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BSPA (Ballston SpA Bancorp) Net Margin % : 22.01% (As of Dec. 2022)


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What is Ballston SpA Bancorp Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Ballston SpA Bancorp's Net Income for the three months ended in Dec. 2022 was $1.44 Mil. Ballston SpA Bancorp's Revenue for the three months ended in Dec. 2022 was $6.56 Mil. Therefore, Ballston SpA Bancorp's net margin for the quarter that ended in Dec. 2022 was 22.01%.

The historical rank and industry rank for Ballston SpA Bancorp's Net Margin % or its related term are showing as below:


BSPA's Net Margin % is not ranked *
in the Banks industry.
Industry Median: 24.5
* Ranked among companies with meaningful Net Margin % only.

Ballston SpA Bancorp Net Margin % Historical Data

The historical data trend for Ballston SpA Bancorp's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Ballston SpA Bancorp Net Margin % Chart

Ballston SpA Bancorp Annual Data
Trend Dec02 Dec03 Dec04 Dec05 Dec06 Dec20 Dec21 Dec22
Net Margin %
Get a 7-Day Free Trial 11.19 15.41 20.44 20.60 23.82

Ballston SpA Bancorp Quarterly Data
Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.09 21.10 25.47 26.39 22.01

Competitive Comparison of Ballston SpA Bancorp's Net Margin %

For the Banks - Regional subindustry, Ballston SpA Bancorp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ballston SpA Bancorp's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Ballston SpA Bancorp's Net Margin % distribution charts can be found below:

* The bar in red indicates where Ballston SpA Bancorp's Net Margin % falls into.



Ballston SpA Bancorp Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Ballston SpA Bancorp's Net Margin for the fiscal year that ended in Dec. 2022 is calculated as

Net Margin=Net Income (A: Dec. 2022 )/Revenue (A: Dec. 2022 )
=6.093/25.575
=23.82 %

Ballston SpA Bancorp's Net Margin for the quarter that ended in Dec. 2022 is calculated as

Net Margin=Net Income (Q: Dec. 2022 )/Revenue (Q: Dec. 2022 )
=1.443/6.556
=22.01 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Ballston SpA Bancorp  (OTCPK:BSPA) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Ballston SpA Bancorp Net Margin % Related Terms

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Ballston SpA Bancorp Business Description

Traded in Other Exchanges
N/A
Address
990 State Route 67, Ballston Spa, NY, USA, 12020
Ballston SpA Bancorp Inc is a bank-based financial services company. The parent company's banking subsidiary, Ballston Spa National Bank, is a community-based commercial bank and provides banking, financing, fiduciary, brokerage and other financial services to corporate, municipal, and individual customers through its thirteen branch offices.