AFMA (CAS:AFM) Profitability Rank: 9 (As of Dec. 2025) — Near Median


CAS:AFM AFMA SA CAS:AFM
88 GF Score
Price MAD1,240.00
GF Value MAD1,579.40
Valuation Modestly Undervalued
! 4 Warning Signs
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What is AFMA Profitability Rank?

AFMA CAS:AFM 88 Profitability Rank is 9 as of Dec. 2025, which is at its 10-year median of 9.00. GuruFocus rates CAS:AFM with a GF Score™ of 88/100 and a GF Value™ of MAD1,579.40 (Modestly Undervalued). The stock has 4 warning signs investors should review.

AFMA has the Profitability Rank of 9. It has a higher profitability and may stay that way.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

AFMA's Operating Margin % for the quarter that ended in Dec. 2025 was 34.20%. As of today, AFMA's Piotroski F-Score is 9999.


AFMA Profitability Rank Related Terms


CAS:AFM vs MRSH, AON, AJG: Profitability Rank Comparison

For the Insurance Brokers subindustry, AFMA's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AFMA Profitability Rank vs Insurance Industry

For the Insurance industry and Financial Services sector, AFMA's Profitability Rank distribution charts can be found below:

* The bar in red indicates where AFMA's Profitability Rank falls into.


CAS:AFM
88GF Score
AFMA SA CAS:AFM
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AFMA Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

AFMA has the Profitability Rank of 9. It has a higher profitability and may stay that way.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

AFMA's Operating Margin % for the quarter that ended in Dec. 2025 is calculated as:

Operating Margin %=Operating Income (Q: Dec. 2025 ) / Revenue (Q: Dec. 2025 )
=47.517 / 138.921
=34.20 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

AFMA has an F-score of 9999. It is a bad or low score, which usually implies poor business operation.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

Warning Sign:

AFMA SA operating margin has been in a 5-year decline. The average rate of decline per year is -1.6%.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 9 mean?
AFMA (CAS:AFM) has a Profitability Rank of 9 as of Dec. 2025. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on AFMA and its competitors. This is near median its historical median of 9.00. Over the past decade, AFMA's Profitability Rank has ranged from 3.00 to 10.00.
Is AFMA's Profitability Rank too high?
AFMA's current Profitability Rank of 9 is near median its 10-year median of 9.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 10.00. Overall, AFMA has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AFMA's Profitability Rank compare to MRSH and AON?
AFMA's Profitability Rank of 9 can be compared against companies in the Insurance industry. Historically, AFMA's own Profitability Rank has ranged from 3.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for an Insurance company?
A good Profitability Rank depends on the Insurance industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on AFMA and its competitors. AFMA's current Profitability Rank is 9, which is near median its own 10-year median of 9.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AFMA stock overvalued right now?
Based on GuruFocus' analysis, AFMA (CAS:AFM) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD1,579.40, compared to a current price of MAD1,240.00 — trading 21.5% below its estimated fair value. The current Profitability Rank is 9, which is near median its 10-year median of 9.00. AFMA's overall GF Score™ is 88/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For AFMA (CAS:AFM), the current Profitability Rank is 9 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AFMA (CAS:AFM) Overvalued in 2026?

Based on GuruFocus' analysis, AFMA stock appears to be undervalued. The current stock price of MAD1,240.00 is trading 21.5% below its estimated GF Value™ of MAD1,579.40. GuruFocus considers AFMA to be Modestly Undervalued.

Key valuation signals for CAS:AFM:

  • Profitability Rank: 9 (near median its 10-year median of 9.00)
  • GF Value™: MAD1,579.40 vs. price of MAD1,240.00 (21.5% below fair value)
  • GF Score™: 88/100 with 4 warning signs

No single metric tells the full story. See the CAS:AFM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AFMA Business Description

Address 22, Moulay Youssef bd, Casablanca, MAR, 20 070
AFMA SA provides insurance brokerage services in Morocco. It offers insurance products including Damage Insurance, Insurance Operating Losses, Civil Responsibilities, Car insurance, Transport Insurance, Construction-Related Insurance, Insurance of Persons and Credit insurance. It provides insurance services to both individuals and corporate clients.
88GF Score

Get the complete analysis for CAS:AFM

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD1,240.00
Price
MAD1,579.40
GF Value