Inversiones Aguas Metropolitanas (XSGO:IAM) Altman Z2-Score: 1.53 (As of Jul. 15, 2026) — 15% Above Median

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XSGO:IAM Inversiones Aguas Metropolitanas SA XSGO:IAM
78 GF Score
Price CLP917.94
GF Value CLP831.75
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Inversiones Aguas Metropolitanas Altman Z2-Score?

Inversiones Aguas Metropolitanas XSGO:IAM +0.21% 78 Altman Z2-Score is 1.53 as of Jul. 15, 2026, which is 15% above its 10-year median of 1.33. GuruFocus rates XSGO:IAM with a GF Score™ of 78/100 and a GF Value™ of CLP831.75 (Fairly Valued). The stock has 4 warning signs investors should review. Among 507 Utilities - Regulated companies, Inversiones Aguas Metropolitanas ranks worse than 51.28% on this metric.

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Inversiones Aguas Metropolitanas has a Altman Z2-Score of 1.53, indicating it is in Grey Zones. This implies that Inversiones Aguas Metropolitanas is in some kind of financial stress. If it is below 1.1, the company may face bankrupcy risk.

The zones of discrimination were as such:

When Altman Z2-Score <= 1.1, it is in Distress Zones.
When Altman Z2-Score >= 2.6, it is in Safe Zones.
When Altman Z2-Score is between 1.1 and 2.6, it is in Grey Zones.

The historical rank and industry rank for Inversiones Aguas Metropolitanas's Altman Z2-Score or its related term are showing as below:

XSGO:IAM' s Altman Z2-Score Range Over the Past 10 Years
Min: 1.05   Med: 1.33   Max: 1.74
Current: 1.53

During the past 13 years, Inversiones Aguas Metropolitanas's highest Altman Z2-Score was 1.74. The lowest was 1.05. And the median was 1.33.


Inversiones Aguas Metropolitanas  (XSGO:IAM) Altman Z2-Score Explanation

The original Z-Score model was based on publicly traded manufacturing companies while the Z2-Score, also known as Z"-score can be used for any type of company excluding property/financial companies. Both Z-Score and Z2-Score describes the financial health of a company, and its likelihood of financial distress.

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4_2, Net Worth (Total Stockholders Equity - Preferred Stock)/Total Liabilities (NW/TL): it compares a company’s stock net worth with its total liabilities and can be used to assess the extent of its reliance on debt.

Read more about Altman Z2-Score, the original research on Z-Score and the additional research on Z2-Score.


Be Aware

Altman Z2-Score does not apply to financial companies.


Inversiones Aguas Metropolitanas Altman Z2-Score Related Terms


Inversiones Aguas Metropolitanas Altman Z2-Score Historical Data

* Premium members only.

The historical data trend for Inversiones Aguas Metropolitanas's Altman Z2-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Inversiones Aguas Metropolitanas Altman Z2-Score Chart

Inversiones Aguas Metropolitanas Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Altman Z2-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.25 1.14 1.06 1.05 1.33

Inversiones Aguas Metropolitanas Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z2-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.41 1.35 1.37 1.33 1.53

XSGO:IAM vs AWK, WTRG, AWR: Altman Z2-Score Comparison

For the Utilities - Regulated Water subindustry, Inversiones Aguas Metropolitanas's Altman Z2-Score, along with its competitors' market caps and Altman Z2-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Inversiones Aguas Metropolitanas Altman Z2-Score vs Utilities - Regulated Industry

For the Utilities - Regulated industry and Utilities sector, Inversiones Aguas Metropolitanas's Altman Z2-Score distribution charts can be found below:

* The bar in red indicates where Inversiones Aguas Metropolitanas's Altman Z2-Score falls into.


XSGO:IAM
78GF Score
Inversiones Aguas Metropolitanas SA XSGO:IAM
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Inversiones Aguas Metropolitanas Altman Z2-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Z2-Score, also known as Z"-Score is the Z-Score for non-manufacturing companies excluding property/financial companies.

Inversiones Aguas Metropolitanas's Altman Z2-Score for today is calculated with this formula:

Z=6.56*X1+3.26*X2+6.72*X3+1.05*X4_2
=6.56*0.0367+3.26*0.0744+6.72*0.0725+1.05*0.5347
=1.53

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z2-Score when X4_2 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was CLP3,458,623 Mil.
Total Current Assets was CLP359,288 Mil.
Total Current Liabilities was CLP232,223 Mil.
Retained Earnings was CLP257,211 Mil.
Pre-Tax Income was 84489.381 + 56131.414 + 26814.892 + 29538.214 = CLP196,974 Mil.
Interest Expense was -12923.169 + -13840.129 + -12894.136 + -14188.504 = CLP-53,846 Mil.
Total Liabilities was CLP1,803,609 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(359287.852 - 232223.164)/3458623.233
=0.0367

X2=Retained Earnings/Total Assets
=257210.616/3458623.233
=0.0744

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(196973.901 - -53845.938)/3458623.233
=0.0725

X4_2=Net Worth/Total Liabilities
=(Total Stockholders Equity - Preferred Stock)/Total Liabilities
=(964472.432 - 0)/1803609.31
=0.5347

The zones of discrimination were as such:

Distress Zones - 1.1 < Grey Zones < 2.6 - Safe Zones

Inversiones Aguas Metropolitanas has a Altman Z2-Score of 1.53 indicating it is in Grey Zones.

