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Utkarsh Small Finance Bank's quarterly market cap
increased
from Sep. 2025 (₹23,090 Mil) to Dec. 2025 (₹26,284 Mil) but then
declined
from Dec. 2025 (₹26,284 Mil) to Mar. 2026 (₹18,187 Mil).
Utkarsh Small Finance Bank's annual market cap
declined
from Mar. 2024 (₹51,521 Mil) to Mar. 2025 (₹24,257 Mil) and
declined
from Mar. 2025 (₹24,257 Mil) to Mar. 2026 (₹18,187 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Utkarsh Small Finance Bank's Enterprise Value for Today is ₹28,900 Mil.
Utkarsh Small Finance Bank (BOM:543942) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
Utkarsh Small Finance Bank Market Cap Related Terms
Utkarsh Small Finance Bank Market Cap Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Utkarsh Small Finance Bank Market Cap Competitor Comparison
For the Banks - Regional subindustry, Utkarsh Small Finance Bank's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Utkarsh Small Finance Bank Market Cap vs Banks Industry
For the Banks industry and Financial Services sector, Utkarsh Small Finance Bank's Market Cap distribution charts can be found below:
* The bar in red indicates where Utkarsh Small Finance Bank's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Utkarsh Small Finance Bank (BOM:543942) has a Market Cap of ₹26,817 Mil as of Jul. 21, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Utkarsh Small Finance Bank and its competitors. According to the industry distribution chart, Utkarsh Small Finance Bank ranks #1004 out of 1543 companies in the Banks industry, placing it in the top 65.1%.
Is Utkarsh Small Finance Bank's Market Cap too high?
Utkarsh Small Finance Bank's current Market Cap is ₹26,817 Mil. Based on the distribution chart, Utkarsh Small Finance Bank ranks #1004 out of 1543 companies in the Banks industry, which is below the industry midpoint. Overall, Utkarsh Small Finance Bank has a GF Score™ of 67/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Utkarsh Small Finance Bank's Market Cap compare to competitors?
According to the Banks industry distribution chart, Utkarsh Small Finance Bank ranks #1004 out of 1543 companies for Market Cap. This places Utkarsh Small Finance Bank in the lower half of its industry. The industry median Market Cap is 706.37. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 706.37, based on 1,543 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Utkarsh Small Finance Bank and its competitors. For the Banks industry, the median Market Cap is 706.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Utkarsh Small Finance Bank's current Market Cap is ₹26,817 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Utkarsh Small Finance Bank stock overvalued right now?
Based on GuruFocus' analysis, Utkarsh Small Finance Bank (BOM:543942) is currently considered Possible Value Trap. The stock's GF Value™ is ₹21.65, compared to a current price of ₹15.07 — trading 30.4% below its estimated fair value. The current Market Cap is ₹26,817 Mil. Utkarsh Small Finance Bank's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Utkarsh Small Finance Bank (BOM:543942), the current Market Cap is ₹26,817 Mil as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Utkarsh Small Finance Bank (BOM:543942) Overvalued in 2026?
Based on GuruFocus' analysis, Utkarsh Small Finance Bank stock appears to be undervalued.
The current stock price of ₹15.07 is trading 30.4% below its estimated GF Value™ of ₹21.65.
GuruFocus considers Utkarsh Small Finance Bank to be Possible Value Trap.
Key valuation signals for BOM:543942:
Market Cap: ₹26,817 Mil
GF Value™: ₹21.65 vs. price of ₹15.07 (30.4% below fair value)
No single metric tells the full story. See the BOM:543942 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Utkarsh Small Finance Bank Ltd is an SFB in India. It offers a range of financial products and services that address the specific requirements of its customer segments while assessing factors including income profile and the type of security available. Its asset products include Microbanking loans, retail loans, wholesale lending, housing loans, commercial vehicle/construction equipment loans, and gold loans. On the liabilities side, the company offers savings accounts, current accounts, and a variety of term and recurring deposit accounts. The Bank's business segment includes Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations. The bank generates the majority of its revenue from the Retail Banking segment.
67GF Score
Get the complete analysis for BOM:543942
Market Cap is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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