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Business Description
Towne Bank
NAICS : 522110
SIC : 6021
ISIN : US89214P1093
Share Class Description:
FRA:3T8: Ordinary SharesDescription
Towne Bank is a financial services company that places special emphasis on serving the financial needs of individuals, commercial enterprises, and professionals, offering retail and commercial banking services to numerous markets in Virginia and North Carolina. The company has three reportable segments: the Banking Segment provides loan and deposit services to retail and commercial customers and provides commercial mortgage brokerage services and investment and asset management services, and the Realty Segment provides residential real estate services and mortgage loans. It also provides resort property management and residential and commercial title insurance, and the Insurance Segment provides a wide array of insurance products, including property, casualty, life, and health insurance.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 5.09 | |||||
| Equity-to-Asset | 0.12 | |||||
| Debt-to-Equity | 0.12 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 5/9 | |||||
| Beneish M-Score | -2.34 | |||||
| WACC vs ROIC | ||||||
Growth Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -0.5 | |||||
| 3-Year EPS without NRI Growth Rate | -10.1 | |||||
| 3-Year FCF Growth Rate | -45.6 | |||||
| 3-Year Book Growth Rate | 2.8 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 5.81 | |||||
| 9-Day RSI | 13.8 | |||||
| 14-Day RSI | 20.42 | |||||
| 3-1 Month Momentum % | 8.7 | |||||
| 6-1 Month Momentum % | 19.86 | |||||
| 12-1 Month Momentum % | 41.13 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 3.38 | |||||
| Dividend Payout Ratio | 0.46 | |||||
| 3-Year Dividend Growth Rate | 8.6 | |||||
| Forward Dividend Yield % | 3.35 | |||||
| 5-Year Yield-on-Cost % | 5.08 | |||||
| 3-Year Average Share Buyback Ratio | -1.2 | |||||
| Shareholder Yield % | 19.84 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 23.36 | |||||
| FCF Margin % | 12.31 | |||||
| ROE % | 7.74 | |||||
| ROA % | 0.95 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 14.27 | |||||
| Forward PE Ratio | 10.9 | |||||
| PE Ratio without NRI | 14.17 | |||||
| Shiller PE Ratio | 13.55 | |||||
| Price-to-Owner-Earnings | 15.48 | |||||
| PEG Ratio | 3.22 | |||||
| PS Ratio | 3.33 | |||||
| PB Ratio | 1.08 | |||||
| Price-to-Tangible-Book | 1.42 | |||||
| Price-to-Free-Cash-Flow | 28.53 | |||||
| Price-to-Operating-Cash-Flow | 16.71 | |||||
| EV-to-Revenue | 1.8 | |||||
| EV-to-FCF | 15.4 | |||||
| Price-to-GF-Value | 1.04 | |||||
| Price-to-Projected-FCF | 0.62 | |||||
| Price-to-DCF (Earnings Based) | 0.92 | |||||
| Price-to-DCF (FCF Based) | 2.11 | |||||
| Price-to-Median-PS-Value | 0.99 | |||||
| Price-to-Graham-Number | 0.95 | |||||
| FCF Yield % | 3.51 | |||||
| Forward Rate of Return (Yacktman) % | 14.59 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Towne Bank Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 641.523 | ||
| EPS (TTM) (€) | 1.992 | ||
| Beta | 0.93 | ||
| 3-Year Sharpe Ratio | 0.23 | ||
| 3-Year Sortino Ratio | 0.41 | ||
| Volatility % | 31.73 | ||
| 14-Day RSI | 20.42 | ||
| 14-Day ATR (€) | 0.558914 | ||
| 20-Day SMA (€) | 31.4 | ||
| 12-1 Month Momentum % | 41.13 | ||
| 52-Week Range (€) | 24.2 - 35.8 | ||
| Shares Outstanding (Mil) | 75.27 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Towne Bank Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Towne Bank Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| No Event Data | ||||
Towne Bank Frequently Asked Questions
What is Towne Bank(FRA:3T8)'s stock price today?
The current price of FRA:3T8 is €27.60. The 52 week high of FRA:3T8 is €35.80 and 52 week low is €24.20.
When is next earnings date of Towne Bank(FRA:3T8)?
The next earnings date of Towne Bank(FRA:3T8) is 2025-04-24 Est..
Does Towne Bank(FRA:3T8) pay dividends? If so, how much?
The Dividend Yield %  of Towne Bank(FRA:3T8) is 3.38% (As of Today), Highest Dividend Payout Ratio of Towne Bank(FRA:3T8) was 0.46. The lowest was 0.26. And the median was 0.36. The  Forward Dividend Yield % of Towne Bank(FRA:3T8) is 3.35%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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