PCS Technology (BOM:517119) Interest Coverage: 0 (At Loss) (As of Mar. 2026)


BOM:517119 PCS Technology Ltd BOM:517119
72 GF Score
Price ₹19.23
GF Value ₹27.93
Valuation Significantly Undervalued
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What is PCS Technology Interest Coverage?

PCS Technology BOM:517119 -1.79% 72 Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus rates BOM:517119 with a GF Score™ of 72/100 and a GF Value™ of ₹27.93 (Significantly Undervalued). Among 1,713 Software companies, PCS Technology ranks worse than 58377.06% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. PCS Technology's Operating Income for the three months ended in Mar. 2026 was ₹-3.37 Mil. PCS Technology's Interest Expense for the three months ended in Mar. 2026 was ₹-0.04 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for PCS Technology's Interest Coverage or its related term are showing as below:


BOM:517119's Interest Coverage is not ranked *
in the Software industry.
Industry Median: 24.62
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


PCS Technology  (BOM:517119) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


PCS Technology Interest Coverage Related Terms


PCS Technology Interest Coverage Historical Data

* Premium members only.

The historical data trend for PCS Technology's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

PCS Technology Interest Coverage Chart

PCS Technology Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

PCS Technology Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BOM:517119 vs IBM, ACN, FISV: Interest Coverage Comparison

For the Information Technology Services subindustry, PCS Technology's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PCS Technology Interest Coverage vs Software Industry

For the Software industry and Technology sector, PCS Technology's Interest Coverage distribution charts can be found below:

* The bar in red indicates where PCS Technology's Interest Coverage falls into.


BOM:517119
72GF Score
PCS Technology Ltd BOM:517119
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PCS Technology Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

PCS Technology's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, PCS Technology's Interest Expense was ₹-0.15 Mil. Its Operating Income was ₹-15.23 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹0.00 Mil.

PCS Technology did not have earnings to cover the interest expense.

PCS Technology's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, PCS Technology's Interest Expense was ₹-0.04 Mil. Its Operating Income was ₹-3.37 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹0.00 Mil.

PCS Technology did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
PCS Technology (BOM:517119) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PCS Technology and its competitors. According to the industry distribution chart, PCS Technology ranks #999999 out of 1713 companies in the Software industry.
Is PCS Technology's Interest Coverage too high?
PCS Technology's current Interest Coverage is 0 (At Loss). Based on the distribution chart, PCS Technology ranks #999999 out of 1713 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, PCS Technology has a GF Score™ of 72/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PCS Technology's Interest Coverage compare to IBM and ACN?
According to the Software industry distribution chart, PCS Technology ranks #999999 out of 1713 companies for Interest Coverage. This places PCS Technology in the lower half of its industry. The industry median Interest Coverage is 24.62. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.62, based on 1,713 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PCS Technology and its competitors. For the Software industry, the median Interest Coverage is 24.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PCS Technology's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PCS Technology stock overvalued right now?
Based on GuruFocus' analysis, PCS Technology (BOM:517119) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹27.93, compared to a current price of ₹19.23 — trading 31.1% below its estimated fair value. The current Interest Coverage is 0 (At Loss). PCS Technology's overall GF Score™ is 72/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PCS Technology (BOM:517119), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PCS Technology (BOM:517119) Overvalued in 2026?

Based on GuruFocus' analysis, PCS Technology stock appears to be undervalued. The current stock price of ₹19.23 is trading 31.1% below its estimated GF Value™ of ₹27.93. GuruFocus considers PCS Technology to be Significantly Undervalued.

Key valuation signals for BOM:517119:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: ₹27.93 vs. price of ₹19.23 (31.1% below fair value)
  • GF Score™: 72/100

No single metric tells the full story. See the BOM:517119 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PCS Technology Business Description

Address Irani Market Compound, Shop no.1A, F-1, Yerwada, Pune, MH, IND, 411 006
PCS Technology Ltd is engaged mainly in IT & related FMS services, as such it is the only reportable business segment. Its services are Infrastructure Management Services (IMS) Governance and Risk Consultancy Services, Healthcare Software Solutions (HIMS/LIMS), Audio Video Solutions & Integration, IT Service Management Application Services (APPS) Real-Time Vehicle Tracking Solutions Staffing. Geographically, it operates only in India.
72GF Score

Get the complete analysis for BOM:517119

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹19.23
Price
₹27.93
GF Value