FMFG (Farmers and Merchants Bancshares (MD)) Forward Dividend Yield %: 4.00% (As of Jun. 26, 2026)


FMFG Farmers and Merchants Bancshares Inc (MD) FMFG
64 GF Score
Price $18.00
GF Value $18.78
Valuation Fairly Valued
! 4 Warning Signs
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What is Farmers and Merchants Bancshares (MD) Forward Dividend Yield %?

Farmers and Merchants Bancshares (MD) FMFG +1.41% 64 Forward Dividend Yield % is 4.00% as of Jun. 26, 2026. GuruFocus rates FMFG with a GF Score™ of 64/100 and a GF Value™ of $18.78 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,243 Banks companies, Farmers and Merchants Bancshares (MD) ranks better than 65.08% on this metric.

As of today (2026-06-26), the Forward Annual Dividend Yield of Farmers and Merchants Bancshares (MD) is 4.00%.

As of today (2026-06-26), the Trailing Annual Dividend Yield of Farmers and Merchants Bancshares (MD) is 3.89%.

FMFG's Forward Dividend Yield % is ranked better than
65.08% of 1243 companies
in the Banks industry
Industry Median: 3.14 vs FMFG: 4.00

Farmers and Merchants Bancshares (MD)'s Dividends per Share for the three months ended in Mar. 2026 was $0.00.

During the past 12 months, Farmers and Merchants Bancshares (MD)'s average Dividends Per Share Growth Rate was 1.50% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 2.60% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 16.70% per year.

During the past 10 years, the highest 3-Year average Dividends Per Share Growth Rate of Farmers and Merchants Bancshares (MD) was 37.40% per year. The lowest was -0.50% per year. And the median was 20.15% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.


Farmers and Merchants Bancshares (MD)  (OTCPK:FMFG) Forward Dividend Yield % Explanation

Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.

Dividends may also qualify a lower tax rate for investors.

In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

You can find the stocks that owned most by Gurus here. Or you can check out Warren Buffett's highest dividend stocks here.


Farmers and Merchants Bancshares (MD) Forward Dividend Yield % Related Terms


FMFG vs FFBW, BBBK, STBI: Forward Dividend Yield % Comparison

For the Banks - Regional subindustry, Farmers and Merchants Bancshares (MD)'s Forward Dividend Yield %, along with its competitors' market caps and Forward Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Farmers and Merchants Bancshares (MD) Forward Dividend Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Farmers and Merchants Bancshares (MD)'s Forward Dividend Yield % distribution charts can be found below:

* The bar in red indicates where Farmers and Merchants Bancshares (MD)'s Forward Dividend Yield % falls into.


FMFG
64GF Score
Farmers and Merchants Bancshares Inc (MD) FMFG
Forward Dividend Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Farmers and Merchants Bancshares (MD) Forward Dividend Yield % Calculation

Dividend Yield measures how much a company pays out in dividends each year relative to its share price.

Farmers and Merchants Bancshares (MD) Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
USD 0.3600002026-06-022026-06-022026-06-18Cash Dividendsemi-annuallyUSD:USD 1.000000
USD 0.3400002025-12-052025-12-052025-12-15Cash Dividendsemi-annuallyUSD:USD 1.000000
USD 0.3400002025-07-112025-07-112025-07-25Cash Dividendsemi-annuallyUSD:USD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Farmers and Merchants Bancshares (MD)'s Forward Annual Dividend Yield (%) for Today is calculated as

Forward Annual Dividend Yield=Forward Full Year Dividend/Current Share Price
=0.72/18.00
=4.00 %

Current Share Price is $18.00.
Farmers and Merchants Bancshares (MD)'s Dividends per Share for the forward twelve months is calculated as $0.36 * 2 = $0.72.

