UmweltBank AG (HAM:UBK) Altman Z2-Score


HAM:UBK UmweltBank AG HAM:UBK
59 GF Score
Price €3.65
GF Value €2.89
Valuation Modestly Overvalued
! 2 Warning Signs
View Full Analysis

What is UmweltBank AG Altman Z2-Score?

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Altman Z2-Score does not apply to banks and insurance companies.

HAM:UBK
59GF Score
UmweltBank AG HAM:UBK
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is UmweltBank AG (HAM:UBK) Overvalued in 2026?

Based on GuruFocus' analysis, UmweltBank AG stock appears to be overvalued. The current stock price of €3.65 is trading 26.3% above its estimated GF Value™ of €2.89. GuruFocus considers UmweltBank AG to be Modestly Overvalued.

Key valuation signals for HAM:UBK:

  • Altman Z2-Score:
  • GF Value™: €2.89 vs. price of €3.65 (26.3% above fair value)
  • GF Score™: 59/100 with 2 warning signs

No single metric tells the full story. See the HAM:UBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UmweltBank AG Business Description

Other Exchanges UBK:Germany
Address Laufertorgraben 6, Nuremberg, DEU, 90489
UmweltBank AG provides commercial banking services. The company offers various deposit products; savings accounts and bonds, investments, current accounts, and environmental accounts; and loan and financing products. The company offers its products for solar energy, wind and hydropower, combined heat and power station, low-energy construction, environmentally-friendly production, and organic farming and recycling fields.
59GF Score

Get the complete analysis for HAM:UBK

Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.65
Price
€2.89
GF Value