Utkarsh Small Finance Bank (BOM:543942) PB Ratio : 1.96 (As of May. 12, 2024)

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What is Utkarsh Small Finance Bank PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-05-12), Utkarsh Small Finance Bank's share price is ₹53.09. Utkarsh Small Finance Bank's Book Value per Share for the quarter that ended in Mar. 2024 was ₹27.04. Hence, Utkarsh Small Finance Bank's PB Ratio of today is 1.96.

Good Sign:

Utkarsh Small Finance Bank Ltd stock PB Ratio (=2.07) is close to 1-year low of 1.96

The historical rank and industry rank for Utkarsh Small Finance Bank's PB Ratio or its related term are showing as below:

BOM:543942' s PB Ratio Range Over the Past 10 Years
Min: 1.96 Med: 2.19 Max: 2.81
Current: 2.03

During the past 4 years, Utkarsh Small Finance Bank's highest PB Ratio was 2.81. The lowest was 1.96. And the median was 2.19.

BOM:543942's PB Ratio is ranked worse than
90.39% of 1457 companies
in the Banks industry
Industry Median: 0.86 vs BOM:543942: 2.03

During the past 12 months, Utkarsh Small Finance Bank's average Book Value Per Share Growth Rate was 48.20% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 18.80% per year.

During the past 4 years, the highest 3-Year average Book Value Per Share Growth Rate of Utkarsh Small Finance Bank was 18.80% per year. The lowest was 18.80% per year. And the median was 18.80% per year.

Back to Basics: PB Ratio

Utkarsh Small Finance Bank PB Ratio Historical Data

The historical data trend for Utkarsh Small Finance Bank's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Utkarsh Small Finance Bank PB Ratio Chart

Utkarsh Small Finance Bank Annual Data

Trend

Mar21

Mar22

Mar23

Mar24

PB Ratio

1.73

Utkarsh Small Finance Bank Quarterly Data
	Mar21	Mar22	Sep22	Dec22	Mar23	Sep23	Dec23	Mar24
PB Ratio	Get a 7-Day Free Trial			-	-	2.09	-	1.73

Competitive Comparison of Utkarsh Small Finance Bank's PB Ratio

For the Banks - Regional subindustry, Utkarsh Small Finance Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Utkarsh Small Finance Bank's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Utkarsh Small Finance Bank's PB Ratio distribution charts can be found below:

* The bar in red indicates where Utkarsh Small Finance Bank's PB Ratio falls into.

Utkarsh Small Finance Bank PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Utkarsh Small Finance Bank's PB Ratio for today is calculated as follows:

PB Ratio	=	Share Price	/	Book Value per Share (Q: Mar. 2024)
	=	53.09	/	27.042
	=	1.96

It can also be calculated from the numbers for the whole company:

PB Ratio

Market Cap

(Total Stockholders Equity

Preferred Stock)

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Utkarsh Small Finance Bank (BOM:543942) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.

Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.

Utkarsh Small Finance Bank PB Ratio Related Terms

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Utkarsh Small Finance Bank (BOM:543942) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Utkarsh Small Finance Bank Ltd (BOM:543942) » Definitions » PB Ratio

Traded in Other Exchanges

UTKARSHBNK:India

Address

NH – 31 (Airport Road), Utkarsh Tower, Sehmalpur, Kazi Sarai, Harhua, Varanasi, UP, IND, 221105

Website

https://www.utkarsh.bank

Utkarsh Small Finance Bank Ltd is an SFB in India. It offers a range of financial products and services that address the specific requirements of our customer segments while assessing factors including income profile and the type of security available. its asset products include Microbanking loans, retail loans, wholesale lending, housing loans, commercial vehicle/construction equipment loans, and gold loans. On the liabilities side, the company offer savings accounts, current accounts, and a variety of term and recurring deposit accounts. It also provides non-credit offerings comprising ATM-cum-debit cards, and bill payment systems and distributes third-party point-of-sales terminals, mutual funds, and insurance products.

Utkarsh Small Finance Bank (BOM:543942) Headlines

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