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SBI Cards and Payment Services (BOM:543066) PS Ratio : 5.22 (As of May. 01, 2024)


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What is SBI Cards and Payment Services PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, SBI Cards and Payment Services's share price is ₹728.10. SBI Cards and Payment Services's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2024 was ₹139.36. Hence, SBI Cards and Payment Services's PS Ratio for today is 5.22.

Good Sign:

SBI Cards and Payment Services Ltd stock PS Ratio (=5.19) is close to 5-year low of 5.08

The historical rank and industry rank for SBI Cards and Payment Services's PS Ratio or its related term are showing as below:

BOM:543066' s PS Ratio Range Over the Past 10 Years
Min: 5.08   Med: 8.01   Max: 12.44
Current: 5.2

During the past 8 years, SBI Cards and Payment Services's highest PS Ratio was 12.44. The lowest was 5.08. And the median was 8.01.

BOM:543066's PS Ratio is ranked worse than
64.53% of 516 companies
in the Credit Services industry
Industry Median: 3.085 vs BOM:543066: 5.20

SBI Cards and Payment Services's Revenue per Sharefor the three months ended in Mar. 2024 was ₹36.72. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2024 was ₹139.36.

During the past 12 months, the average Revenue per Share Growth Rate of SBI Cards and Payment Services was 17.60% per year. During the past 3 years, the average Revenue per Share Growth Rate was 20.40% per year. During the past 5 years, the average Revenue per Share Growth Rate was 17.60% per year.

During the past 8 years, SBI Cards and Payment Services's highest 3-Year average Revenue per Share Growth Rate was 37.00% per year. The lowest was 15.20% per year. And the median was 18.60% per year.

Back to Basics: PS Ratio


SBI Cards and Payment Services PS Ratio Historical Data

The historical data trend for SBI Cards and Payment Services's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

SBI Cards and Payment Services PS Ratio Chart

SBI Cards and Payment Services Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
PS Ratio
Get a 7-Day Free Trial 7.95 11.61 9.36 6.23 4.89

SBI Cards and Payment Services Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.23 6.86 6.21 5.66 4.89

Competitive Comparison of SBI Cards and Payment Services's PS Ratio

For the Credit Services subindustry, SBI Cards and Payment Services's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SBI Cards and Payment Services's PS Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, SBI Cards and Payment Services's PS Ratio distribution charts can be found below:

* The bar in red indicates where SBI Cards and Payment Services's PS Ratio falls into.



SBI Cards and Payment Services PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

SBI Cards and Payment Services's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=728.10/139.359
=5.22

SBI Cards and Payment Services's Share Price of today is ₹728.10.
SBI Cards and Payment Services's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹139.36.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


SBI Cards and Payment Services  (BOM:543066) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


SBI Cards and Payment Services PS Ratio Related Terms

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SBI Cards and Payment Services (BOM:543066) Business Description

Traded in Other Exchanges
Address
DLF Cyber City, Block 2 Building 3, DLF Phase 2, 2nd Floor, Tower-B, Infinity Towers, Gurugram, HR, IND, 122 002
SBI Cards and Payment Services Ltd is a credit card issuer in India. The company offers a credit card portfolio to individual cardholders and corporate clients which includes lifestyle, rewards, travel and fuel, shopping, banking partnership cards, and corporate cards covering all cardholder segments in terms of income profiles and lifestyles. It offers four primary SBI Card-branded credit cards SimplySave, SimplyClick, Prime, and Elite, each catering to a varying set of cardholder needs. The Company earns revenue from selling credit card memberships to card holders, income earned from the provision of membership services.

SBI Cards and Payment Services (BOM:543066) Headlines

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