Business Description
U Consumer Finance
ISIN : EGS505Z1C018
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Traded in other countries / regions
VALU.Egypt IPO Date
2025-05-21Description
U Consumer Finance known by Its Brand Name Valu, is the universal financial technology powerhouse, offering a suite of financial services to individuals and businesses.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.06 | |||||
Equity-to-Asset | 0.16 | |||||
Debt-to-Equity | 4.47 | |||||
Debt-to-EBITDA | 8.87 | |||||
Interest Coverage | 118.25 | |||||
Piotroski F-Score | 3/9 | |||||
Altman Z-Score | 1.68 | |||||
Beneish M-Score | 0.95 | |||||
WACC vs ROIC | ||||||
Growth Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 50.76 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 19.69 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 32.27 | |||||
9-Day RSI | 33.09 | |||||
14-Day RSI | 35.98 | |||||
3-1 Month Momentum % | -0.24 | |||||
6-1 Month Momentum % | 12.98 | |||||
12-1 Month Momentum % | 48.73 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 0.75 | |||||
Quick Ratio | 0.75 | |||||
Cash Ratio | 0.05 | |||||
Days Sales Outstanding | 332.76 | |||||
Days Payable | 95.58 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 45.62 | |||||
Operating Margin % | 18.63 | |||||
Net Margin % | 13.61 | |||||
EBITDA Margin % | 20.26 | |||||
FCF Margin % | -144.18 | |||||
OCF Margin % | -143.15 | |||||
ROE % | 40.15 | |||||
ROA % | 5.92 | |||||
ROIC % | 7.06 | |||||
ROC (Joel Greenblatt) % | 23.06 | |||||
ROCE % | 14.32 | |||||
Years of Profitability over Past 10-Year | 3 |
GF Value Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 29.03 | |||||
Forward PE Ratio | 30.98 | |||||
PE Ratio without NRI | 29.03 | |||||
PS Ratio | 4.09 | |||||
PB Ratio | 10.09 | |||||
Price-to-Tangible-Book | 12.71 | |||||
EV-to-EBIT | 31.66 | |||||
EV-to-EBITDA | 28.37 | |||||
EV-to-Revenue | 5.75 | |||||
EV-to-FCF | -4.06 | |||||
Price-to-Graham-Number | 4.04 | |||||
Earnings Yield (Greenblatt) % | 3.16 | |||||
FCF Yield % | -35.61 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
U Consumer Finance Executives
DetailsGF Valueâ„¢
Analyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil E£) | 5,617.594 | ||
| EPS (TTM) (E£) | 0.372 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | - | ||
| 3-Year Sortino Ratio | - | ||
| Volatility % | 24.46 | ||
| 14-Day RSI | 35.98 | ||
| 14-Day ATR (E£) | 0.273198 | ||
| 20-Day SMA (E£) | 11.4385 | ||
| 12-1 Month Momentum % | 48.73 | ||
| 52-Week Range (E£) | 6.93 - 13.19 | ||
| Shares Outstanding (Mil) | 2,106.36 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 3 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
U Consumer Finance Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
U Consumer Finance Stock Events
| Event | Date | Price (E£) | ||
|---|---|---|---|---|
| No Event Data | ||||
U Consumer Finance Frequently Asked Questions
What is U Consumer Finance(CAI:VALU)'s stock price today?
The current price of CAI:VALU is E£10.80. The 52 week high of CAI:VALU is E£13.19 and 52 week low is E£6.93.
When is next earnings date of U Consumer Finance(CAI:VALU)?
The next earnings date of U Consumer Finance(CAI:VALU) is .
Does U Consumer Finance(CAI:VALU) pay dividends? If so, how much?
U Consumer Finance(CAI:VALU) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on U Consumer Finance
No articles.
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