Daikokuya Holdings Co (TSE:6993) Altman Z-Score: 9.92 (As of Aug. 01, 2026) — 341% Above Median

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TSE:6993 Daikokuya Holdings Co Ltd TSE:6993
41 GF Score
Price 円90.00
GF Value 円12.94
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Daikokuya Holdings Co Altman Z-Score?

Daikokuya Holdings Co TSE:6993 +3.45% 41 Altman Z-Score is 9.92 as of Aug. 01, 2026, which is 341% above its 10-year median of 2.25. GuruFocus rates TSE:6993 with a GF Score™ of 41/100 and a GF Value™ of 円12.94 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 411 Credit Services companies, Daikokuya Holdings Co ranks better than 85.64% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Good Sign:

Altman Z-score of 9.16 is strong.

Daikokuya Holdings Co has a Altman Z-Score of 9.92, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Daikokuya Holdings Co's Altman Z-Score or its related term are showing as below:

TSE:6993' s Altman Z-Score Range Over the Past 10 Years
Min: 0.51   Med: 2.25   Max: 15.41
Current: 9.16

During the past 13 years, Daikokuya Holdings Co's highest Altman Z-Score was 15.41. The lowest was 0.51. And the median was 2.25.


Daikokuya Holdings Co  (TSE:6993) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Daikokuya Holdings Co Altman Z-Score Related Terms


Daikokuya Holdings Co Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Daikokuya Holdings Co's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Daikokuya Holdings Co Altman Z-Score Chart

Daikokuya Holdings Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.77 2.04 1.31 0.51 15.41

Daikokuya Holdings Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.51 1.71 0.89 12.98 15.41

TSE:6993 vs V, MA, AXP: Altman Z-Score Comparison

For the Credit Services subindustry, Daikokuya Holdings Co's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Daikokuya Holdings Co Altman Z-Score vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Daikokuya Holdings Co's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Daikokuya Holdings Co's Altman Z-Score falls into.


TSE:6993
41GF Score
Daikokuya Holdings Co Ltd TSE:6993
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Daikokuya Holdings Co Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Daikokuya Holdings Co's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.4508+1.4*-0.6056+3.3*-0.2039+0.6*16.2659+1.0*1.1398
=9.92

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was 円10,065 Mil.
Total Current Assets was 円8,617 Mil.
Total Current Liabilities was 円4,080 Mil.
Retained Earnings was 円-6,096 Mil.
Pre-Tax Income was -1389.105 + -237.181 + -200.118 + -313.777 = 円-2,140 Mil.
Interest Expense was -26.091 + -29.071 + -1.487 + -30.792 = 円-87 Mil.
Revenue was 3379.963 + 3116.173 + 2516.957 + 2459.376 = 円11,472 Mil.
Market Cap (Today) was 円66,775 Mil.
Total Liabilities was 円4,105 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(8617.411 - 4079.843)/10065.025
=0.4508

X2=Retained Earnings/Total Assets
=-6095.615/10065.025
=-0.6056

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(-2140.181 - -87.441)/10065.025
=-0.2039

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=66774.939/4105.198
=16.2659

X5=Revenue/Total Assets
=11472.469/10065.025
=1.1398

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Daikokuya Holdings Co has a Altman Z-Score of 9.92 indicating it is in Safe Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 9.92 mean?
Daikokuya Holdings Co (TSE:6993) has a Altman Z-Score of 9.92 as of Aug. 01, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Daikokuya Holdings Co and its competitors. This is 341% above median its historical median of 2.25. Over the past decade, Daikokuya Holdings Co's Altman Z-Score has ranged from 0.51 to 15.41. According to the industry distribution chart, Daikokuya Holdings Co ranks #59 out of 411 companies in the Credit Services industry, placing it in the top 14.4%.
Is Daikokuya Holdings Co's Altman Z-Score too high?
Daikokuya Holdings Co's current Altman Z-Score of 9.92 is 341% above median its 10-year median of 2.25. Over the past 10 years, this metric has ranged from a low of 0.51 to a high of 15.41. The Credit Services industry median Altman Z-Score is 1.70. Daikokuya Holdings Co's value of 9.92 is 483.5% above this industry median. Based on the distribution chart, Daikokuya Holdings Co ranks #59 out of 411 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Daikokuya Holdings Co has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Daikokuya Holdings Co's Altman Z-Score compare to V and MA?
According to the Credit Services industry distribution chart, Daikokuya Holdings Co ranks #59 out of 411 companies for Altman Z-Score. This places Daikokuya Holdings Co in the top 14% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 1.70. Daikokuya Holdings Co's value of 9.92 is 483.5% above this benchmark. Historically, Daikokuya Holdings Co's own Altman Z-Score has ranged from 0.51 to 15.41 over the past decade. While the company's 10-year median is 2.25 vs. the industry median of 1.70, Daikokuya Holdings Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Credit Services company?
The median Altman Z-Score among Credit Services companies is 1.70, based on 411 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Daikokuya Holdings Co's current Altman Z-Score of 9.92 is 483.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Daikokuya Holdings Co and its competitors. For the Credit Services industry, the median Altman Z-Score is 1.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Daikokuya Holdings Co's current Altman Z-Score is 9.92, which is 341% above median its own 10-year median of 2.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Daikokuya Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, Daikokuya Holdings Co (TSE:6993) is currently considered Significantly Overvalued. The stock's GF Value™ is 円12.94, compared to a current price of 円90.00 — trading 595.5% above its estimated fair value. The current Altman Z-Score is 9.92, which is 341% above median its 10-year median of 2.25 and 483.5% above the Credit Services industry median of 1.70. Daikokuya Holdings Co's overall GF Score™ is 41/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Daikokuya Holdings Co (TSE:6993), the current Altman Z-Score is 9.92 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Daikokuya Holdings Co (TSE:6993) Overvalued in 2026?

Based on GuruFocus' analysis, Daikokuya Holdings Co stock appears to be overvalued. The current stock price of 円90.00 is trading 595.5% above its estimated GF Value™ of 円12.94. GuruFocus considers Daikokuya Holdings Co to be Significantly Overvalued.

Key valuation signals for TSE:6993:

  • Altman Z-Score: 9.92 (341% above median its 10-year median of 2.25)
  • GF Value™: 円12.94 vs. price of 円90.00 (595.5% above fair value)
  • GF Score™: 41/100 with 2 warning signs
  • Industry Position: 483.5% above the Credit Services median (#59 of 411)

No single metric tells the full story. See the TSE:6993 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Daikokuya Holdings Co Business Description

Address 4-1-8 Konan, Minato-ku, Tokyo, JPN, 108-0075
Daikokuya Holdings Co Ltd is a developer of a pawnshop chain designed to provide quick access to liquidity through the trading of pre-owned luxury goods. The company offers a wide range of second-hand retail items, including bags, watches, and jewelry, enabling individuals seeking to buy or sell luxury goods to access a stable and efficient marketplace, with fair pricing practices and inventory turnover. It also engaged in the manufacture and sale of industrial lighting fixtures and electrical wiring, and piping fixtures.
41GF Score

Get the complete analysis for TSE:6993

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円90.00
Price
円12.94
GF Value