DaveDAVE -0.15%74 OCF Margin % is 51.78% as of Mar. 2026. GuruFocus rates DAVE with a GF Score™ of 74/100 and a GF Value™ of $124.67 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 2,815 Software companies, Dave ranks better than 97.16% on this metric.
OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Dave's Cash Flow from Operations for the
three
months ended in Mar. 2026 was $82.0 Mil. Dave's Revenue for the
three
months ended in Mar. 2026 was $158.4 Mil. Therefore, Dave's OCF Margin % for the quarter that ended in Mar. 2026 was 51.78%.
The historical rank and industry rank for Dave's OCF Margin % or its related term are showing as below:
DAVE'
s OCF Margin % Range Over the Past 10 Years
Min: -21.91 Med: -0.35 Max: 52.33
Current: 54.05
During the past 7 years, the highest OCF Margin % of Dave was 52.33%. The lowest was -21.91%. And the median was -0.35%.
DAVE's OCF Margin % is ranked better than 97.16% of 2815
companies
in the Software industry
Industry Median: 6.78
vs DAVE: 54.05
Dave OCF Margin % Related Terms
Dave OCF Margin % Historical Data
* Premium members only.
The historical data trend for Dave's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Dave's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dave OCF Margin % vs Software Industry
For the Software industry and Technology sector, Dave's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Dave's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dave (DAVE) has a OCF Margin % of 51.78% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Dave and its competitors. According to the industry distribution chart, Dave ranks #80 out of 2815 companies in the Software industry, placing it in the top 2.8%.
Is Dave's OCF Margin % too high?
Dave's current OCF Margin % is 51.78%. The Software industry median OCF Margin % is 6.78. Dave's value of 51.78% is 663.7% above this industry median. Based on the distribution chart, Dave ranks #80 out of 2815 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Dave has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dave's OCF Margin % compare to RNG and KC?
According to the Software industry distribution chart, Dave ranks #80 out of 2815 companies for OCF Margin %. This places Dave in the top 3% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 6.78. Dave's value of 51.78% is 663.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Software company?
The median OCF Margin % among Software companies is 6.78, based on 2,815 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dave's current OCF Margin % of 51.78% is 663.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Dave and its competitors. For the Software industry, the median OCF Margin % is 6.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dave's current OCF Margin % is 51.78%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dave stock overvalued right now?
Based on GuruFocus' analysis, Dave (DAVE) is currently considered Significantly Overvalued. The stock's GF Value™ is $124.67, compared to a current price of $322.75 — trading 158.9% above its estimated fair value. The current OCF Margin % is 51.78% and 663.7% above the Software industry median of 6.78. Dave's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Dave (DAVE), the current OCF Margin % is 51.78% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dave (DAVE) Overvalued in 2026?
Based on GuruFocus' analysis, Dave stock appears to be overvalued.
The current stock price of $322.75 is trading 158.9% above its estimated GF Value™ of $124.67.
GuruFocus considers Dave to be Significantly Overvalued.
Key valuation signals for DAVE:
OCF Margin %: 51.78%
GF Value™: $124.67 vs. price of $322.75 (158.9% above fair value)
Industry Position: 663.7% above the Software median (#80 of 2815)
No single metric tells the full story. See the DAVE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dave Inc is a financial services company. It is engaged in offering banking app that offers its customers banking, financial insights, overdraft protection, building credit, short-term liquidity, fee-free banking, and financial management tools, and finding side gigs.
74GF Score
Get the complete analysis for DAVE
OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
DAVE has been successfully added to your 
