Ncino (FRA:6NCA) FCF Margin %: 50.68% (As of Apr. 2026)


FRA:6NCA Ncino Inc FRA:6NCA
62 GF Score
Price €13.80
GF Value €32.47
Valuation Significantly Undervalued
! 7 Warning Signs
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What is Ncino FCF Margin %?

Ncino FRA:6NCA 62 FCF Margin % is 50.68% as of Apr. 2026. GuruFocus rates FRA:6NCA with a GF Score™ of 62/100 and a GF Value™ of €32.47 (Significantly Undervalued). The stock has 7 warning signs investors should review. Among 2,814 Software companies, Ncino ranks better than 83.94% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Ncino's Free Cash Flow for the three months ended in Apr. 2026 was €69.1 Mil. Ncino's Revenue for the three months ended in Apr. 2026 was €136.3 Mil. Therefore, Ncino's FCF Margin % for the quarter that ended in Apr. 2026 was 50.68%.

As of today, Ncino's current FCF Yield % is 6.18%.

The historical rank and industry rank for Ncino's FCF Margin % or its related term are showing as below:

FRA:6NCA' s FCF Margin % Range Over the Past 10 Years
Min: -32.33   Med: -8.26   Max: 18.14
Current: 18.14


During the past 9 years, the highest FCF Margin % of Ncino was 18.14%. The lowest was -32.33%. And the median was -8.26%.

FRA:6NCA's FCF Margin % is ranked better than
83.94% of 2814 companies
in the Software industry
Industry Median: 2.415 vs FRA:6NCA: 18.14


Ncino FCF Margin % Related Terms


Ncino FCF Margin % Historical Data

* Premium members only.

The historical data trend for Ncino's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ncino FCF Margin % Chart

Ncino Annual Data
Trend Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
FCF Margin %
Get a 7-Day Free Trial Premium Member Only -9.02 -8.26 11.28 9.87 13.88

Ncino Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 36.49 8.46 3.22 8.34 50.68

FRA:6NCA vs ALKT, BL, EVCM: FCF Margin % Comparison

For the Software - Application subindustry, Ncino's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ncino FCF Margin % vs Software Industry

For the Software industry and Technology sector, Ncino's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Ncino's FCF Margin % falls into.


FRA:6NCA
62GF Score
Ncino Inc FRA:6NCA
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Ncino FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Ncino's FCF Margin for the fiscal year that ended in Jan. 2026 is calculated as

FCF Margin=Free Cash Flow (A: Jan. 2026 )/Revenue (A: Jan. 2026 )
=70.262/506.159
=13.88 %

Ncino's FCF Margin for the quarter that ended in Apr. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Apr. 2026 )/Revenue (Q: Apr. 2026 )
=69.076/136.299
=50.68 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 50.68% mean?
Ncino (FRA:6NCA) has a FCF Margin % of 50.68% as of Apr. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Ncino and its competitors. According to the industry distribution chart, Ncino ranks #452 out of 2814 companies in the Software industry, placing it in the top 16.1%.
Is Ncino's FCF Margin % too high?
Ncino's current FCF Margin % is 50.68%. The Software industry median FCF Margin % is 2.42. Ncino's value of 50.68% is 1998.6% above this industry median. Based on the distribution chart, Ncino ranks #452 out of 2814 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Ncino has a GF Score™ of 62/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ncino's FCF Margin % compare to ALKT and BL?
According to the Software industry distribution chart, Ncino ranks #452 out of 2814 companies for FCF Margin %. This places Ncino in the top 16% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 2.42. Ncino's value of 50.68% is 1998.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Software company?
The median FCF Margin % among Software companies is 2.42, based on 2,814 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ncino's current FCF Margin % of 50.68% is 1998.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Ncino and its competitors. For the Software industry, the median FCF Margin % is 2.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ncino's current FCF Margin % is 50.68%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ncino stock overvalued right now?
Based on GuruFocus' analysis, Ncino (FRA:6NCA) is currently considered Significantly Undervalued. The stock's GF Value™ is €32.47, compared to a current price of €13.80 — trading 57.5% below its estimated fair value. The current FCF Margin % is 50.68% and 1998.6% above the Software industry median of 2.42. Ncino's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Ncino (FRA:6NCA), the current FCF Margin % is 50.68% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ncino (FRA:6NCA) Overvalued in 2026?

Based on GuruFocus' analysis, Ncino stock appears to be undervalued. The current stock price of €13.80 is trading 57.5% below its estimated GF Value™ of €32.47. GuruFocus considers Ncino to be Significantly Undervalued.

Key valuation signals for FRA:6NCA:

  • FCF Margin %: 50.68%
  • GF Value™: €32.47 vs. price of €13.80 (57.5% below fair value)
  • GF Score™: 62/100 with 7 warning signs
  • Industry Position: 1998.6% above the Software median (#452 of 2814)

No single metric tells the full story. See the FRA:6NCA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ncino Business Description

Other Exchanges NCNO:USANCNO1:Mexico
Address 6770 Parker Farm Drive, Wilmington, NC, USA, 28405
Ncino Inc is a provider of cloud-based software for financial institutions. It is focused on developing the nCino Platform to transform commercial and small business lending for community and regional banks in the U.S. With the company's platform financial institutions can Operate More Intelligently, Improve Efficiency, Elevate Employee and Client Experiences, and Manage Risk and Compliance Continuously Rather Than Reactively. It has built and acquired technology, including SimpleNexus, DocFox, FullCircl, ILT, Visible Equity, FinSuite, and Sandbox Banking, to augment the nCino Platform's capabilities for mortgage lending, onboarding, account opening, indirect auto lending, and analytics and AI. The company operates as one operating segment.
62GF Score

Get the complete analysis for FRA:6NCA

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€13.80
Price
€32.47
GF Value