Ncino Inc is a provider of cloud-based software for financial institutions. Its software solution digitizes, automates, and streamlines inefficient and complex processes & workflow and utilizes data analytics & artificial intelligence that enables financial institutions to onboard new clients, make loans and manage the entire loan life cycle, open deposits, and other accounts and manage regulatory compliance. It also offers professional services, including configuration & implementation, training, and advisory services. Ncino generates the majority of its revenue from subscription services. The company caters to financial institutions, enterprise banks, regional banks, community banks, and credit unions. The vast majority of its revenue comes from the United States.

Financial Strength

8/10

Name	Current	Vs Industry
Cash-To-Debt	1.51
Equity-to-Asset	0.78
Debt-to-Equity	0.07
Debt-to-EBITDA	9.95
Piotroski F-Score	7/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	7.11	Distress Grey Safe
Beneish M-Score	-2.7	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

9/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	22
	3-Year EPS without NRI Growth Rate	6.2
	3-Year FCF Growth Rate	104.2
	3-Year Book Growth Rate	26.7
	Future 3-5Y Total Revenue Growth Rate	16.2

Momentum Rank

9/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	37.77
	9-Day RSI	38.72
	14-Day RSI	42.92
	6-1 Month Momentum %	7.75
	12-1 Month Momentum %	21.93

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	1.17
	Quick Ratio	1.17
	Cash Ratio	0.52
	Days Sales Outstanding	62.49
	Days Payable	21.77

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	-6.7
	Shareholder Yield %	-0.11

Profitability Rank

3/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	59.82
	Operating Margin %	-8.29
	Net Margin %	-8.89
	FCF Margin %	11.21
	ROE %	-4.11
	ROA %	-3.23
	ROIC %	-3.21
	ROC (Joel Greenblatt) %	-40.57
	ROCE %	-3.42

GF Value Rank

8/10

	Name	Current	Vs Industry		Vs History
	PS Ratio	7.13
	PB Ratio	3.27
	Price-to-Tangible-Book	36.62
	Price-to-Free-Cash-Flow	63.1
	Price-to-Operating-Cash-Flow	59.25
	EV-to-EBIT	-89.75
	EV-to-EBITDA	454.56
	EV-to-Revenue	7.12
	EV-to-FCF	63.36
	Earnings Yield (Greenblatt) %	-1.11
	FCF Yield %	1.57

Financials (Next Earnings Date:2024-05-31 Est.)

Annual Quarterly TTM

FRA:6NCA's 30-Y Financials

AAPL

Income Statement Breakdown

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

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5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Ncino Inc Executives

Details

GF Value: €42.36

FRA:6NCA

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with 6NCA. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	438.679
	EPS (TTM) (€)	-0.351
	Beta	0.37
	Volatility %	33.56
	14-Day RSI	42.92
	14-Day ATR (€)	0.521292
	20-Day SMA (€)	30.22
	12-1 Month Momentum %	21.93
	52-Week Range (€)	19.6 - 33.2
	Shares Outstanding (Mil)	114.22

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	7
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Ncino Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Ncino Inc Stock Events

Financials Calendars

	Event	Date	Price(€)
No Event Data

Ncino Inc Frequently Asked Questions

What is Ncino Inc(FRA:6NCA)'s stock price today?

The current price of FRA:6NCA is €28.20. The 52 week high of FRA:6NCA is €33.20 and 52 week low is €19.60.

When is next earnings date of Ncino Inc(FRA:6NCA)?

The next earnings date of Ncino Inc(FRA:6NCA) is 2024-05-31 Est..

Does Ncino Inc(FRA:6NCA) pay dividends? If so, how much?

Ncino Inc(FRA:6NCA) does not pay dividend.

Press Release

	Subject	Date
No Press Release

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