Frequently Asked Questions Learn more about Altman Z2-Score →
What does a Altman Z2-Score of 1.53 mean?
Inversiones Aguas Metropolitanas (XSGO:IAM) has a Altman Z2-Score of 1.53 as of Jul. 15, 2026. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Inversiones Aguas Metropolitanas and its competitors. This is 15% above median its historical median of 1.33. Over the past decade, Inversiones Aguas Metropolitanas' Altman Z2-Score has ranged from 1.05 to 1.74. According to the industry distribution chart, Inversiones Aguas Metropolitanas ranks #260 out of 507 companies in the Utilities - Regulated industry, placing it in the top 51.3%.
Is Inversiones Aguas Metropolitanas' Altman Z2-Score too high?
Inversiones Aguas Metropolitanas' current Altman Z2-Score of 1.53 is 15% above median its 10-year median of 1.33. Over the past 10 years, this metric has ranged from a low of 1.05 to a high of 1.74. The Utilities - Regulated industry median Altman Z2-Score is 1.56. Inversiones Aguas Metropolitanas' value of 1.53 is 1.9% below this industry median. Based on the distribution chart, Inversiones Aguas Metropolitanas ranks #260 out of 507 companies in the Utilities - Regulated industry, which is below the industry midpoint. Overall, Inversiones Aguas Metropolitanas has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Inversiones Aguas Metropolitanas' Altman Z2-Score compare to AWK and WTRG?
According to the Utilities - Regulated industry distribution chart, Inversiones Aguas Metropolitanas ranks #260 out of 507 companies for Altman Z2-Score. This places Inversiones Aguas Metropolitanas in the lower half of its industry. The industry median Altman Z2-Score is 1.56. Inversiones Aguas Metropolitanas' value of 1.53 is 1.9% below this benchmark. Historically, Inversiones Aguas Metropolitanas' own Altman Z2-Score has ranged from 1.05 to 1.74 over the past decade. While the company's 10-year median is 1.33 vs. the industry median of 1.56, Inversiones Aguas Metropolitanas has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z2-Score for an Utilities - Regulated company?
The median Altman Z2-Score among Utilities - Regulated companies is 1.56, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z2-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z2-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Inversiones Aguas Metropolitanas's current Altman Z2-Score of 1.53 is 1.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z2-Score mean?
A high Altman Z2-Score can signal that a stock is expensive relative to its fundamentals. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Inversiones Aguas Metropolitanas and its competitors. For the Utilities - Regulated industry, the median Altman Z2-Score is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Inversiones Aguas Metropolitanas's current Altman Z2-Score is 1.53, which is 15% above median its own 10-year median of 1.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Inversiones Aguas Metropolitanas stock overvalued right now?
Based on GuruFocus' analysis, Inversiones Aguas Metropolitanas (XSGO:IAM) is currently considered Fairly Valued. The stock's GF Value™ is CLP831.75, compared to a current price of CLP917.94 — trading 10.4% above its estimated fair value. The current Altman Z2-Score is 1.53, which is 15% above median its 10-year median of 1.33 and 1.9% below the Utilities - Regulated industry median of 1.56. Inversiones Aguas Metropolitanas' overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z2-Score calculated?
Altman Z2-Score is calculated from a company's financial statements. For Inversiones Aguas Metropolitanas (XSGO:IAM), the current Altman Z2-Score is 1.53 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Inversiones Aguas Metropolitanas (XSGO:IAM) Overvalued in 2026?

Based on GuruFocus' analysis, Inversiones Aguas Metropolitanas stock appears to be overvalued. The current stock price of CLP917.94 is trading 10.4% above its estimated GF Value™ of CLP831.75. GuruFocus considers Inversiones Aguas Metropolitanas to be Fairly Valued.

Key valuation signals for XSGO:IAM:

  • Altman Z2-Score: 1.53 (15% above median its 10-year median of 1.33)
  • GF Value™: CLP831.75 vs. price of CLP917.94 (10.4% above fair value)
  • GF Score™: 78/100 with 4 warning signs
  • Industry Position: 1.9% below the Utilities - Regulated median (#260 of 507)

No single metric tells the full story. See the XSGO:IAM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Inversiones Aguas Metropolitanas Business Description

Address Avda. Presidente Balmaceda N 1398, Floor 14, Santiago, CHL
Inversiones Aguas Metropolitanas SA provides water transport and sanitation services. Through the operation of its sanitation companies, the company offers comprehensive management of the water cycle, a process that includes the capture of raw water; production, transport and distribution of potable water; and collection, treatment, and disposal of wastewater. The company organized into two business segments: Water and Non-water. The Water segment consists only of sanitation services. The Non-Water segment consists of services related to environmental analysis, liquid waste treatment (Riles), comprehensive engineering services, plus the sale of products related to the sanitation services and energy projects.
78GF Score

Get the complete analysis for XSGO:IAM

Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP917.94
Price
CLP831.75
GF Value