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U Consumer FinanceCAI:VALU -2.09%28 Market Cap is E£22,749 Mil as of Aug. 26, 2026. GuruFocus rates CAI:VALU with a GF Score™ of 28/100. The stock has 6 warning signs investors should review. Among 559 Credit Services companies, U Consumer Finance ranks better than 76.74% on this metric.
Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). U Consumer Finance's share price for the quarter that ended in Dec. 2025 was E£9.4. U Consumer Finance's Shares Outstanding (EOP) for the quarter that ended in Dec. 2025 was 2,106 Mil. Therefore, U Consumer Finance's market cap for the quarter that ended in Dec. 2025 was E£19,800 Mil.
U Consumer Finance's quarterly market cap
declined
from Jun. 2025 (E£18,325 Mil) to Sep. 2025 (E£16,050 Mil) but then
increased
from Sep. 2025 (E£16,050 Mil) to Dec. 2025 (E£19,800 Mil).
U Consumer Finance's annual market cap
stayed the same
from Dec. 2023 (E£0 Mil) to Dec. 2024 (E£0 Mil) but then
increased
from Dec. 2024 (E£0 Mil) to Dec. 2025 (E£19,800 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. U Consumer Finance's Enterprise Value for Today is E£32,286 Mil.
U Consumer Finance (CAI:VALU) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
U Consumer Finance Market Cap Related Terms
U Consumer Finance Market Cap Historical Data
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The historical data trend for U Consumer Finance's Market Cap can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, U Consumer Finance's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
U Consumer Finance Market Cap vs Credit Services Industry
For the Credit Services industry and Financial Services sector, U Consumer Finance's Market Cap distribution charts can be found below:
* The bar in red indicates where U Consumer Finance's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
U Consumer Finance's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
U Consumer Finance (CAI:VALU) has a Market Cap of E£22,749 Mil as of Aug. 26, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on U Consumer Finance and its competitors. According to the industry distribution chart, U Consumer Finance ranks #130 out of 559 companies in the Credit Services industry, placing it in the top 23.3%.
Is U Consumer Finance's Market Cap too high?
U Consumer Finance's current Market Cap is E£22,749 Mil. Based on the distribution chart, U Consumer Finance ranks #130 out of 559 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, U Consumer Finance has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does U Consumer Finance's Market Cap compare to V and MA?
According to the Credit Services industry distribution chart, U Consumer Finance ranks #130 out of 559 companies for Market Cap. This places U Consumer Finance in the top 23% of its industry — outperforming the majority of peers. The industry median Market Cap is 42.72. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Credit Services company?
The median Market Cap among Credit Services companies is 42.72, based on 559 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on U Consumer Finance and its competitors. For the Credit Services industry, the median Market Cap is 42.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. U Consumer Finance's current Market Cap is E£22,749 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is U Consumer Finance stock overvalued right now?
U Consumer Finance (CAI:VALU) has a current Market Cap of E£22,749 Mil. The current Market Cap is E£22,749 Mil. U Consumer Finance's overall GF Score™ is 28/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For U Consumer Finance (CAI:VALU), the current Market Cap is E£22,749 Mil as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
U Consumer Finance known by Its Brand Name Valu, is the universal financial technology powerhouse, offering a suite of financial services to individuals and businesses.
28GF Score
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