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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, MAS Financial Services's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MAS Financial Services FCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, MAS Financial Services's FCF Margin % distribution charts can be found below:
* The bar in red indicates where MAS Financial Services's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MAS Financial Services (BOM:540749) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on MAS Financial Services and its competitors. According to the industry distribution chart, MAS Financial Services ranks #437 out of 531 companies in the Credit Services industry, placing it in the top 82.3%.
Is MAS Financial Services' FCF Margin % too high?
MAS Financial Services' current FCF Margin % is 0.00%. Based on the distribution chart, MAS Financial Services ranks #437 out of 531 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, MAS Financial Services has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MAS Financial Services' FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, MAS Financial Services ranks #437 out of 531 companies for FCF Margin %. This places MAS Financial Services in the lower half of its industry. The industry median FCF Margin % is 0.24. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 0.24, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on MAS Financial Services and its competitors. For the Credit Services industry, the median FCF Margin % is 0.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MAS Financial Services's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MAS Financial Services stock overvalued right now?
Based on GuruFocus' analysis, MAS Financial Services (BOM:540749) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹438.23, compared to a current price of ₹323.15 — trading 26.3% below its estimated fair value. The current FCF Margin % is 0.00%. MAS Financial Services' overall GF Score™ is 82/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For MAS Financial Services (BOM:540749), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MAS Financial Services (BOM:540749) Overvalued in 2026?
Based on GuruFocus' analysis, MAS Financial Services stock appears to be undervalued.
The current stock price of ₹323.15 is trading 26.3% below its estimated GF Value™ of ₹438.23.
GuruFocus considers MAS Financial Services to be Modestly Undervalued.
Key valuation signals for BOM:540749:
FCF Margin %: 0.00%
GF Value™: ₹438.23 vs. price of ₹323.15 (26.3% below fair value)
No single metric tells the full story. See the BOM:540749 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MAS Financial Services Ltd operates as a non-banking financial company. It is mainly in the retail business, comprising Micro, small, and medium enterprises, two-wheelers, three-wheelers, and multi-utility vehicles loans to individual borrowers and loans to microfinance institutions and other non-banking financial companies. It focuses on the lower-income and middle-income groups of society, spread across urban, semi-urban, and rural areas, including formal and informal sectors.
82GF Score
Get the complete analysis for BOM:540749
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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