Ncino (FRA:6NCA) PE Ratio without NRI: 22.91 (As of Jul. 23, 2026) — 47% Below Median

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FRA:6NCA Ncino Inc FRA:6NCA
65 GF Score
Price €15.10
GF Value €35.28
Valuation Significantly Undervalued
! 7 Warning Signs
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What is Ncino PE Ratio without NRI?

Ncino FRA:6NCA -3.82% 65 PE Ratio without NRI is 22.91 as of Jul. 23, 2026, which is 47% below its 10-year median of 42.84. GuruFocus rates FRA:6NCA with a GF Score™ of 65/100 and a GF Value™ of €35.28 (Significantly Undervalued). The stock has 7 warning signs investors should review. Among 1,728 Software companies, Ncino ranks worse than 52.89% on this metric.

The PE Ratio without NRI, or P/E Ratio without non-recurring items, is a financial ratio used to compare a company's market price to its EPS without NRI. As of today (2026-07-23), Ncino's share price is €15.10. Ncino's EPS without NRI for the trailing twelve months (TTM) ended in Apr. 2026 was €0.66. Therefore, Ncino's PE Ratio without NRI for today is 22.91.

During the past 9 years, Ncino's highest PE Ratio without NRI was 128.88. The lowest was 17.30. And the median was 42.84.

Ncino's EPS without NRI for the three months ended in Apr. 2026 was €0.10. Its EPS without NRI for the trailing twelve months (TTM) ended in Apr. 2026 was €0.66.

As of today (2026-07-23), Ncino's share price is €15.10. Ncino's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Apr. 2026 was €0.10. Therefore, Ncino's PE Ratio (TTM) for today is 145.19.

During the past years, Ncino's highest PE Ratio (TTM) was 369.20. The lowest was 123.33. And the median was 151.08.

Ncino's EPS (Diluted) for the three months ended in Apr. 2026 was €0.10. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Apr. 2026 was €0.10.

Ncino's EPS (Basic) for the three months ended in Apr. 2026 was €0.11. Its EPS (Basic) for the trailing twelve months (TTM) ended in Apr. 2026 was €0.11.


Ncino  (FRA:6NCA) PE Ratio without NRI Explanation

The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.

If a company loses money, the PE Ratio becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.

Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio without NRI measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.


Ncino PE Ratio without NRI Related Terms


Ncino PE Ratio without NRI Historical Data

* Premium members only.

The historical data trend for Ncino's PE Ratio without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ncino PE Ratio without NRI Chart

Ncino Annual Data
Trend Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
PE Ratio without NRI
Get a 7-Day Free Trial Premium Member Only At Loss At Loss At Loss 52.32 19.95

Ncino Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
PE Ratio without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 36.83 39.33 47.64 19.95 22.70

FRA:6NCA vs ALKT, BL, EVCM: PE Ratio without NRI Comparison

For the Software - Application subindustry, Ncino's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ncino PE Ratio without NRI vs Software Industry

For the Software industry and Technology sector, Ncino's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Ncino's PE Ratio without NRI falls into.


FRA:6NCA
65GF Score
Ncino Inc FRA:6NCA
PE Ratio without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ncino PE Ratio without NRI Calculation

The PE Ratio without NRI, or P/E Ratio without non-recurring items, is a financial ratio used to compare a company's market price to its EPS without NRI. Regular PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than regular PE Ratio.

Ncino's PE Ratio without NRI for today is calculated as

PE Ratio without NRI=Share Price/ EPS without NRI
=15.10/0.659
=22.91

Ncino's Share Price of today is €15.10.
Ncino's EPS without NRI for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.66.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months.

