Ncino (FRA:6NCA) Enterprise Value: €1,925.1 Mil (As of Jul. 18, 2026) ***

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FRA:6NCA Ncino Inc FRA:6NCA
65 GF Score
Price €15.70
GF Value €34.07
Valuation Significantly Undervalued
! 7 Warning Signs
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What is Ncino Enterprise Value?

Ncino FRA:6NCA +1.29% 65 Enterprise Value is €1,925.1 Mil as of Jul. 18, 2026. GuruFocus rates FRA:6NCA with a GF Score™ of 65/100 and a GF Value™ of €34.07 (Significantly Undervalued). The stock has 7 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Ncino's Enterprise Value is €1,925.1 Mil. Ncino's EBIT for the trailing twelve months (TTM) ended in Apr. 2026 was €25.9 Mil. Therefore, Ncino's EV-to-EBIT ratio for today is 74.24.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Ncino's Enterprise Value is €1,925.1 Mil. Ncino's EBITDA for the trailing twelve months (TTM) ended in Apr. 2026 was €61.6 Mil. Therefore, Ncino's EV-to-EBITDA ratio for today is 31.28.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Ncino's Enterprise Value is €1,925.1 Mil. Ncino's Revenue for the trailing twelve months (TTM) ended in Apr. 2026 was €521.9 Mil. Therefore, Ncino's EV-to-Revenue ratio for today is 3.69.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Ncino's Enterprise Value is €1,925.1 Mil. Ncino's Cash Flow from Operations for the trailing twelve months (TTM) ended in Apr. 2026 was €100.2 Mil. Therefore, Ncino's EV-to-OCF ratio for today is 19.22.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Ncino's Enterprise Value is €1,925.1 Mil. Ncino's Free Cash Flow for the trailing twelve months (TTM) ended in Apr. 2026 was €94.7 Mil. Therefore, Ncino's EV-to-FCF ratio for today is 20.33.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Ncino  (FRA:6NCA) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Ncino's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=1925.143/25.932
=74.24

Ncino's current Enterprise Value is €1,925.1 Mil.
Ncino's EBIT for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €25.9 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Ncino's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=1925.143/61.552
=31.28

Ncino's current Enterprise Value is €1,925.1 Mil.
Ncino's EBITDA for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €61.6 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Ncino's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=1925.143/521.907
=3.69

Ncino's current Enterprise Value is €1,925.1 Mil.
Ncino's Revenue for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €521.9 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Ncino's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=1925.143/100.167
=19.22

Ncino's current Enterprise Value is €1,925.1 Mil.
Ncino's Cash Flow from Operations for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €100.2 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Ncino's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=1925.143/94.689
=20.33

Ncino's current Enterprise Value is €1,925.1 Mil.
Ncino's Free Cash Flow for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €94.7 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Ncino Enterprise Value Related Terms


Ncino Enterprise Value Historical Data

* Premium members only.

The historical data trend for Ncino's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ncino Enterprise Value Chart

Ncino Annual Data
Trend Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Enterprise Value
Get a 7-Day Free Trial Premium Member Only 4,168.07 2,936.10 3,378.91 3,939.74 2,200.31

Ncino Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,487.84 3,089.85 2,798.84 2,200.31 1,813.64

FRA:6NCA vs ALKT, BL, EVCM: Enterprise Value Comparison

For the Software - Application subindustry, Ncino's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ncino Enterprise Value vs Software Industry

For the Software industry and Technology sector, Ncino's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Ncino's Enterprise Value falls into.


FRA:6NCA
65GF Score
Ncino Inc FRA:6NCA
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ncino Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Ncino's Enterprise Value for the fiscal year that ended in Jan. 2026 is calculated as

Ncino's Enterprise Value for the quarter that ended in Apr. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of €1,925.1 Mil mean?
Ncino (FRA:6NCA) has a Enterprise Value of €1,925.1 Mil as of Jul. 18, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Ncino and its competitors.
Is Ncino's Enterprise Value too high?
Ncino's current Enterprise Value is €1,925.1 Mil. Overall, Ncino has a GF Score™ of 65/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ncino's Enterprise Value compare to ALKT and BL?
Ncino's Enterprise Value of €1,925.1 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Software company?
A good Enterprise Value depends on the Software industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Ncino and its competitors. Ncino's current Enterprise Value is €1,925.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ncino stock overvalued right now?
Based on GuruFocus' analysis, Ncino (FRA:6NCA) is currently considered Significantly Undervalued. The stock's GF Value™ is €34.07, compared to a current price of €15.70 — trading 53.9% below its estimated fair value. The current Enterprise Value is €1,925.1 Mil. Ncino's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Ncino (FRA:6NCA), the current Enterprise Value is €1,925.1 Mil as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ncino (FRA:6NCA) Overvalued in 2026?

Based on GuruFocus' analysis, Ncino stock appears to be undervalued. The current stock price of €15.70 is trading 53.9% below its estimated GF Value™ of €34.07. GuruFocus considers Ncino to be Significantly Undervalued.

Key valuation signals for FRA:6NCA:

  • Enterprise Value: €1,925.1 Mil
  • GF Value™: €34.07 vs. price of €15.70 (53.9% below fair value)
  • GF Score™: 65/100 with 7 warning signs

No single metric tells the full story. See the FRA:6NCA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ncino Business Description

Other Exchanges NCNO:USANCNO1:Mexico
Address 6770 Parker Farm Drive, Wilmington, NC, USA, 28405
Ncino Inc is a provider of cloud-based software for financial institutions. It is focused on developing the nCino Platform to transform commercial and small business lending for community and regional banks in the U.S. With the company's platform financial institutions can Operate More Intelligently, Improve Efficiency, Elevate Employee and Client Experiences, and Manage Risk and Compliance Continuously Rather Than Reactively. It has built and acquired technology, including SimpleNexus, DocFox, FullCircl, ILT, Visible Equity, FinSuite, and Sandbox Banking, to augment the nCino Platform's capabilities for mortgage lending, onboarding, account opening, indirect auto lending, and analytics and AI. The company operates as one operating segment.
65GF Score

Get the complete analysis for FRA:6NCA

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€15.70
Price
€34.07
GF Value