FitLife Brands (FRA:QO80) Altman Z-Score: 2.55 (As of Jul. 09, 2026) — 15% Below Median


FRA:QO80 FitLife Brands Inc FRA:QO80
61 GF Score
Price €9.40
GF Value €20.21
Valuation Possible Value Trap
! 6 Warning Signs
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What is FitLife Brands Altman Z-Score?

FitLife Brands FRA:QO80 -1.05% 61 Altman Z-Score is 2.55 as of Jul. 09, 2026, which is 15% below its 10-year median of 2.99. GuruFocus rates FRA:QO80 with a GF Score™ of 61/100 and a GF Value™ of €20.21 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 1,928 Consumer Packaged Goods companies, FitLife Brands ranks worse than 55.91% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 2.55 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.

FitLife Brands has a Altman Z-Score of 2.55, indicating it is in Grey Zones. This implies that FitLife Brands is in some kind of financial stress. If it is below 1.81, the company may face bankrupcy risk.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for FitLife Brands's Altman Z-Score or its related term are showing as below:

FRA:QO80' s Altman Z-Score Range Over the Past 10 Years
Min: -8.23   Med: 2.99   Max: 12.62
Current: 2.55

During the past 13 years, FitLife Brands's highest Altman Z-Score was 12.62. The lowest was -8.23. And the median was 2.99.


FitLife Brands  (FRA:QO80) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


FitLife Brands Altman Z-Score Related Terms


FitLife Brands Altman Z-Score Historical Data

* Premium members only.

The historical data trend for FitLife Brands's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FitLife Brands Altman Z-Score Chart

FitLife Brands Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.62 12.26 3.30 6.14 2.83

FitLife Brands Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.97 5.35 2.79 2.83 2.86

FRA:QO80 vs UMEW, LFVN, SRXH: Altman Z-Score Comparison

For the Packaged Foods subindustry, FitLife Brands's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FitLife Brands Altman Z-Score vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, FitLife Brands's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where FitLife Brands's Altman Z-Score falls into.


FRA:QO80
61GF Score
FitLife Brands Inc FRA:QO80
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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FitLife Brands Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

FitLife Brands's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.1039+1.4*0.1306+3.3*0.0974+0.6*1.7679+1.0*0.8651
=2.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was €90.19 Mil.
Total Current Assets was €27.37 Mil.
Total Current Liabilities was €18.00 Mil.
Retained Earnings was €11.78 Mil.
Pre-Tax Income was 2.03 + 1.18 + 1.491 + 2.062 = €6.76 Mil.
Interest Expense was -0.636 + -0.695 + -0.494 + -0.195 = €-2.02 Mil.
Revenue was 21.906 + 22.127 + 20.009 + 13.982 = €78.02 Mil.
Market Cap (Today) was €90.05 Mil.
Total Liabilities was €50.94 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(27.369 - 18.002)/90.193
=0.1039

X2=Retained Earnings/Total Assets
=11.775/90.193
=0.1306

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(6.763 - -2.02)/90.193
=0.0974

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=90.051/50.938
=1.7679

X5=Revenue/Total Assets
=78.024/90.193
=0.8651

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

FitLife Brands has a Altman Z-Score of 2.55 indicating it is in Grey Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 2.55 mean?
FitLife Brands (FRA:QO80) has a Altman Z-Score of 2.55 as of Jul. 09, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on FitLife Brands and its competitors. This is 15% below median its historical median of 2.99. According to the industry distribution chart, FitLife Brands ranks #1078 out of 1928 companies in the Consumer Packaged Goods industry, placing it in the top 55.9%.
Is FitLife Brands' Altman Z-Score too high?
FitLife Brands' current Altman Z-Score of 2.55 is 15% below median its 10-year median of 2.99. The Consumer Packaged Goods industry median Altman Z-Score is 2.86. FitLife Brands' value of 2.55 is 10.7% below this industry median. Based on the distribution chart, FitLife Brands ranks #1078 out of 1928 companies in the Consumer Packaged Goods industry, which is below the industry midpoint. Overall, FitLife Brands has a GF Score™ of 61/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does FitLife Brands' Altman Z-Score compare to UMEW and LFVN?
According to the Consumer Packaged Goods industry distribution chart, FitLife Brands ranks #1078 out of 1928 companies for Altman Z-Score. This places FitLife Brands in the lower half of its industry. The industry median Altman Z-Score is 2.86. FitLife Brands' value of 2.55 is 10.7% below this benchmark. While the company's 10-year median is 2.99 vs. the industry median of 2.86, FitLife Brands has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Consumer Packaged Goods company?
The median Altman Z-Score among Consumer Packaged Goods companies is 2.86, based on 1,928 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FitLife Brands's current Altman Z-Score of 2.55 is 10.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on FitLife Brands and its competitors. For the Consumer Packaged Goods industry, the median Altman Z-Score is 2.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FitLife Brands's current Altman Z-Score is 2.55, which is 15% below median its own 10-year median of 2.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FitLife Brands stock overvalued right now?
Based on GuruFocus' analysis, FitLife Brands (FRA:QO80) is currently considered Possible Value Trap. The stock's GF Value™ is €20.21, compared to a current price of €9.40 — trading 53.5% below its estimated fair value. The current Altman Z-Score is 2.55, which is 15% below median its 10-year median of 2.99 and 10.7% below the Consumer Packaged Goods industry median of 2.86. FitLife Brands' overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For FitLife Brands (FRA:QO80), the current Altman Z-Score is 2.55 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FitLife Brands (FRA:QO80) Overvalued in 2026?

Based on GuruFocus' analysis, FitLife Brands stock appears to be undervalued. The current stock price of €9.40 is trading 53.5% below its estimated GF Value™ of €20.21. GuruFocus considers FitLife Brands to be Possible Value Trap.

Key valuation signals for FRA:QO80:

  • Altman Z-Score: 2.55 (15% below median its 10-year median of 2.99)
  • GF Value™: €20.21 vs. price of €9.40 (53.5% below fair value)
  • GF Score™: 61/100 with 6 warning signs
  • Industry Position: 10.7% below the Consumer Packaged Goods median (#1078 of 1928)

No single metric tells the full story. See the FRA:QO80 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FitLife Brands Business Description

Other Exchanges FTLF:USA
Address 5214 S. 136th Street, Omaha, NE, USA, 68137
FitLife Brands Inc is a provider of proprietary nutritional supplements for health-conscious consumers. The company markets and sells its products under NDS, PMD, Siren labs, Core active, Metis nutrition, Dr. Tobias, MusclePharm, Irwin Naturals, Applied Nutrition, Isatori, and Nature's Secret brand names. Its product portfolio consists of sports nutrition, energy, sports drink products, meal replacement products, and weight loss products. The firm derives its revenue from product sales. Its product categories include Natural & Organic Foods, Functional Foods, Natural & Organic Personal Care and Household Products, and Supplements.
61GF Score

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Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€9.40
Price
€20.21
GF Value