management & Services ranks #56 out of 376 companies for Altman Z2-Score. This places Dynamic Portfolio Management & Services in the top 15% of its industry — outperforming the majority of peers. The industry median Altman Z2-Score is 5.40. Dynamic Portfolio Management & Services' value of 14.10 is 161.1% above this benchmark. Historically, Dynamic Portfolio Management & Services' own Altman Z2-Score has ranged from 7.43 to 130.07 over the past decade. While the company's 10-year median is 13.18 vs. the industry median of 5.40, Dynamic Portfolio Management & Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z2-Score for a Credit Services company?
The median Altman Z2-Score among Credit Services companies is 5.40, based on 376 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z2-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z2-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dynamic Portfolio Management & Services's current Altman Z2-Score of 14.10 is 161.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z2-Score mean?
A high Altman Z2-Score can signal that a stock is expensive relative to its fundamentals. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Dynamic Portfolio Management & Services and its competitors. For the Credit Services industry, the median Altman Z2-Score is 5.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dynamic Portfolio Management & Services's current Altman Z2-Score is 14.10, which is near median its own 10-year median of 13.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dynamic Portfolio Management & Services stock overvalued right now?
Based on GuruFocus' analysis, Dynamic Portfolio Management & Services (BOM:530779) is currently considered Possible Value Trap. The stock's GF Value™ is ₹33.63, compared to a current price of ₹17.26 — trading 48.7% below its estimated fair value. The current Altman Z2-Score is 14.10, which is near median its 10-year median of 13.18 and 161.1% above the Credit Services industry median of 5.40. Dynamic Portfolio Management & Services' overall GF Score™ is 49/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z2-Score calculated?
Altman Z2-Score is calculated from a company's financial statements. For Dynamic Portfolio Management & Services (BOM:530779), the current Altman Z2-Score is 14.10 as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dynamic Portfolio Management & Services (BOM:530779) Overvalued in 2026?

Based on GuruFocus' analysis, Dynamic Portfolio Management & Services stock appears to be undervalued. The current stock price of ₹17.26 is trading 48.7% below its estimated GF Value™ of ₹33.63. GuruFocus considers Dynamic Portfolio Management & Services to be Possible Value Trap.

Key valuation signals for BOM:530779:

  • Altman Z2-Score: 14.10 (near median its 10-year median of 13.18)
  • GF Value™: ₹33.63 vs. price of ₹17.26 (48.7% below fair value)
  • GF Score™: 49/100 with 3 warning signs
  • Industry Position: 161.1% above the Credit Services median (#56 of 376)

No single metric tells the full story. See the BOM:530779 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dynamic Portfolio Management & Services Business Description

Address 1403, Vikram Tower 16, Rajendra Place, New Delhi, IND, 110008
Dynamic Portfolio Management & Services Ltd is an India-based non-banking finance company. The company invests in the capital market and is involved in non-banking financial activities. It also provides loan syndication to high-net-worth clients. The firm generates the majority of its revenue from interest services.
49GF Score

Get the complete analysis for BOM:530779

Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹17.26
Price
₹33.63
GF Value