Metalfrio SolutionsBSP:FRIO3 60 Altman Z-Score is 2.15 as of Jul. 06, 2026, which is 84% above its 10-year median of 1.17. GuruFocus rates BSP:FRIO3 with a GF Score™ of 60/100 and a GF Value™ of R$204.42 (Fairly Valued). The stock has 2 warning signs investors should review. Among 426 Furnishings, Fixtures & Appliances companies, Metalfrio Solutions ranks worse than 66.2% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Warning Sign:
Altman Z-score of 2.15 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.
Metalfrio Solutions has a Altman Z-Score of 2.15, indicating it is in Grey Zones. This implies that Metalfrio Solutions is in some kind of financial stress. If it is below 1.81, the company may face bankrupcy risk.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Metalfrio Solutions's Altman Z-Score or its related term are showing as below:
BSP:FRIO3'
s Altman Z-Score Range Over the Past 10 Years
Min: 0.62 Med: 1.17 Max: 2.37
Current: 2.15
During the past 13 years, Metalfrio Solutions's highest Altman Z-Score was 2.37. The lowest was 0.62. And the median was 1.17.
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
Metalfrio Solutions Altman Z-Score Related Terms
Metalfrio Solutions Altman Z-Score Historical Data
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The historical data trend for Metalfrio Solutions's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:FRIO3 vs SN, SGI, MHK: Altman Z-Score Comparison
For the Furnishings, Fixtures & Appliances subindustry, Metalfrio Solutions's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Metalfrio Solutions Altman Z-Score vs Furnishings, Fixtures & Appliances Industry
For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, Metalfrio Solutions's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Metalfrio Solutions's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
Metalfrio Solutions's Altman Z-Score for today is calculated with this formula:
Z
=
1.2
*
X1
+
1.4
*
X2
+
3.3
*
X3
+
0.6
*
X4
+
1.0
*
X5
=
1.2
*
0.048
+
1.4
*
0.0089
+
3.3
*
0.0998
+
0.6
*
0.8524
+
1.0
*
1.2373
=
2.15
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Metalfrio Solutions (BSP:FRIO3) has a Altman Z-Score of 2.15 as of Jul. 06, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Metalfrio Solutions and its competitors. This is 84% above median its historical median of 1.17. Over the past decade, Metalfrio Solutions' Altman Z-Score has ranged from 0.62 to 2.37. According to the industry distribution chart, Metalfrio Solutions ranks #282 out of 426 companies in the Furnishings, Fixtures & Appliances industry, placing it in the top 66.2%.
Is Metalfrio Solutions' Altman Z-Score too high?
Metalfrio Solutions' current Altman Z-Score of 2.15 is 84% above median its 10-year median of 1.17. Over the past 10 years, this metric has ranged from a low of 0.62 to a high of 2.37. The Furnishings, Fixtures & Appliances industry median Altman Z-Score is 2.81. Metalfrio Solutions' value of 2.15 is 23.4% below this industry median. Based on the distribution chart, Metalfrio Solutions ranks #282 out of 426 companies in the Furnishings, Fixtures & Appliances industry, which is below the industry midpoint. Overall, Metalfrio Solutions has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Metalfrio Solutions' Altman Z-Score compare to SN and SGI?
According to the Furnishings, Fixtures & Appliances industry distribution chart, Metalfrio Solutions ranks #282 out of 426 companies for Altman Z-Score. This places Metalfrio Solutions in the lower half of its industry. The industry median Altman Z-Score is 2.81. Metalfrio Solutions' value of 2.15 is 23.4% below this benchmark. Historically, Metalfrio Solutions' own Altman Z-Score has ranged from 0.62 to 2.37 over the past decade. While the company's 10-year median is 1.17 vs. the industry median of 2.81, Metalfrio Solutions has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Furnishings, Fixtures & Appliances company?
The median Altman Z-Score among Furnishings, Fixtures & Appliances companies is 2.81, based on 426 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Metalfrio Solutions's current Altman Z-Score of 2.15 is 23.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Metalfrio Solutions and its competitors. For the Furnishings, Fixtures & Appliances industry, the median Altman Z-Score is 2.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Metalfrio Solutions's current Altman Z-Score is 2.15, which is 84% above median its own 10-year median of 1.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Metalfrio Solutions stock overvalued right now?
Based on GuruFocus' analysis, Metalfrio Solutions (BSP:FRIO3) is currently considered Fairly Valued. The stock's GF Value™ is R$204.42, compared to a current price of R$205.00 — trading 0.3% above its estimated fair value. The current Altman Z-Score is 2.15, which is 84% above median its 10-year median of 1.17 and 23.4% below the Furnishings, Fixtures & Appliances industry median of 2.81. Metalfrio Solutions' overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Metalfrio Solutions (BSP:FRIO3), the current Altman Z-Score is 2.15 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Metalfrio Solutions (BSP:FRIO3) Overvalued in 2026?
Based on GuruFocus' analysis, Metalfrio Solutions stock appears to be overvalued.
The current stock price of R$205.00 is trading 0.3% above its estimated GF Value™ of R$204.42.
GuruFocus considers Metalfrio Solutions to be Fairly Valued.
Key valuation signals for BSP:FRIO3:
Altman Z-Score: 2.15 (84% above median its 10-year median of 1.17)
GF Value™: R$204.42 vs. price of R$205.00 (0.3% above fair value)
Industry Position: 23.4% below the Furnishings, Fixtures & Appliances median (#282 of 426)
No single metric tells the full story. See the BSP:FRIO3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Metalfrio Solutions SA is a Brazilian company which is engaged in the manufacture, import, and sale of domestic and commercial refrigerators and freezers, in Brazil and abroad. The company operates its business through Goods and Service segment. The Goods segment comprises the manufacture and sale of domestic and commercial refrigerators and freezers. The Service segment comprises the maintenance and technical assistance for the products sold by both the company and third parties, as well as the sale of parts to authorized dealers and product customers, and logistics services. It generates majority of the revenue from Goods segment. The product brands of the company are Metalfrio, Caravell, Derby, Klimasan, and other.
60GF Score
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