Teno Holdings CoFSE:7037 64 Altman Z-Score is 1.71 as of Jul. 06, 2026, which is 9% below its 10-year median of 1.88. GuruFocus rates FSE:7037 with a GF Score™ of 64/100 and a GF Value™ of 円432.70. The stock has 6 warning signs investors should review. Among 661 Healthcare Providers & Services companies, Teno Holdings Co ranks worse than 69.59% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Warning Sign:
Altman Z-score of 1.35 is in distress zone. This implies bankruptcy possibility in the next two years.
Teno Holdings Co has a Altman Z-Score of 1.71, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Teno Holdings Co's Altman Z-Score or its related term are showing as below:
FSE:7037'
s Altman Z-Score Range Over the Past 10 Years
Min: 1.35 Med: 1.88 Max: 2.79
Current: 1.35
During the past 10 years, Teno Holdings Co's highest Altman Z-Score was 2.79. The lowest was 1.35. And the median was 1.88.
Teno Holdings Co (FSE:7037) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
Teno Holdings Co Altman Z-Score Related Terms
Teno Holdings Co Altman Z-Score Historical Data
* Premium members only.
The historical data trend for Teno Holdings Co's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FSE:7037 vs HCA, THC, DVA: Altman Z-Score Comparison
For the Medical Care Facilities subindustry, Teno Holdings Co's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Teno Holdings Co Altman Z-Score vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, Teno Holdings Co's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Teno Holdings Co's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
Teno Holdings Co's Altman Z-Score for today is calculated with this formula:
Z
=
1.2
*
X1
+
1.4
*
X2
+
3.3
*
X3
+
0.6
*
X4
+
1.0
*
X5
=
1.2
*
-0.0555
+
1.4
*
0.0992
+
3.3
*
0.0483
+
0.6
*
0.4143
+
1.0
*
1.228
=
1.71
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Teno Holdings Co (FSE:7037) has a Altman Z-Score of 1.71 as of Jul. 06, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Teno Holdings Co and its competitors. This is near median its historical median of 1.88. Over the past decade, Teno Holdings Co's Altman Z-Score has ranged from 1.35 to 2.79. According to the industry distribution chart, Teno Holdings Co ranks #460 out of 661 companies in the Healthcare Providers & Services industry, placing it in the top 69.6%.
Is Teno Holdings Co's Altman Z-Score too high?
Teno Holdings Co's current Altman Z-Score of 1.71 is near median its 10-year median of 1.88. Over the past 10 years, this metric has ranged from a low of 1.35 to a high of 2.79. The Healthcare Providers & Services industry median Altman Z-Score is 2.47. Teno Holdings Co's value of 1.71 is 30.8% below this industry median. Based on the distribution chart, Teno Holdings Co ranks #460 out of 661 companies in the Healthcare Providers & Services industry, which is below the industry midpoint. Overall, Teno Holdings Co has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Teno Holdings Co's Altman Z-Score compare to HCA and THC?
According to the Healthcare Providers & Services industry distribution chart, Teno Holdings Co ranks #460 out of 661 companies for Altman Z-Score. This places Teno Holdings Co in the lower half of its industry. The industry median Altman Z-Score is 2.47. Teno Holdings Co's value of 1.71 is 30.8% below this benchmark. Historically, Teno Holdings Co's own Altman Z-Score has ranged from 1.35 to 2.79 over the past decade. While the company's 10-year median is 1.88 vs. the industry median of 2.47, Teno Holdings Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Healthcare Providers & Services company?
The median Altman Z-Score among Healthcare Providers & Services companies is 2.47, based on 661 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Teno Holdings Co's current Altman Z-Score of 1.71 is 30.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Teno Holdings Co and its competitors. For the Healthcare Providers & Services industry, the median Altman Z-Score is 2.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Teno Holdings Co's current Altman Z-Score is 1.71, which is near median its own 10-year median of 1.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Teno Holdings Co stock overvalued right now?
Teno Holdings Co (FSE:7037) has a current Altman Z-Score of 1.71. The stock's GF Value™ is 円432.70, compared to a current price of 円555.00 — trading 28.3% above its estimated fair value. The current Altman Z-Score is 1.71, which is near median its 10-year median of 1.88 and 30.8% below the Healthcare Providers & Services industry median of 2.47. Teno Holdings Co's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Teno Holdings Co (FSE:7037), the current Altman Z-Score is 1.71 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Teno Holdings Co (FSE:7037) Overvalued in 2026?
Based on GuruFocus' analysis, Teno Holdings Co stock appears to be overvalued.
The current stock price of 円555.00 is trading 28.3% above its estimated GF Value™ of 円432.70.
Key valuation signals for FSE:7037:
Altman Z-Score: 1.71 (near median its 10-year median of 1.88)
GF Value™: 円432.70 vs. price of 円555.00 (28.3% above fair value)
Industry Position: 30.8% below the Healthcare Providers & Services median (#460 of 661)
No single metric tells the full story. See the FSE:7037 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Teno Holdings Co Ltd is a Japanese company offering childcare related services. Its service offerings include: Childcare business including Aiai nursery school, Hoppeland, Teno. Kids Room, Tetote, Kototomo, Nursery School, Childcare room and others; Nursing childcare includes Day care facility, and Residential care services; and Comprehensive Home service includes Babysitter service, Mothering service, Housekeeping service, Temp staffing service, Teno School (tenoSCHOOL), Temporary nursing care at the event, Nursing care service, and Teno. Children's Room. and others; and Life-related support projects include: Homemade Cooking, and Small-amount short-term insurance.
64GF Score
Get the complete analysis for FSE:7037
Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FSE:7037 has been successfully added to your 
