YAMNF (Ya-Man) Altman Z2-Score: 17.66 (As of Jun. 26, 2026) — 58% Above Median


YAMNF Ya-Man Ltd YAMNF
87 GF Score
Price $8.45
GF Value $8.62
! 4 Warning Signs
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What is Ya-Man Altman Z2-Score?

Ya-Man YAMNF 87 Altman Z2-Score is 17.66 as of Jun. 26, 2026, which is 58% above its 10-year median of 11.15. GuruFocus rates YAMNF with a GF Score™ of 87/100 and a GF Value™ of $8.62. The stock has 4 warning signs investors should review. Among 1,964 Consumer Packaged Goods companies, Ya-Man ranks better than 96.03% on this metric.

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Good Sign:

Ya-Man has a Altman Z2-Score of 17.66, indicating it is in Safe Zones. This implies the Altman Z2-Score is strong.

The zones of discrimination were as such:

When Altman Z2-Score <= 1.1, it is in Distress Zones.
When Altman Z2-Score >= 2.6, it is in Safe Zones.
When Altman Z2-Score is between 1.1 and 2.6, it is in Grey Zones.

The historical rank and industry rank for Ya-Man's Altman Z2-Score or its related term are showing as below:

YAMNF' s Altman Z2-Score Range Over the Past 10 Years
Min: 7.38   Med: 11.15   Max: 15.76
Current: 14.91

During the past 13 years, Ya-Man's highest Altman Z2-Score was 15.76. The lowest was 7.38. And the median was 11.15.


Ya-Man  (OTCPK:YAMNF) Altman Z2-Score Explanation

The original Z-Score model was based on publicly traded manufacturing companies while the Z2-Score, also known as Z"-score can be used for any type of company excluding property/financial companies. Both Z-Score and Z2-Score describes the financial health of a company, and its likelihood of financial distress.

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4_2, Net Worth (Total Stockholders Equity - Preferred Stock)/Total Liabilities (NW/TL): it compares a company’s stock net worth with its total liabilities and can be used to assess the extent of its reliance on debt.

Read more about Altman Z2-Score, the original research on Z-Score and the additional research on Z2-Score.


Be Aware

Altman Z2-Score does not apply to financial companies.


Ya-Man Altman Z2-Score Related Terms


Ya-Man Altman Z2-Score Historical Data

* Premium members only.

The historical data trend for Ya-Man's Altman Z2-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ya-Man Altman Z2-Score Chart

Ya-Man Annual Data
Trend Apr15 Apr16 Apr17 Apr18 Apr19 Apr20 Apr21 Apr22 Apr23 Apr24
Altman Z2-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.18 9.72 11.29 13.78 14.83

Ya-Man Quarterly Data
Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Mar26
Altman Z2-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.02 15.76 15.65 14.91 0.00

YAMNF vs PG, CL, KVUE: Altman Z2-Score Comparison

For the Household & Personal Products subindustry, Ya-Man's Altman Z2-Score, along with its competitors' market caps and Altman Z2-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ya-Man Altman Z2-Score vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Ya-Man's Altman Z2-Score distribution charts can be found below:

* The bar in red indicates where Ya-Man's Altman Z2-Score falls into.


YAMNF
87GF Score
Ya-Man Ltd YAMNF
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Ya-Man Altman Z2-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Z2-Score, also known as Z"-Score is the Z-Score for non-manufacturing companies excluding property/financial companies.

Ya-Man's Altman Z2-Score for today is calculated with this formula:

Z=6.56*X1+3.26*X2+6.72*X3+1.05*X4_2
=6.56*0.7927+3.26*0.8573+6.72*-0.0565+1.05*9.5651
=17.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z2-Score when X4_2 value is 0.

Trailing Twelve Months (TTM) ended in Oct. 2025:
Total Assets was $168.8 Mil.
Total Current Assets was $147.8 Mil.
Total Current Liabilities was $14.0 Mil.
Retained Earnings was $144.7 Mil.
Pre-Tax Income was 0.353 + -2.147 + -5.55 + -2.227 = $-9.6 Mil.
Interest Expense was 0 + -0.013 + -0.007 + -0.014 = $-0.0 Mil.
Total Liabilities was $16.0 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(147.83 - 14.034)/168.79
=0.7927

X2=Retained Earnings/Total Assets
=144.71/168.79
=0.8573

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(-9.571 - -0.034)/168.79
=-0.0565

X4_2=Net Worth/Total Liabilities
=(Total Stockholders Equity - Preferred Stock)/Total Liabilities
=(152.802 - 0)/15.975
=9.5651

The zones of discrimination were as such:

Distress Zones - 1.1 < Grey Zones < 2.6 - Safe Zones

Ya-Man has a Altman Z2-Score of 17.66 indicating it is in Safe Zones.

