Business Description
Towne Bank
NAICS : 522110
SIC : 6021
ISIN : US89214P1093
Share Class Description:
FRA:3T8: Ordinary SharesTotal Employee Number:
1,939Description
Towne Bank is a financial services company serving individuals, commercial enterprises and professionals, offering retail and commercial banking services in Virginia and North Carolina. The company has four reportable segments: Banking, which provides loan and deposit services, commercial mortgage brokerage, and investment and asset management services; Mortgage, which originates mortgage loans principally sold in the secondary market through purchase commitments from investors; Resort Vacation Management, which provides residential resort property management services; and Insurance, which provides property, casualty, life and health insurance solutions for businesses, individuals and community organizations through a variety of carriers.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 3.24 | |||||
Equity-to-Asset | 0.13 | |||||
Debt-to-Equity | 0.17 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 5/9 | |||||
Beneish M-Score | -2.39 | |||||
WACC vs ROIC | ||||||
Growth Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 4.7 | |||||
3-Year EPS without NRI Growth Rate | 2.3 | |||||
3-Year FCF Growth Rate | -18 | |||||
3-Year Book Growth Rate | 6 |
Momentum Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 52.04 | |||||
9-Day RSI | 53.67 | |||||
14-Day RSI | 55.14 | |||||
3-1 Month Momentum % | 0.66 | |||||
6-1 Month Momentum % | 4.79 | |||||
12-1 Month Momentum % | 0.66 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 3 | |||||
Dividend Payout Ratio | 0.38 | |||||
3-Year Dividend Growth Rate | 6 | |||||
Forward Dividend Yield % | 3 | |||||
5-Year Yield-on-Cost % | 4.5 | |||||
3-Year Average Share Buyback Ratio | -2.7 | |||||
Shareholder Yield % | 0.14 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 18.01 | |||||
FCF Margin % | 14.26 | |||||
OCF Margin % | 20.13 | |||||
ROE % | 6.58 | |||||
ROA % | 0.82 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 4 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 18.02 | |||||
Forward PE Ratio | 10.47 | |||||
PE Ratio without NRI | 12.62 | |||||
Shiller PE Ratio | 14.87 | |||||
Price-to-Owner-Earnings | 27.96 | |||||
PEG Ratio | 2.93 | |||||
PS Ratio | 3.25 | |||||
PB Ratio | 1.13 | |||||
Price-to-Tangible-Book | 1.65 | |||||
Price-to-Free-Cash-Flow | 22.95 | |||||
Price-to-Operating-Cash-Flow | 16.21 | |||||
EV-to-Revenue | 2.48 | |||||
EV-to-FCF | 17.2 | |||||
Price-to-GF-Value | 0.97 | |||||
Price-to-Projected-FCF | 0.74 | |||||
Price-to-DCF (Earnings Based) | 0.95 | |||||
Price-to-DCF (FCF Based) | 2.05 | |||||
Price-to-Median-PS-Value | 0.94 | |||||
Price-to-Graham-Number | 0.96 | |||||
FCF Yield % | 3.91 | |||||
Forward Rate of Return (Yacktman) % | 13.87 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
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Annualized Return % Â
Total Annual Return % Â
Towne Bank Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 763.404 | ||
| EPS (TTM) (€) | 1.71 | ||
| Beta | 0.8221 | ||
| 3-Year Sharpe Ratio | 0.54 | ||
| 3-Year Sortino Ratio | 1.04 | ||
| Volatility % | 14.71 | ||
| 14-Day RSI | 55.14 | ||
| 14-Day ATR (€) | 0.666837 | ||
| 20-Day SMA (€) | 31.14 | ||
| 12-1 Month Momentum % | 0.66 | ||
| 52-Week Range (€) | 27.2 - 32.6 | ||
| Shares Outstanding (Mil) | 91.3 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Towne Bank Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Towne Bank Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| Third quarter earnings results for 2026 | 2026-10-22 | In 100 days | ||
| Second quarter earnings results for 2026 | 2026-07-23 | In 9 days | ||
| USD 0.280000 Cash Dividend | 2026-06-26 | 31.40 (+0.64%) | ||
| General meeting for 2026 | 2026-05-20 11:30 | 29.20 (+1.39%) | ||
| USD 0.700000 Cash Dividend | 2026-05-04 | 30.20 (+0.00%) | ||
| First quarter earnings results for 2026 | 2026-04-22 | 30.20 (+0.67%) | ||
| USD 0.270000 Cash Dividend | 2026-03-31 | 29.20 (+2.82%) | ||
| Annual report for 2025 | 2026-02-27 | 30.00 (+2.74%) | ||
| Fourth quarter earnings results for 2025 | 2026-01-28 | 29.80 (-0.67%) | ||
| USD 0.270000 Cash Dividend | 2025-12-29 | 29.00 (+0.00%) |
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Towne Bank Frequently Asked Questions
What is Towne Bank(FRA:3T8)'s stock price today?
The current price of FRA:3T8 is €31.40. The 52 week high of FRA:3T8 is €32.60 and 52 week low is €27.20.
When is next earnings date of Towne Bank(FRA:3T8)?
The next earnings date of Towne Bank(FRA:3T8) is 2026-07-23 Est..
Does Towne Bank(FRA:3T8) pay dividends? If so, how much?
The Dividend Yield %  of Towne Bank(FRA:3T8) is 3% (As of Today), Highest Dividend Payout Ratio of Towne Bank(FRA:3T8) was 0.46. The lowest was 0.26. And the median was 0.36. The  Forward Dividend Yield % of Towne Bank(FRA:3T8) is 3%. For more information regarding to dividend, please check our Dividend Page.
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