Business Description
Ballston SpA Bancorp Inc
NAICS : 522110
SIC : 6022
ISIN : US0587011034
Total Employee Number:
110Description
Ballston SpA Bancorp Inc is a bank-based financial services company. The parent company's banking subsidiary, Ballston Spa National Bank, is a community-based commercial bank and provides banking, financing, fiduciary, brokerage and other financial services to corporate, municipal, and individual customers through its thirteen branch offices.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.34 | |||||
Equity-to-Asset | 0.08 | |||||
Debt-to-Equity | 1.15 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 7/9 | |||||
Beneish M-Score | -2.33 | |||||
WACC vs ROIC | ||||||
Growth Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 5.8 | |||||
3-Year EPS without NRI Growth Rate | -1.7 | |||||
3-Year FCF Growth Rate | -29 | |||||
3-Year Book Growth Rate | 10.5 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 82.38 | |||||
9-Day RSI | 69.51 | |||||
14-Day RSI | 64.66 | |||||
3-1 Month Momentum % | 0.01 | |||||
6-1 Month Momentum % | 9.73 | |||||
12-1 Month Momentum % | 19.52 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 1.71 | |||||
Dividend Payout Ratio | 0.22 | |||||
Forward Dividend Yield % | 1.71 | |||||
5-Year Yield-on-Cost % | 1.71 | |||||
Shareholder Yield % | -6.56 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 15.24 | |||||
FCF Margin % | 6.89 | |||||
OCF Margin % | 15.95 | |||||
ROE % | 6.68 | |||||
ROA % | 0.5 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 4 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 12.63 | |||||
PE Ratio without NRI | 12.63 | |||||
Shiller PE Ratio | 14.1 | |||||
Price-to-Owner-Earnings | 14.32 | |||||
PEG Ratio | 1.3 | |||||
PS Ratio | 1.93 | |||||
PB Ratio | 0.81 | |||||
Price-to-Tangible-Book | 0.82 | |||||
Price-to-Free-Cash-Flow | 27.92 | |||||
Price-to-Operating-Cash-Flow | 12.06 | |||||
EV-to-Revenue | 3.72 | |||||
EV-to-FCF | 54.03 | |||||
Price-to-GF-Value | 1.13 | |||||
Price-to-Projected-FCF | 0.43 | |||||
Price-to-DCF (Earnings Based) | 0.4 | |||||
Price-to-DCF (FCF Based) | 2.42 | |||||
Price-to-Median-PS-Value | 0.97 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.02 | |||||
Price-to-Graham-Number | 0.68 | |||||
FCF Yield % | 3.58 | |||||
Forward Rate of Return (Yacktman) % | 20.04 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
Log
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Annualized Return % Â
Total Annual Return % Â
Ballston SpA Bancorp Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 29.777 | ||
| EPS (TTM) ($) | 6.107 | ||
| Beta | 0.1114 | ||
| 3-Year Sharpe Ratio | 0.62 | ||
| 3-Year Sortino Ratio | 1.08 | ||
| Volatility % | 24.67 | ||
| 14-Day RSI | 64.66 | ||
| 14-Day ATR ($) | 0.213046 | ||
| 20-Day SMA ($) | 76.581 | ||
| 12-1 Month Momentum % | 19.52 | ||
| 52-Week Range ($) | 62.21 - 77.5 | ||
| Shares Outstanding (Mil) | 0.74 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Ballston SpA Bancorp Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Ballston SpA Bancorp Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| USD 0.330000 Cash Dividend | 2026-06-01 | 75.00 (+0.00%) | ||
| USD 0.330000 Cash Dividend | 2026-03-03 | 76.00 (+0.00%) | ||
| USD 0.330000 Cash Dividend | 2025-12-02 | 67.00 (+0.00%) | ||
| USD 0.330000 Cash Dividend | 2025-09-03 | 62.21 (+0.00%) | ||
| USD 0.330000 Cash Dividend | 2025-06-03 | 62.50 (+0.00%) | ||
| USD 0.330000 Cash Dividend | 2025-03-03 | 62.50 (+0.00%) | ||
| USD 0.330000 Cash Dividend | 2024-12-02 | 57.11 (+0.00%) | ||
| USD 0.330000 Cash Dividend | 2024-09-03 | 53.50 (+0.00%) |
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Ballston SpA Bancorp Inc Frequently Asked Questions
What is Ballston SpA Bancorp Inc(BSPA)'s stock price today?
The current price of BSPA is $77.11. The 52 week high of BSPA is $77.50 and 52 week low is $62.21.
When is next earnings date of Ballston SpA Bancorp Inc(BSPA)?
The next earnings date of Ballston SpA Bancorp Inc(BSPA) is .
Does Ballston SpA Bancorp Inc(BSPA) pay dividends? If so, how much?
The Dividend Yield %  of Ballston SpA Bancorp Inc(BSPA) is 1.71% (As of Today), Highest Dividend Payout Ratio of Ballston SpA Bancorp Inc(BSPA) was 0.86. The lowest was 0.16. And the median was 0.21. The  Forward Dividend Yield % of Ballston SpA Bancorp Inc(BSPA) is 1.71%. For more information regarding to dividend, please check our Dividend Page.
Guru Commentaries on OTCPK:BSPA
No articles.
Press Release
| Subject | Date | ||
|---|---|---|---|
| BALLSTON SPA NATIONAL BANK AND THE NATIONAL BANK OF COXSACKIE ANNOUNCE STRATEGIC COMBINATION | 2025-09-24 |
Articles on Ballston SpA Bancorp Inc
No articles.
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