Business Description
AFMA SA
ISIN : MA0000012296
Share Class Description:
CAS:AFM: Ordinary SharesTotal Employee Number:
402Description
AFMA SA provides insurance brokerage services in Morocco. It offers insurance products including Damage Insurance, Insurance Operating Losses, Civil Responsibilities, Car insurance, Transport Insurance, Construction-Related Insurance, Insurance of Persons and Credit insurance. It provides insurance services to both individuals and corporate clients.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.15 | |||||
Equity-to-Asset | 0.06 | |||||
Debt-to-Equity | 2.29 | |||||
Debt-to-EBITDA | 1.23 | |||||
Interest Coverage | 14.41 | |||||
Piotroski F-Score | N/A/9 | |||||
Altman Z-Score | 1.29 | |||||
WACC vs ROIC | ||||||
Growth Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 9.3 | |||||
3-Year EBITDA Growth Rate | 6 | |||||
3-Year EPS without NRI Growth Rate | 11.7 | |||||
3-Year Book Growth Rate | 15.6 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 58.2 | |||||
9-Day RSI | 55.39 | |||||
14-Day RSI | 53.96 | |||||
3-1 Month Momentum % | -1.59 | |||||
6-1 Month Momentum % | -2.13 | |||||
12-1 Month Momentum % | -7.46 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 0.97 | |||||
Quick Ratio | 0.97 | |||||
Cash Ratio | 0.02 | |||||
Days Sales Outstanding | 1166.61 | |||||
Days Payable | 2265.5 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 4.84 | |||||
Dividend Payout Ratio | 0.7 | |||||
3-Year Dividend Growth Rate | 3.6 | |||||
Forward Dividend Yield % | 4.84 | |||||
5-Year Yield-on-Cost % | 5.92 | |||||
3-Year Average Share Buyback Ratio | 0.2 | |||||
Shareholder Yield % | 7.27 |
Profitability Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 47.81 | |||||
Operating Margin % | 39.1 | |||||
Net Margin % | 22.96 | |||||
EBITDA Margin % | 41.37 | |||||
ROE % | 111.6 | |||||
ROA % | 5.26 | |||||
ROIC % | 23.41 | |||||
3-Year ROIIC % | 67.05 | |||||
ROC (Joel Greenblatt) % | 97.43 | |||||
ROCE % | 60.98 | |||||
Years of Profitability over Past 10-Year | 10 |
GF Value Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 16.99 | |||||
PE Ratio without NRI | 14.5 | |||||
Shiller PE Ratio | 18.34 | |||||
Price-to-Owner-Earnings | 13.69 | |||||
PEG Ratio | 1.63 | |||||
PS Ratio | 3.91 | |||||
PB Ratio | 17.53 | |||||
EV-to-EBIT | 12.37 | |||||
EV-to-EBITDA | 10.15 | |||||
EV-to-Revenue | 4.2 | |||||
Price-to-GF-Value | 0.79 | |||||
Price-to-Projected-FCF | 8.69 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.63 | |||||
Earnings Yield (Greenblatt) % | 8.08 | |||||
Forward Rate of Return (Yacktman) % | 9.04 |
AFMA SA Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
AFMA SA Stock Events
| Event | Date | Price (MAD) | ||
|---|---|---|---|---|
| MAD 60.000000 Cash Dividend | 2025-09-08 | 1,410.00 (+0.00%) | ||
| MAD 55.000000 Cash Dividend | 2024-09-03 | 1,274.00 (+2.33%) |
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Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on AFMA SA
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