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PCS TechnologyBOM:517119 -2.10%67 Altman Z-Score is 39.29 as of Jul. 19, 2026, which is 669% above its 10-year median of 5.11. GuruFocus rates BOM:517119 with a GF Score™ of 67/100 and a GF Value™ of ₹27.96 (Significantly Undervalued). Among 2,767 Software companies, PCS Technology ranks better than 98.3% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Good Sign:
Altman Z-score of 39.29 is strong.
PCS Technology has a Altman Z-Score of 39.29, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for PCS Technology's Altman Z-Score or its related term are showing as below:
BOM:517119'
s Altman Z-Score Range Over the Past 10 Years
Min: 1.89 Med: 5.11 Max: 59.86
Current: 39.29
During the past 13 years, PCS Technology's highest Altman Z-Score was 59.86. The lowest was 1.89. And the median was 5.11.
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
PCS Technology Altman Z-Score Related Terms
PCS Technology Altman Z-Score Historical Data
* Premium members only.
The historical data trend for PCS Technology's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:517119 vs IBM, ACN, FISV: Altman Z-Score Comparison
For the Information Technology Services subindustry, PCS Technology's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PCS Technology Altman Z-Score vs Software Industry
For the Software industry and Technology sector, PCS Technology's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where PCS Technology's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
PCS Technology's Altman Z-Score for today is calculated with this formula:
Z
=
1.2
*
X1
+
1.4
*
X2
+
3.3
*
X3
+
0.6
*
X4
+
1.0
*
X5
=
1.2
*
0.7875
+
1.4
*
0
+
3.3
*
0.0482
+
0.6
*
63.6287
+
1.0
*
0.0083
=
39.29
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
PCS Technology (BOM:517119) has a Altman Z-Score of 39.29 as of Jul. 19, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on PCS Technology and its competitors. This is 669% above median its historical median of 5.11. Over the past decade, PCS Technology's Altman Z-Score has ranged from 1.89 to 59.86. According to the industry distribution chart, PCS Technology ranks #47 out of 2767 companies in the Software industry, placing it in the top 1.7%.
Is PCS Technology's Altman Z-Score too high?
PCS Technology's current Altman Z-Score of 39.29 is 669% above median its 10-year median of 5.11. Over the past 10 years, this metric has ranged from a low of 1.89 to a high of 59.86. The Software industry median Altman Z-Score is 3.11. PCS Technology's value of 39.29 is 1163.3% above this industry median. Based on the distribution chart, PCS Technology ranks #47 out of 2767 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, PCS Technology has a GF Score™ of 67/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PCS Technology's Altman Z-Score compare to IBM and ACN?
According to the Software industry distribution chart, PCS Technology ranks #47 out of 2767 companies for Altman Z-Score. This places PCS Technology in the top 2% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 3.11. PCS Technology's value of 39.29 is 1163.3% above this benchmark. Historically, PCS Technology's own Altman Z-Score has ranged from 1.89 to 59.86 over the past decade. While the company's 10-year median is 5.11 vs. the industry median of 3.11, PCS Technology has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Software company?
The median Altman Z-Score among Software companies is 3.11, based on 2,767 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PCS Technology's current Altman Z-Score of 39.29 is 1163.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on PCS Technology and its competitors. For the Software industry, the median Altman Z-Score is 3.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PCS Technology's current Altman Z-Score is 39.29, which is 669% above median its own 10-year median of 5.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PCS Technology stock overvalued right now?
Based on GuruFocus' analysis, PCS Technology (BOM:517119) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹27.96, compared to a current price of ₹19.58 — trading 30% below its estimated fair value. The current Altman Z-Score is 39.29, which is 669% above median its 10-year median of 5.11 and 1163.3% above the Software industry median of 3.11. PCS Technology's overall GF Score™ is 67/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For PCS Technology (BOM:517119), the current Altman Z-Score is 39.29 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PCS Technology (BOM:517119) Overvalued in 2026?
Based on GuruFocus' analysis, PCS Technology stock appears to be undervalued.
The current stock price of ₹19.58 is trading 30% below its estimated GF Value™ of ₹27.96.
GuruFocus considers PCS Technology to be Significantly Undervalued.
Key valuation signals for BOM:517119:
Altman Z-Score: 39.29 (669% above median its 10-year median of 5.11)
GF Value™: ₹27.96 vs. price of ₹19.58 (30% below fair value)
Industry Position: 1163.3% above the Software median (#47 of 2767)
No single metric tells the full story. See the BOM:517119 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PCS Technology Ltd is engaged mainly in IT & related FMS services, as such it is the only reportable business segment. Its services are Infrastructure Management Services (IMS) Governance and Risk Consultancy Services, Healthcare Software Solutions (HIMS/LIMS), Audio Video Solutions & Integration, IT Service Management Application Services (APPS) Real-Time Vehicle Tracking Solutions Staffing. Geographically, it operates only in India.
67GF Score
Get the complete analysis for BOM:517119
Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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