McBride (CHIX:MCBL) Altman Z-Score: 2.41 (As of Jul. 05, 2026) — 30% Above Median


CHIX:MCBL McBride PLC CHIX:MCBL
74 GF Score
Price £1.64
GF Value £1.16
Valuation Significantly Overvalued
! 6 Warning Signs
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What is McBride Altman Z-Score?

McBride CHIX:MCBL -0.24% 74 Altman Z-Score is 2.41 as of Jul. 05, 2026, which is 30% above its 10-year median of 1.86. GuruFocus rates CHIX:MCBL with a GF Score™ of 74/100 and a GF Value™ of £1.16 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,931 Consumer Packaged Goods companies, McBride ranks worse than 58.62% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 2.41 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.

McBride has a Altman Z-Score of 2.41, indicating it is in Grey Zones. This implies that McBride is in some kind of financial stress. If it is below 1.81, the company may face bankrupcy risk.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for McBride's Altman Z-Score or its related term are showing as below:

CHIX:MCBl' s Altman Z-Score Range Over the Past 10 Years
Min: 0.93   Med: 1.86   Max: 2.41
Current: 2.41

During the past 13 years, McBride's highest Altman Z-Score was 2.41. The lowest was 0.93. And the median was 1.86.


McBride  (CHIX:MCBl) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


McBride Altman Z-Score Related Terms


McBride Altman Z-Score Historical Data

* Premium members only.

The historical data trend for McBride's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

McBride Altman Z-Score Chart

McBride Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.68 0.93 1.52 2.35 2.38

McBride Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 2.35 0.00 2.38 0.00

CHIX:MCBL vs PG, CL, KVUE: Altman Z-Score Comparison

For the Household & Personal Products subindustry, McBride's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


McBride Altman Z-Score vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, McBride's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where McBride's Altman Z-Score falls into.


CHIX:MCBL
74GF Score
McBride PLC CHIX:MCBL
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

McBride Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

McBride's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*-0.0224+1.4*-0.1336+3.3*0.1166+0.6*0.6769+1.0*1.8336
=2.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Jun. 2025:
Total Assets was £505.3 Mil.
Total Current Assets was £300.5 Mil.
Total Current Liabilities was £311.8 Mil.
Retained Earnings was £-67.5 Mil.
Pre-Tax Income was £49.0 Mil.
Interest Expense was £-9.9 Mil.
Revenue was £926.5 Mil.
Market Cap (Today) was £278.2 Mil.
Total Liabilities was £411.0 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(300.5 - 311.8)/505.3
=-0.0224

X2=Retained Earnings/Total Assets
=-67.5/505.3
=-0.1336

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(49 - -9.9)/505.3
=0.1166

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=278.201/411
=0.6769

X5=Revenue/Total Assets
=926.5/505.3
=1.8336

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

McBride has a Altman Z-Score of 2.41 indicating it is in Grey Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 2.41 mean?
McBride (CHIX:MCBL) has a Altman Z-Score of 2.41 as of Jul. 05, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on McBride and its competitors. This is 30% above median its historical median of 1.86. Over the past decade, McBride's Altman Z-Score has ranged from 0.93 to 2.41. According to the industry distribution chart, McBride ranks #1132 out of 1931 companies in the Consumer Packaged Goods industry, placing it in the top 58.6%.
Is McBride's Altman Z-Score too high?
McBride's current Altman Z-Score of 2.41 is 30% above median its 10-year median of 1.86. Over the past 10 years, this metric has ranged from a low of 0.93 to a high of 2.41. The Consumer Packaged Goods industry median Altman Z-Score is 2.86. McBride's value of 2.41 is 15.7% below this industry median. Based on the distribution chart, McBride ranks #1132 out of 1931 companies in the Consumer Packaged Goods industry, which is below the industry midpoint. Overall, McBride has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does McBride's Altman Z-Score compare to PG and CL?
According to the Consumer Packaged Goods industry distribution chart, McBride ranks #1132 out of 1931 companies for Altman Z-Score. This places McBride in the lower half of its industry. The industry median Altman Z-Score is 2.86. McBride's value of 2.41 is 15.7% below this benchmark. Historically, McBride's own Altman Z-Score has ranged from 0.93 to 2.41 over the past decade. While the company's 10-year median is 1.86 vs. the industry median of 2.86, McBride has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Consumer Packaged Goods company?
The median Altman Z-Score among Consumer Packaged Goods companies is 2.86, based on 1,931 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. McBride's current Altman Z-Score of 2.41 is 15.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on McBride and its competitors. For the Consumer Packaged Goods industry, the median Altman Z-Score is 2.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. McBride's current Altman Z-Score is 2.41, which is 30% above median its own 10-year median of 1.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is McBride stock overvalued right now?
Based on GuruFocus' analysis, McBride (CHIX:MCBL) is currently considered Significantly Overvalued. The stock's GF Value™ is £1.16, compared to a current price of £1.64 — trading 41.7% above its estimated fair value. The current Altman Z-Score is 2.41, which is 30% above median its 10-year median of 1.86 and 15.7% below the Consumer Packaged Goods industry median of 2.86. McBride's overall GF Score™ is 74/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For McBride (CHIX:MCBL), the current Altman Z-Score is 2.41 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is McBride (CHIX:MCBL) Overvalued in 2026?

Based on GuruFocus' analysis, McBride stock appears to be overvalued. The current stock price of £1.64 is trading 41.7% above its estimated GF Value™ of £1.16. GuruFocus considers McBride to be Significantly Overvalued.

Key valuation signals for CHIX:MCBL:

  • Altman Z-Score: 2.41 (30% above median its 10-year median of 1.86)
  • GF Value™: £1.16 vs. price of £1.64 (41.7% above fair value)
  • GF Score™: 74/100 with 6 warning signs
  • Industry Position: 15.7% below the Consumer Packaged Goods median (#1132 of 1931)

No single metric tells the full story. See the CHIX:MCBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


McBride Business Description

Other Exchanges MCB:UK10W:Germany
Address Middleton Way, Middleton, Manchester, GBR, M24 4DP
McBride PLC is a manufacturer and distributer of cleaning products for the domestic household and professional cleaning and hygiene markets. The company's operating segment includes Liquids; Unit Dosing; Powders; Aerosols; Asia Pacific and Corporate. It generates maximum revenue from the Liquids segment. The Liquids segment includes anything sold in a bottle or pouch, such as washing up liquid, bleach, and disinfecting sprays. Geographically, it derives a majority of its revenue from Germany.
74GF Score

Get the complete analysis for CHIX:MCBL

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.64
Price
£1.16
GF Value