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SBI Cards and Payment Services (BOM:543066) PEG Ratio : 1.14 (As of Apr. 30, 2024)


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What is SBI Cards and Payment Services PEG Ratio?

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, SBI Cards and Payment Services's PE Ratio without NRI is 28.74. SBI Cards and Payment Services's 5-Year Book Value growth rate is 25.30%. Therefore, SBI Cards and Payment Services's PEG Ratio for today is 1.14.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for SBI Cards and Payment Services's PEG Ratio or its related term are showing as below:

BOM:543066' s PEG Ratio Range Over the Past 10 Years
Min: 0.99   Med: 1.12   Max: 1.26
Current: 1.13


During the past 8 years, SBI Cards and Payment Services's highest PEG Ratio was 1.26. The lowest was 0.99. And the median was 1.12.


BOM:543066's PEG Ratio is ranked better than
56.8% of 206 companies
in the Credit Services industry
Industry Median: 1.165 vs BOM:543066: 1.13

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


SBI Cards and Payment Services PEG Ratio Historical Data

The historical data trend for SBI Cards and Payment Services's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

SBI Cards and Payment Services PEG Ratio Chart

SBI Cards and Payment Services Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
PEG Ratio
Get a 7-Day Free Trial - - 1.27 1.00 1.06

SBI Cards and Payment Services Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.00 - - - 1.06

Competitive Comparison of SBI Cards and Payment Services's PEG Ratio

For the Credit Services subindustry, SBI Cards and Payment Services's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SBI Cards and Payment Services's PEG Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, SBI Cards and Payment Services's PEG Ratio distribution charts can be found below:

* The bar in red indicates where SBI Cards and Payment Services's PEG Ratio falls into.



SBI Cards and Payment Services PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

SBI Cards and Payment Services's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=28.744571654165/25.30
=1.14

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


SBI Cards and Payment Services  (BOM:543066) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


SBI Cards and Payment Services PEG Ratio Related Terms

Thank you for viewing the detailed overview of SBI Cards and Payment Services's PEG Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


SBI Cards and Payment Services (BOM:543066) Business Description

Traded in Other Exchanges
Address
DLF Cyber City, Block 2 Building 3, DLF Phase 2, 2nd Floor, Tower-B, Infinity Towers, Gurugram, HR, IND, 122 002
SBI Cards and Payment Services Ltd is a credit card issuer in India. The company offers a credit card portfolio to individual cardholders and corporate clients which includes lifestyle, rewards, travel and fuel, shopping, banking partnership cards, and corporate cards covering all cardholder segments in terms of income profiles and lifestyles. It offers four primary SBI Card-branded credit cards SimplySave, SimplyClick, Prime, and Elite, each catering to a varying set of cardholder needs. The Company earns revenue from selling credit card memberships to card holders, income earned from the provision of membership services.

SBI Cards and Payment Services (BOM:543066) Headlines

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