Farmers and Merchants Bancshares (MD)'s Trailing Annual Dividend Yield (%) for Today is calculated as

Trailing Annual Dividend Yield=Most Recent Full Year Dividend/Current Share Price
=1.04/18.00
=5.78 %

Current Share Price is $18.00.
Farmers and Merchants Bancshares (MD)'s Dividends per Share for the trailing twelve months (TTM) ended in Today is $1.04.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Forward Dividend Yield % of 4.00% mean?
Farmers and Merchants Bancshares (MD) (FMFG) has a Forward Dividend Yield % of 4.00% as of Jun. 26, 2026. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Farmers and Merchants Bancshares (MD) and its competitors. According to the industry distribution chart, Farmers and Merchants Bancshares (MD) ranks #434 out of 1243 companies in the Banks industry, placing it in the top 34.9%.
Is Farmers and Merchants Bancshares (MD)'s Forward Dividend Yield % too high?
Farmers and Merchants Bancshares (MD)'s current Forward Dividend Yield % is 4.00%. The Banks industry median Forward Dividend Yield % is 3.14. Farmers and Merchants Bancshares (MD)'s value of 4.00% is 27.4% above this industry median. Based on the distribution chart, Farmers and Merchants Bancshares (MD) ranks #434 out of 1243 companies in the Banks industry, which is above the industry midpoint. Overall, Farmers and Merchants Bancshares (MD) has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Farmers and Merchants Bancshares (MD)'s Forward Dividend Yield % compare to FFBW and BBBK?
According to the Banks industry distribution chart, Farmers and Merchants Bancshares (MD) ranks #434 out of 1243 companies for Forward Dividend Yield %. This puts Farmers and Merchants Bancshares (MD) in the upper half of its industry. The industry median Forward Dividend Yield % is 3.14. Farmers and Merchants Bancshares (MD)'s value of 4.00% is 27.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Dividend Yield % for a Banks company?
The median Forward Dividend Yield % among Banks companies is 3.14, based on 1,243 companies in the industry. Companies in the top quartile (top 25%) have a Forward Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Forward Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Farmers and Merchants Bancshares (MD)'s current Forward Dividend Yield % of 4.00% is 27.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Dividend Yield % mean?
A high Forward Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Farmers and Merchants Bancshares (MD) and its competitors. For the Banks industry, the median Forward Dividend Yield % is 3.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Farmers and Merchants Bancshares (MD)'s current Forward Dividend Yield % is 4.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Farmers and Merchants Bancshares (MD) stock overvalued right now?
Based on GuruFocus' analysis, Farmers and Merchants Bancshares (MD) (FMFG) is currently considered Fairly Valued. The stock's GF Value™ is $18.78, compared to a current price of $18.00 — trading 4.2% below its estimated fair value. The current Forward Dividend Yield % is 4.00% and 27.4% above the Banks industry median of 3.14. Farmers and Merchants Bancshares (MD)'s overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Dividend Yield % calculated?
Forward Dividend Yield % is calculated from a company's financial statements. For Farmers and Merchants Bancshares (MD) (FMFG), the current Forward Dividend Yield % is 4.00% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Farmers and Merchants Bancshares (MD) (FMFG) Overvalued in 2026?

Based on GuruFocus' analysis, Farmers and Merchants Bancshares (MD) stock appears to be undervalued. The current stock price of $18.00 is trading 4.2% below its estimated GF Value™ of $18.78. GuruFocus considers Farmers and Merchants Bancshares (MD) to be Fairly Valued.

Key valuation signals for FMFG:

  • Forward Dividend Yield %: 4.00%
  • GF Value™: $18.78 vs. price of $18.00 (4.2% below fair value)
  • GF Score™: 64/100 with 4 warning signs
  • Industry Position: 27.4% above the Banks median (#434 of 1243)

No single metric tells the full story. See the FMFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Farmers and Merchants Bancshares (MD) Business Description

Address 4510 Lower Beckleysville Road, Suite H, Hampstead, MD, USA, 21074
Farmers and Merchants Bancshares Inc (MD) is an independent community bank, offering a broad range of financial services. The Bank provides banking services to individuals and businesses located in Baltimore County, Maryland, Carroll County, Maryland, and surrounding areas of northern Maryland. It provides Personal, Business, and Electronic banking services.
64GF Score

Get the complete analysis for FMFG

Forward Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.00
Price
$18.78
GF Value