Frequently Asked Questions Learn more about Altman Z2-Score →
What does a Altman Z2-Score of 17.66 mean?
Ya-Man (YAMNF) has a Altman Z2-Score of 17.66 as of Jun. 26, 2026. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Ya-Man and its competitors. This is 58% above median its historical median of 11.15. Over the past decade, Ya-Man's Altman Z2-Score has ranged from 7.38 to 15.76. According to the industry distribution chart, Ya-Man ranks #78 out of 1964 companies in the Consumer Packaged Goods industry, placing it in the top 4%.
Is Ya-Man's Altman Z2-Score too high?
Ya-Man's current Altman Z2-Score of 17.66 is 58% above median its 10-year median of 11.15. Over the past 10 years, this metric has ranged from a low of 7.38 to a high of 15.76. The Consumer Packaged Goods industry median Altman Z2-Score is 3.73. Ya-Man's value of 17.66 is 373.5% above this industry median. Based on the distribution chart, Ya-Man ranks #78 out of 1964 companies in the Consumer Packaged Goods industry, which is in the top quartile — a strong position relative to peers. Overall, Ya-Man has a GF Score™ of 87/100, reflecting its overall financial health beyond just this single metric.
How does Ya-Man's Altman Z2-Score compare to PG and CL?
According to the Consumer Packaged Goods industry distribution chart, Ya-Man ranks #78 out of 1964 companies for Altman Z2-Score. This places Ya-Man in the top 4% of its industry — outperforming the majority of peers. The industry median Altman Z2-Score is 3.73. Ya-Man's value of 17.66 is 373.5% above this benchmark. Historically, Ya-Man's own Altman Z2-Score has ranged from 7.38 to 15.76 over the past decade. While the company's 10-year median is 11.15 vs. the industry median of 3.73, Ya-Man has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z2-Score for a Consumer Packaged Goods company?
The median Altman Z2-Score among Consumer Packaged Goods companies is 3.73, based on 1,964 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z2-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z2-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ya-Man's current Altman Z2-Score of 17.66 is 373.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z2-Score mean?
A high Altman Z2-Score can signal that a stock is expensive relative to its fundamentals. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Ya-Man and its competitors. For the Consumer Packaged Goods industry, the median Altman Z2-Score is 3.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ya-Man's current Altman Z2-Score is 17.66, which is 58% above median its own 10-year median of 11.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ya-Man stock overvalued right now?
Ya-Man (YAMNF) has a current Altman Z2-Score of 17.66. The stock's GF Value™ is $8.62, compared to a current price of $8.45 — trading 2% below its estimated fair value. The current Altman Z2-Score is 17.66, which is 58% above median its 10-year median of 11.15 and 373.5% above the Consumer Packaged Goods industry median of 3.73. Ya-Man's overall GF Score™ is 87/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z2-Score calculated?
Altman Z2-Score is calculated from a company's financial statements. For Ya-Man (YAMNF), the current Altman Z2-Score is 17.66 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ya-Man (YAMNF) Overvalued in 2026?

Based on GuruFocus' analysis, Ya-Man stock appears to be undervalued. The current stock price of $8.45 is trading 2% below its estimated GF Value™ of $8.62.

Key valuation signals for YAMNF:

  • Altman Z2-Score: 17.66 (58% above median its 10-year median of 11.15)
  • GF Value™: $8.62 vs. price of $8.45 (2% below fair value)
  • GF Score™: 87/100 with 4 warning signs
  • Industry Position: 373.5% above the Consumer Packaged Goods median (#78 of 1964)

No single metric tells the full story. See the YAMNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ya-Man Business Description

Other Exchanges 6630:Japan
Address 1-4-4 Furushiba, Shingu Building, Koto-ku, Tokyo, JPN, 135-0016
Ya-Man Ltd is engaged in research, development, manufacturing, and marketing of health and beauty equipment internationally. The company offers Beauty equipment such as Beauty Rollers, Facial Steamer, Ion derivation, EMS, and Facial Tapping, among others.
87GF Score

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Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.45
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