For Forward PE Ratio, the earnings are the expected earnings for the next twelve months.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio without NRI →
What does a PE Ratio without NRI of 22.91 mean?
Ncino (FRA:6NCA) has a PE Ratio without NRI of 22.91 as of Jul. 23, 2026. P/E without nonrecurring items is the ratio of share price to a company's earnings less one-time charges. View historical data on Ncino and its competitors. This is 47% below median its historical median of 42.84. Over the past decade, Ncino's PE Ratio without NRI has ranged from 17.30 to 128.88. According to the industry distribution chart, Ncino ranks #914 out of 1728 companies in the Software industry, placing it in the top 52.9%.
Is Ncino's PE Ratio without NRI too high?
Ncino's current PE Ratio without NRI of 22.91 is 47% below median its 10-year median of 42.84. Over the past 10 years, this metric has ranged from a low of 17.30 to a high of 128.88. The Software industry median PE Ratio without NRI is 20.29. Ncino's value of 22.91 is 12.9% above this industry median. Based on the distribution chart, Ncino ranks #914 out of 1728 companies in the Software industry, which is below the industry midpoint. Overall, Ncino has a GF Score™ of 65/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ncino's PE Ratio without NRI compare to ALKT and BL?
According to the Software industry distribution chart, Ncino ranks #914 out of 1728 companies for PE Ratio without NRI. This places Ncino in the lower half of its industry. The industry median PE Ratio without NRI is 20.29. Ncino's value of 22.91 is 12.9% above this benchmark. Historically, Ncino's own PE Ratio without NRI has ranged from 17.30 to 128.88 over the past decade. While the company's 10-year median is 42.84 vs. the industry median of 20.29, Ncino has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio without NRI for a Software company?
The median PE Ratio without NRI among Software companies is 20.29, based on 1,728 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio without NRI significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ncino's current PE Ratio without NRI of 22.91 is 12.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio without NRI mean?
A high PE Ratio without NRI can signal that a stock is expensive relative to its fundamentals. P/E without nonrecurring items is the ratio of share price to a company's earnings less one-time charges. View historical data on Ncino and its competitors. For the Software industry, the median PE Ratio without NRI is 20.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ncino's current PE Ratio without NRI is 22.91, which is 47% below median its own 10-year median of 42.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ncino stock overvalued right now?
Based on GuruFocus' analysis, Ncino (FRA:6NCA) is currently considered Significantly Undervalued. The stock's GF Value™ is €35.28, compared to a current price of €15.10 — trading 57.2% below its estimated fair value. The current PE Ratio without NRI is 22.91, which is 47% below median its 10-year median of 42.84 and 12.9% above the Software industry median of 20.29. Ncino's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio without NRI calculated?
PE Ratio without NRI is calculated from a company's financial statements. For Ncino (FRA:6NCA), the current PE Ratio without NRI is 22.91 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ncino (FRA:6NCA) Overvalued in 2026?

Based on GuruFocus' analysis, Ncino stock appears to be undervalued. The current stock price of €15.10 is trading 57.2% below its estimated GF Value™ of €35.28. GuruFocus considers Ncino to be Significantly Undervalued.

Key valuation signals for FRA:6NCA:

  • PE Ratio without NRI: 22.91 (47% below median its 10-year median of 42.84)
  • GF Value™: €35.28 vs. price of €15.10 (57.2% below fair value)
  • GF Score™: 65/100 with 7 warning signs
  • Industry Position: 12.9% above the Software median (#914 of 1728)

No single metric tells the full story. See the FRA:6NCA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ncino Business Description

Other Exchanges NCNO:USANCNO1:Mexico
Address 6770 Parker Farm Drive, Wilmington, NC, USA, 28405
Ncino Inc is a provider of cloud-based software for financial institutions. It is focused on developing the nCino Platform to transform commercial and small business lending for community and regional banks in the U.S. With the company's platform financial institutions can Operate More Intelligently, Improve Efficiency, Elevate Employee and Client Experiences, and Manage Risk and Compliance Continuously Rather Than Reactively. It has built and acquired technology, including SimpleNexus, DocFox, FullCircl, ILT, Visible Equity, FinSuite, and Sandbox Banking, to augment the nCino Platform's capabilities for mortgage lending, onboarding, account opening, indirect auto lending, and analytics and AI. The company operates as one operating segment.
65GF Score

Get the complete analysis for FRA:6NCA

PE Ratio without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€15.10
Price
€35.28
GF Value